Cujiware Gateway – Mercado Pago for WooCommerce

Description

Cujiware Gateway connects your WooCommerce store with Mercado Pago and adds three payment methods:

• Checkout Pro: the customer is redirected to Mercado Pago to pay with cards, cash, bank transfer or account balance.
• Card payments (Card Payment Brick): the customer pays with credit or debit card without leaving your store.
• QR: the customer scans your store QR code and enters the payment voucher number.

Features:

• Recurring payments for WooCommerce Subscriptions (Mercado Pago preapprovals), including pause, reactivation and cancellation from My Account.
• Interest-free installments (MSI) and installment limits per product and per category.
• Surcharges (percentage and/or fixed amount) per payment method.
• Currency conversion (fixed rate or live rates) when the store currency differs from the Mercado Pago account currency.
• Marketplace split payments: vendors link their Mercado Pago account (Dokan, WCFM, WC Vendors, Tutor LMS) and the store keeps a commission.
• Refunds from WooCommerce, payment status synchronization and order notes.
• Available for every Mercado Pago country: Argentina, Brazil, Chile, Colombia, Mexico, Peru, Uruguay and Venezuela.

A paid Cujiware license is required. This plugin is the WordPress connector of the Cujiware service, a paid hosted service that provides:

• the payment processing logic (Checkout Pro preferences, card payments, QR validation, refunds and installment calculations);
• the reception and processing of Mercado Pago webhooks/notifications and the signed callbacks to your store;
• the marketplace split payments and the vendor account linking (OAuth);
• the synchronization of subscriptions (preapprovals) with WooCommerce Subscriptions;
• the license validation.

Without an active license the payment methods are not available. Plans and purchase: https://cujiware.com/suscripcion

The data exchanged with the Cujiware service is described in the “External services” section below.

External services

This plugin relies on the following third-party services. No data is sent to them until the store administrator saves a Cujiware license in WooCommerce > Settings > Integration > Mercado Pago Tools Pro.

Cujiware service

The Cujiware service validates the license and performs all the communication with Mercado Pago on behalf of the store (it creates checkouts, card payments, subscriptions and refunds, receives Mercado Pago notifications and renders the payment forms and settings pages).

What is sent and when:

• When the license is saved or validated: the license key, the site URL, the notification (callback) URL and the plugin version.
• When the administrator opens the plugin or payment method settings: the store country and currency, the site language, the administrator email address, the site home URL, the plugin URL, the WordPress admin URL, the vendor account linking URL and the URL of the uploaded QR image, to render the settings forms.
• When the settings are saved: the plugin settings, the store country and currency, and the Mercado Pago credentials of the store (access token, public key and, if marketplace is enabled, client ID and client secret).
• When a customer views the checkout, the cart or a product page, and when the administrator opens the settings: the cart or product items (name, quantity, price, image URL, installment settings), totals, currency, site language and price format, to render the payment forms.
• When a customer pays: the order (number, items, totals, shipping, currency, return URLs), the customer billing data (name, email, phone, address, postcode and, when requested, identification type and number), the Mercado Pago device ID and, for subscriptions, the billing period and amounts.
• When the marketplace feature is enabled: the Mercado Pago access tokens of the vendors that linked their account and their commission settings.
• Periodically (WP-Cron) and when Mercado Pago sends a notification: payment, order and subscription identifiers to synchronize their status.

Every request is signed with a per-site secret. The service also sends signed payment events to the store at ?wc-api=kmercadopago_callback.

• Terms of service: https://cujiware.com/terminos
• Privacy policy: https://cujiware.com/privacidad

Mercado Pago (https://www.mercadopago.com)

Payments are processed by Mercado Pago. In the store front-end the plugin loads the Mercado Pago scripts https://www.mercadopago.com/v2/security.js (device fingerprint for fraud prevention, on every page), https://sdk.mercadopago.com/js/v2 (card form, on the order payment page) and https://secure.mlstatic.com/sdk/javascript/v1/mercadopago.js (installment calculator, on product and checkout pages when a public key is configured). Customers paying with Checkout Pro are redirected to Mercado Pago, and vendors linking their account are redirected to https://auth.mercadopago.com.

• Terms and conditions: https://www.mercadopago.com.ar/ayuda/terminos-y-politicas_194
• Privacy policy: https://www.mercadopago.com.ar/privacidad