Description
Wallid enables merchants to accept account-to-account payments in WooCommerce using Open Banking. Customers pay directly from their bank account to the merchant’s bank account, without using debit or credit cards.
Once the Wallid payment method is enabled at checkout, payments are authorised within the customer’s own banking app and completed via the Faster Payments network.
Key features:
– Instant settlement: payments are transferred directly to the merchant’s bank account, typically in real time, without payout delays.
– Transparent pricing: 1% + 25p payment fees with discounts for high volume.
– Secure bank authorisation: customers authenticate payments using their bank’s existing security mechanisms. No card details are collected or stored.
– WooCommerce-native integration: integrates directly with WooCommerce checkout and order management, requiring no custom development.
Wallid Merchant Portal:
Merchants can manage and monitor their payments through the Wallid Merchant Portal.
- View detailed information for WooCommerce payments
- Manage bank account details used for settlement
- Initiate instant refunds
- Get reconciliation reports
About Wallid:
Wallid is an Open Banking-based payment platform that provides an alternative to card payments. It allows businesses to receive payments directly into their bank account via online checkouts.
Wallid operates using regulated Open Banking infrastructure and is designed to support secure, direct bank-to-bank payments for UK & EU merchants.
Getting started requirements:
- WordPress 5.8 or newer
- WooCommerce 6.6 or newer
- PHP version 7.0 or newer (7.2+ recommended)
External services
This plugin connects to the Wallid Pay-by-Bank service at https://pay.wallid.co to create payments and redirect customers to complete Open Banking checkout.
When a customer chooses Wallid at checkout, the plugin sends the following order data to https://pay.wallid.co:
- currency
- order total
- order ID / reference
- shop / terminal ID
- checkout URL
- success (order received) URL
- payment type (WOOCOMMERCE)
Customers are then redirected to https://pay.wallid.co to select their bank and authorise the payment. Wallid sends payment status updates back to the store via webhook so WooCommerce order status can be updated.
This service is provided by Wallid:
- Terms of service: https://wallid.co/terms-conditions
- Privacy policy: https://wallid.co/privacy-policy
FAQ
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Where do I get my Wallid credentials?
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Create a merchant account at https://www.getwallid.co.uk, complete verification, then request activation from Wallid support. Once approved, you will receive your terminal credentials.
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Does this plugin support refunds?
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Instant refunds are managed through the Wallid Merchant Portal.
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Which countries are supported?
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Wallid supports UK and EU merchants. Availability depends on your account setup and verification status.
Reviews
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Contributors & Developers
“WALL ID Pay By Bank” is open source software. The following people have contributed to this plugin.
Contributors
Translate “WALL ID Pay By Bank” into your language.
Interested in development?
Browse the code, check out the SVN repository, or subscribe to the development log by RSS.
Changelog
1.1.9
- General fixes and stability improvements.
1.1.8
- Initial public package improvements for Open Banking checkout flow.