This plugin hasn’t been tested with the latest 3 major releases of WordPress. It may no longer be maintained or supported and may have compatibility issues when used with more recent versions of WordPress.

3-D Secure Payment Gateway by CardinalCommerce


3-D Secure Payment Gateway by CardinalCommerce

Enable 3-D Secure on your WooCommerce site to protect your payments: 1. Reduce Fraud and Shift Fraud Liability to the Issuing Bank 2. Accept More Sales and Improve Authorization Rates 3. Slash Manual Review for Fraud 4. Cut chargeback fees and virtually end representment 5. Some merchants even reduce thier interchange fees.
Some compatible payment service providers include, Cybersource, Chase Paymentech, Heartland, Network Merchants (NMI), First Data, PayPal PayFloPro, and more.

Call 877-352-8444 for more information or use the credentials form

Accept Visa, MasterCard, Discover, and American Express.

Protect Your Store From Fraud with 3D Secure

CardinalCommerce is famous for offering the most versatile rules based 3D Secure (3DS) solution in the industry. Protect your web store with this optional service that gives you all of the benefits of Cardinal Consumer Authentication.

  1. Supports Verified by Visa (VbV), MasterCard SecureCode, Discover ProtectBuy, and American Express Amex Safekey.



  • Effect of Cardinal on Web Sales and Fraud
  • EMV for Online Business
  • Benefits Overview


How do I get my Cardinal credentials?

CardinalCommerce provides those over the phone or via email once you have the plugin installed. Call us at 877-352-8444 or email


works, but you have to call them

Turns out that the version on here works with all the gateways they list but only has a screen to just put in your account

Once I figured out to call in they handled it from there for me through support and they helped test it to make sure i wouldn’t be getting any more chargebacks

Read all 2 reviews

Contributors & Developers

“3-D Secure Payment Gateway by CardinalCommerce” is open source software. The following people have contributed to this plugin.



2018.08.01 – Version 1.2.7

  • Change JavaScript URL for staging and production

2018.08.01 – Version 1.2.6

  • Fix shipping name

2018.07.20 – Version 1.2.5

  • Add support for different instances

2018.06.08 – Version 1.2.4

  • Add emulation mode for testing transactions as admin

2018.05.22 – Version 1.2.3

  • Place fraud filtered orders in state returned by processor

2018.04.16 – Version 1.2.2

  • Add handling for fraud detection codes

2018.04.03 – Version 1.2.1

  • Add email and invoice number to authorization
  • Add action code to order details

2018.03.28 – Version 1.2.0

  • Operability with a wider variety of WooCommerce configurations
  • Simplify plugin configuration by removing Processor ID, Merchant ID, and Transaction Password
  • Support payment brand icon customization

2017.11.07 – Version 1.1.0

  • Added Enable / Disable gateway functionality in settings
  • Add payment brand logos to payment gateway
  • Fixed jQuery reload bug, ensuring plugin functionality even if jQuery is loaded twice

2017.04.12 – Version 1.0

  • First release