Opps, and thank you for your suggestions!
Ward: I couldn’t find a copy of the htaccess file before I uploaded a blank test file. It didn’t show up on my ftp program and I couldn’t find any option for “show hidden files”, so I assumed it wasn’t there (opps). After I uploaded it, I could see it as .htaccess, so I assume that Wyse FTP does not hide hidden files.
HandySolo: I can’t get any access to wordpress at all. I think the problem is in the permissions to the folder, but I don’t know how I changed them, etc.