Thank You.
Your information was right on…correct. Unfortunately, goDaddy doesn’t play well with external ftp programs. After a quick search found how to control/change permissions using “their” ftp manager. Once I changed the permissions it worked great.
Side question…tried to upload a zip file of pictures but could not find the file/files after uploading. Not a huge problem, just uploaded in groups of 20, but just trying to figure out what else I am doing wrong.