OK found the culprit. It seems either the update to 3.9.1 or a mistake on my part caused a box to be checked in ‘users’…your profile…visual editor…disable box was checked.
Simple!!!
I did all the uninstalls, re-installed wordpress and uploaded all files again before my hosting company was able to discover it was just a checked box!!!
Just tried de activating all plugins and still only see code in edit window.
should I reactivate now?