kingchros, we’re working on a web app that allows you to mess around with color schemes without having to do any coding. It’s called StyleCruncher (http://stylecruncher.com) and it’s currently in beta. If you’re interested in trying it out, go to the site and fill out the beta test application form (bright green on the home page).
The one thing you will have to be able to do is install either our plugin, or a theme (once you generate a color scheme that you like). If you install the plugin it will handle the theme installation automatically.
We’re currently beta testing an application that will allow you to do exactly that. Check out http://stylecruncher.com and sign up for a beta account. Let us know how it works out.