Clicks Manual Payment Gateways for Bangladesh

Description

Clicks Manual Payment Gateways for Bangladesh provides a flexible WooCommerce payment solution for online businesses, eCommerce stores, sellers, and shops operating in Bangladesh. It enables your store to accept bKash, Nagad, Rocket, Upay, Cellfin (Islami Bank), and Direct Bank Transfer (IBFT / BEFTN / NPSB) manual payments seamlessly — without requiring complicated merchant accounts, trade licenses, API approvals, monthly fees, or transaction charges.

When online shoppers in Bangladesh ask “Can I pay via bKash or Nagad?” or “Do you accept Rocket or Cellfin?”, this plugin provides a clean, professional, and mobile-optimized checkout popup flow where buyers can view your account details, scan your QR code, copy account numbers with 1-click, and upload their payment transaction receipt screenshot or PDF. Store owners receive instant email alerts with 1-click Approve/Reject verification buttons — no dashboard login required.

Key Benefits for Bangladeshi eCommerce Stores

• Zero Approval Wait Time & No Merchant API Required: Start accepting local Bangladeshi mobile wallet and bank payments immediately without waiting weeks for commercial API credentials, TIN, or trade licenses.
• 0% Transaction Fees: Save 100% on gateway processing charges since payments are transferred directly to your personal, merchant, or agent account.
• Reduce Cash on Delivery (COD) Returns: Offer trusted Bangladeshi digital wallets (bKash, Nagad, Rocket, Upay, Cellfin) as prepaid alternatives to cut down on Return-to-Origin (RTO) rates.
• Account Type Clarification: Clearly specify whether your account is Personal (Send Money), Merchant (Make Payment), or Agent (Cash Out) so customers transfer with zero confusion.
• Mobile-Perfect Interactive Checkout Modal & Thank-You Forms: Choose between instant Checkout Popup Modal or Classic Thank You Page Receipt Upload Form — optimized for mobile devices.
• WooCommerce Checkout Blocks & HPOS Ready: 100% compatible with modern Gutenberg Checkout Blocks ([Checkout Block]), High-Performance Order Storage (HPOS), and classic WooCommerce shortcode checkouts.
• Anti-Fraud Protection Built In: Duplicate Transaction Reference ID (TrxID) detection automatically blocks reused payment references across orders.

Included Payment Gateways

1. bKash (বিকাশ) — Widely used mobile financial service (MFS) in Bangladesh for Send Money, Payment, and QR codes.
2. Nagad (নগদ) — Bangladesh Post Office’s popular digital financial service.
3. Rocket (রকেট – ডাচ-বাংলা ব্যাংক) — Dutch-Bangla Bank (DBBL) mobile banking account transfers.
4. Upay (উপায় – ইউসিবি) — United Commercial Bank (UCB) digital wallet payments.
5. Cellfin (সেলফিন – ইসলামী ব্যাংক) — Islami Bank Bangladesh Limited (IBBL) digital banking app and instant fund transfers.
6. Direct Bank Transfer (IBFT / BEFTN / NPSB) — Instant bank funds transfer for all Bangladeshi commercial and Islamic banks (BRAC, City Bank, DBBL, EBL, IBBL, etc.).
7. Custom Payment Method — Create any custom payment channel (e.g. mCash, Tap, SureCash) with your custom logo, name, and QR code.

Core Features (100% Free)

• Interactive Payment Proof Modal: Popup dialog opens on checkout with scannable QR Code, account copy buttons, TrxID field, and receipt upload (JPG, PNG, PDF up to 5MB).
• 1-Click Admin Email Verification: Admins receive email alerts containing secure [ ✅ Approve Payment (1-Click) ] and [ ❌ Reject Payment ] HMAC action buttons to verify orders straight from email.
• Account Type Selector: Distinguish between Personal, Merchant, and Agent accounts with custom badges at checkout.
• Customer Dashboard Order Panel: Customers can view payment status and upload receipts under My Account → Orders.
• Prepaid Gateway Discounts: Give custom percentage (%) or fixed BDT (৳) discounts to customers who choose prepaid manual payment over Cash on Delivery.
• Transaction ID (TrxID) Verification: Optional or compulsory transaction reference input field for tracking bank & wallet reference numbers.
• Duplicate TrxID Anti-Fraud Shield: Automatically flags and blocks reused transaction reference IDs across orders to prevent duplicate payment claims.
• Printable PDF / HTML Receipt Generator: Download or print clean invoices for orders directly from WooCommerce.
• Automated Customer Payment Reminders & Auto-Cancellation: Automatic WP-Cron triggers send reminder emails after configurable hours and auto-cancel unpaid orders to protect stock.
• Admin Order Quick Preview Lightbox: View receipt screenshots directly in the WooCommerce Orders admin list table without leaving the page.
• Native Bengali (বাংলা) Instructions: Authentic native-speaker Bengali language phrasing for checkout, modal, and thank-you notices — toggle ON/OFF per gateway.
• WooCommerce Admin Analytics Dashboard Widget: View real-time revenue collected per gateway (bKash vs Nagad vs Rocket vs Cellfin vs Banks) and pending proof counts on the WordPress admin dashboard in BDT (৳).
• Configurable Post-Upload Order Status: Choose whether orders transition to Payment Proof Submitted, On-Hold, or Processing after receipt upload.
• Payment Deadline Countdown Timer: Clean, minimal countdown timer (01:59:45) on the Thank You page to encourage fast payment completion.
• Secure File Storage: Receipts are protected in a non-public upload directory secured by .htaccess deny rules and randomized folder hashes.