Vaultion Payments

Description

Vaultion Payments connects your store to the Vaultion hosted payment service. It includes a fixed-price shortcode and WooCommerce classic and Checkout Blocks gateway. A Vaultion merchant account and reviewed store connection are required. The plugin is free software; the hosted service charges transaction fees.

Direct checkout supports ETH and USDC on Base mainnet. Merchants can offer direct payment, let buyers choose, or require USDC escrow. Escrow requires at least 50 USDC. No other networks or ordinary address deposits are supported by this integration.

The hosted merchant dashboard provides email-code sign-in, payment items, receiving-wallet settings and escrow policy. Existing orders keep their original terms when settings change. The plugin retrieves authenticated payment status; returning to the store or supplying a transaction hash alone never marks an order paid.

Escrow funding leaves WooCommerce orders on hold. Only a verified full merchant allocation can mark the order paid. Disputed, refunded, split, late and duplicate payments need review. A finalized escrow credit still needs withdrawal through the escrow interface. The plugin does not initiate refunds, release escrow, rule disputes or withdraw funds.

Escrow checkout quotes last up to 60 minutes, capped by the order session expiry, with up to one additional minute for transaction inclusion. Funding after that deadline is labelled late and stays on hold for manual review. The on-chain escrow is still active: its seven-day buyer review period runs from funding, and the seller can claim after that period under the contract rules. A store hold does not pause the contract. Contact both parties promptly, inspect the escrow deadline and agree fulfilment or a separately authorized refund; do not ask the buyer to pay again.

Vaultion-assisted human arbitration is not decentralized: you are trusting Vaultion’s reviewers. The guardian can pause a ruling but never redirect funds. Review the existing escrow terms before funding. Direct payments have no escrow protection.

Service operator: Vaultion Group Inc., registered in Seychelles.
Support and privacy requests: service@vaultion.org.

• Merchant service
• Payments service terms
• Payments privacy
• Escrow terms

External services and data

This plugin needs the hosted Vaultion service to create checkout sessions, quote token amounts, verify blockchain receipts, reconcile orders and deliver signed status notifications. Administrators explicitly configure the service connection. No connection credentials are bundled and no third-party executable code is downloaded into WordPress.

When checkout is requested, the WordPress server sends product/order references, a description, order-derived USD pricing and payment preferences to Vaultion. WooCommerce sends the order number and total, not billing names, customer emails, postal addresses or cart line items. Merchant-written product descriptions should not contain unnecessary personal information. The browser is redirected to the hosted checkout, which processes public wallet addresses, amounts, attempt and transaction references. Payment-linked escrow also records agreement, fee and settlement references.

Cloudflare supplies hosted Workers, D1 storage, request protection, operational logs and merchant sign-in email. Wallet and RPC providers process blockchain requests. Blockchain records are public and permanent. Escrow agreement metadata and evidence can be published to IPFS through Pinata and reviewed through the escrow process; do not publish confidential material. Kraken public Trades supplies ETH/USD and USDC/USD prices without receiving account, order or wallet identifiers in price requests. Stale prices are refused and no fixed USDC dollar peg is assumed.

The separate escrow form asks for party names, contact emails and agreement details. These are entered in that form, not read from WooCommerce billing. The existing escrow notification service stores pending invitations, subscriptions and delivery state in Cloudflare KV and delivers through Resend. Invited parties confirm their own subscriptions before ongoing updates are enabled.

Direct-payment fees are 0.75%, deducted from the merchant amount by default or added for the buyer when configured. Escrow uses its existing fee instead: the buyer pays 4% below 500 USDC, 3% from 500 to below 5,000 USDC, or 2% from 5,000 USDC, separately before funding. Network gas is additional. Exact amounts and expiry are shown before wallet authorization. The plugin cannot reverse a separately paid escrow creation fee if creation is abandoned.

WordPress stores connection options and Vaultion session, network, amount, transaction and status metadata with orders. Checkout saves recovery hints in local storage. Payment-linked escrow also stores fee/creation transaction hints on vaultion.org. Merchant sign-in uses ten-minute challenge and eight-hour session cookies. Plugin removal does not erase orders, connection settings or hosted records. Hosted payment/account records have no general automatic deletion schedule; verified access, correction and deletion requests go to service@vaultion.org. Blockchain and replicated IPFS records cannot be erased by Vaultion. See the linked payments privacy notice for retention and service-provider details.