CardinalCommerce OneConnect 3D-Secure for


CardinalCommerce OneConnect for WooCommerce

OneConnect solves two problems for WooCommerce merchants:
1. Easily connect to your payment gateway, and switch gateways without switching plugins
2. (Optional) Add 3D-Secure protection against fraud, improve authorizations (sales), and satisfy worldwide mandates

This is the most versatile Payment Gateway for WooCommerce. One connection to CardinalCommerce, the leader in protecting e-commerce transactions since 1999, allows you to connect your store once and have access to multiple major payment gateways including, Cybersource, Chase Paymentech, Heartland Portico, Network Merchants (NMI), First Data, PayPal PayFloPro, and more.

Call 877-352-8444 for more information or use the credentials form

Enable payments with the payment gateway allowing you to accept credit and debit cards in your e-store. Enhanced functionality allows you to use other gateways as well such as: Cybersource, Chase Paymentech, Heartland Portico, Network Merchants (NMI), First Data, PayPal PayFloPro and more.

Accept Visa, MasterCard, Discover, and American Express.

Call 877-352-8444 for more information or use the credentials form

Protect Your Store From Fraud with 3D Secure

CardinalCommerce is famous for offering the most versatile rules based 3D Secure (3DS) solution in the industry. Protect your web store with this optional service that gives you all of the benefits of Cardinal Consumer Authentication.

  1. Fraudulent chargeback blocking on authenticated transactions
  2. Accept more orders using 3DS to strengthen your fraud detection
  3. Enjoy possible interchange savings up to 20 basis points!
  4. Safely accept more international orders where 3DS is mandated

Supports Verified by Visa (VbV), MasterCard SecureCode, Discover ProtectBuy, and American Express Amex Safekey.

Call 877-352-8444 for more information or use the credentials form

CardinalCommerce Web Site

Why do WordPress (WooCommerce) merchants use 3-D Secure?

3-D Secure is an authentication initiative by the card networks to cut fraud out of the online payment system like chip cards reduce fraud at the physical register. The goal is to improve online transaction performance and accelerate eCommerce growth. Merchant benefits of using 3-D Secure include reducing fraud, increasing authorization rates, and reduce fees associated with the card networks.

What is Consumer Authentication?

Cardinal Consumer Authentication is a patented rules-based solution that incorporates 3-D Secure. Online transactions are authenticated with the consumer’s card issuing bank. The bank determines fraud risk and takes on liability when they authenticate a transaction, saving the merchant from chargebacks. The merchant is given options on the experiences the consumer sees on their checkout page.

Why is consumer authentication important now?

  • Fraud liability shift for consumers “I didn’t do it” transactions.
  • Authorize more transactions when you authenticate first
  • Potential interchange rate savings
  • Increasing mandates around the world
  • Expected CNP fraud spike with the U.S. rollout of EMV Chip Cards


Cardinal can take the worry and work out of accepting credit cards online. Learn how fraud impacts your webstore. Find out why it is important to have a solution in place to combat fraud.
Don’t forget to checkout our blog to learn all the latest in the payments space.

What our Customers say:

  • Amtrak: Cardinal Consumer Authentication increases sales and reduces chargebacks.
  • Priceline: Priceline works with Cardinal to reduce fraud and increase sales while creating a better experience for their legitimate consumers.

Real Support

CardinalCommerce customers enjoy true support through our online portal as well as real live phone support. Visit the CardinalCommerce Web Site or call 877-352-8444.


  • Effect of Cardinal on Web Sales and Fraud
  • EMV for Online Business
  • Benefits Overview



Installation Instructions

How do I get my Cardinal credentials?

CardinalCommerce provides those over the phone or via email once you have the plugin installed. Call us at 877-352-8444 or email

Is there a cost to use the plugin?

No, using it for connecting to your gateway is free and convenient. You do not have to change plugins in the future if your gateway changes. There is a cost for enabling 3D-Secure but it is very low compared to the fraud savings from chargeback protection. Call for pricing, it is quick and painless.

Where do I get my CardinalCommerce credentials

This is a FREE process and the credentials are here: Call 877-352-8444 or use the credentials form


works, but you have to call them

Turns out that the version on here works with all the gateways they list but only has a screen to just put in your account

Once I figured out to call in they handled it from there for me through support and they helped test it to make sure i wouldn’t be getting any more chargebacks

Read all 2 reviews

Contributors & Developers

“CardinalCommerce OneConnect 3D-Secure for” is open source software. The following people have contributed to this plugin.



2018.04.16 – Version 1.2.2

  • Add handling for fraud detection codes

2018.04.03 – Version 1.2.1

  • Add email and invoice number to authorization
  • Add action code to order details

2018.03.28 – Version 1.2.0

  • Operability with a wider variety of WooCommerce configurations
  • Simplify plugin configuration by removing Processor ID, Merchant ID, and Transaction Password
  • Support payment brand icon customization

2017.11.07 – Version 1.1.0

  • Added Enable / Disable gateway functionality in settings
  • Add payment brand logos to payment gateway
  • Fixed jQuery reload bug, ensuring plugin functionality even if jQuery is loaded twice

2017.04.12 – Version 1.0

  • First release