Install multiple problems

I’m having a lot of problems here and I’m not sure where to start.
I have FTP access.

Activated BulletProof Security .htaccess File
The htaccess file that is activated in your root folder is:
BULLETPROOF PRO 5.D DEFAULT .HTACCESS

Either a BPS htaccess file was NOT found in your root folder or you have not activated BulletProof Mode for your Root folder yet, Default Mode is activated, Maintenance Mode is activated or the version of the BPS Pro htaccess file that you are using is not the most current version or the BPS QUERY STRING EXPLOITS code does not exist in your root htaccess file. Please view the Read Me Help button above.

wp-config.php is NOT htaccess protected by BPS

Deny All protection NOT activated for BPS Master /htaccess folder
Deny All protection NOT activated for /wp-content/bps-backup folder

I’m not sure what to do at this point. I’ve upgraded to the latest BPS and this may have compounded the problem, I don’t know.

The original install took place with my website ftp login as: x
And my WordPress logins at: y
Not realizing this might be a bad thing I tried to create all the files I needed with text editors, and ftp and rename them into place
I now login with both WP and FTP site the same now.

Any body care to help me sort this out. 404 on any test page. Not that I want to build a site until this is straightened out.
Kenny

A valid BPS htaccess file was NOT found in your wp-admin folder. Either you have not activated BulletProof Mode for your wp-admin folder yet or the version of the wp-admin htaccess file that you are using is not the most current version. BulletProof Mode for the wp-admin folder MUST also be activated when you have BulletProof Mode activated for the Root folder. Please view the Read Me Help button above.

http://wordpress.org/plugins/bulletproof-security/