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Hello Red Carpet.

That depends of the theme you use. Either you can:

– add your header image in the theme’s settings, under Appearance > Theme settings. Be warned, some themes don’t have it

– or you’ll need to upload your header online, and modify your CSS (Cascading Style Sheet) to include your image as a background image to the header. On WordPress.com, you need to pay a small fee to modify your style sheets.

I sometimes pick themes based on theme settings being available for ease of use.