Need help choosing plug ins

Hello,

I am new to Word Press and am getting lost in the myriad of options and plug ins. I need to create a website that is a multiple author catalog without the need for shopping/sales capability (client will call in to hire the musicians). The website is for a booking agency serving members of a local musicians union.

The goal is for the union office to administrate the website but the members should be able to login and update/maintain their individual pages. Each musician/band page should have the same formatting (theme) and allow for a few text areas, audio/video, and picture(s). We (admin) need to be able to data check (hopefully automatically)that the members do not post web links in the text or include personal email or phone numbers.

We will want to organize the pages according to various musical categories and have them searchable under different criteria by the prospective clients (wanting to hire members). Also, we want to automatically hide or display the individual member pages according to their current membership status (in other words- If a member has been suspended for non payment, we want their page to be hidden).

So the questions are:
Can this be accomplished without any plug-ins?
Is the Member plug-in relevant?

Please be as patronizing as possible in your answers. Even though I have coded in java, html, C+, and ASP before, it has been a long time.

Thanks in advance,
SudFunk