Description
looch Pay connects your WooCommerce store to your looch profile. Your customers pay with a card or a wallet at your checkout, and every sale arrives in looch already entered and categorized. No exporting. No month-end scramble.
Connecting takes a click and a scan. Open the plugin settings, click ‘Generate QR code’, and scan it with the looch app. There are no API keys to find, copy, or paste, and no credentials are ever shown in your WordPress admin.
What you get
- Cards, Apple Pay, and Google Pay at checkout
- 3D Secure on card payments, so your customer’s bank verifies the card before the sale goes through
- Setup by QR code, using the looch app you already sign in to
- Block checkout and classic checkout, both supported
- Refunds from the WooCommerce order screen, the way you already work
- Sales entered and categorized in looch as they land
- Every sale tagged to this store, so your Profit & Loss can show the store on its own
- Compatible with High-Performance Order Storage
What you need
The looch app to authorize the store, and a looch profile. If you don’t have a looch profile yet, you can create one in the app.
About looch
looch is the financial operating system for the modern business: Accounting, banking, instant payments, and spend management, in one place, built for the person running the business rather than the institution behind it.
Full documentation
External services
This plugin relies on looch to process payments, so it sends data to the services below. No payment data is sent until you connect the store.
looch (apis.looch.money)
The payment service this plugin exists to reach. When a customer checks out, the plugin asks looch to create the payment for the order, then confirms the result. It also uses this service to authorize the store by QR code, to keep that authorization current, and to process refunds.
Sent at checkout: The order total and currency, the WordPress order number, your store’s web address, and your store’s tracking tag, which is what lets you report on this store on its own. Sent when connecting: Your store address, and your WordPress administrator email address so looch can record who connected the store. Payment card details are never sent to or handled by this plugin.
Terms of service
Privacy policy
looch Pay checkout (pay.looch.money)
The looch Pay checkout itself. When a customer reaches your checkout, their browser loads the looch Pay window from looch, which is the same checkout used by looch Pay buttons everywhere else. Loading it from looch rather than bundling a copy is what lets a fix or an added payment method reach your store without you updating anything.
Sent: The order total and currency for the window to display, and your store’s looch publishable key, which identifies the store to looch and is designed to be public.
Terms of service
Privacy policy
looch Pay accounts (loochpay-api.looch.money)
Used when a customer signs in to looch Pay at your checkout, and when they choose to save a card for next time. Signing in is what lets a returning customer pay with a card they already saved instead of typing it again.
Sent: The customer’s email address when they sign in, and their choice of whether to save the card. Card numbers are never sent to or handled by this plugin.
Terms of service
Privacy policy
Stripe (js.stripe.com)
looch processes card payments through Stripe, so Stripe’s payment library is loaded on your checkout page to collect card and wallet details securely. Card details go from your customer’s browser to Stripe directly and never touch your server, which is what keeps your store out of PCI scope.
Sent: The payment details your customer enters at checkout, and the payment reference looch created for the order.
Terms of service
Privacy policy
Credits
The looch Pay settings screen is set in Figtree by Erik Kennedy, used under the SIL Open Font License 1.1. The font files ship inside the plugin, so no font service is contacted and nothing about your admin leaves your site. The license text is included at assets/fonts/Figtree-OFL.txt
Installation
- In the looch app, from the looch menu, go to ‘Online stores’, then tap ‘Add a store’ and give your store a name.
- When asked whether your store has a shopping cart, choose ‘Yes, with WooCommerce’.
- In your WordPress admin, go to Plugins then Add Plugin, search for looch Pay, and install it.
- Activate the plugin.
- Go to WooCommerce then Settings then Payments then looch Pay, and click ‘Generate QR code’.
- Back in the looch app, open your store and tap ‘QR code scanner’ on the ‘Store details’ screen, then scan the code on your WordPress screen.
That’s it. No API keys, and no developer needed. Your store is ready to take payments as soon as the scan completes.
FAQ
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Do I need a looch profile?
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Yes. looch Pay settles into your looch profile, so your store has to be connected to one. Profiles are created in the looch app, which you will need anyway to authorize the store.
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Where do I enter my API keys?
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Nowhere, and that’s deliberate. Scanning the QR code authorizes the store directly from the looch app, so no keys are typed into WordPress or stored anywhere you have to protect.
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How do my customers pay?
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They pay in the looch Pay window, without leaving your checkout. Apple Pay and Google Pay work right away on a device that has them, with nothing to set up.
To pay by card, a customer signs in to looch Pay first, with a passkey rather than a password. If they don’t have an account yet they create one at checkout in a step or two. The payoff runs in your favor. A customer who has already saved a card at another looch business arrives at your checkout with it waiting, so even a first-time buyer can pay without typing a card number.
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Is there fraud protection on card payments?
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Yes. looch applies 3D Secure on card payments, so your customer confirms the card with their own bank before the sale goes through. It’s the same check they already know from their banking app, it happens inside the looch Pay window, and there is nothing for you to turn on.
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Does it work with block checkout?
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Yes, and with classic checkout. You don’t have to choose one.
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How do refunds work?
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Refund from the WooCommerce order screen as you normally would. looch processes it and records it against the original sale.
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How do I see how this store is doing?
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Every online store has a tracking tag, chosen when you add the store in the looch app, and every sale this plugin sends arrives carrying it. That tag is what separates this store from the rest of your business in your books.
Pro tip: Point the store’s spending at the same tag and the report writes itself.
- Pay the store’s expenses with a Smartcard: Hosting, apps, inventory, contractors.
- Give that Smartcard the same tracking tag you chose when you added the store.
- In the looch app, from the ‘Accounting’ menu, tap ‘Financial reports’, then ‘Profit & Loss’. Filter by that tag.
Sales in, costs out, and the net profit for this store on its own. No spreadsheet, and nothing to reconcile at the end of the month.
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What happens if I disconnect the store?
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Existing orders keep their payment records. The gateway stops appearing at checkout until you scan again.
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I am running the earlier looch plugin. How do I switch?
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Deactivate it first. Both plugins answer to the same name inside WooCommerce, so looch Pay stands down while the older one is active rather than risk taking your store offline, and it will tell you so on the plugins screen.
Once the old one is deactivated, go to WooCommerce then Settings then Payments then looch Pay and scan the QR code again. Your existing orders and their payment records are untouched.
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Where is the full documentation?
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Setup, troubleshooting, and how payments appear in your looch books are all covered in the documentation.
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What if I need a person?
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Email help@looch.money and someone will answer. It reaches the same team as the help button in the looch app, so it makes no difference whether you ask from your WordPress admin or from your phone.
Reviews
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Contributors & Developers
“looch Pay for WooCommerce” is open source software. The following people have contributed to this plugin.
Contributors
Translate “looch Pay for WooCommerce” into your language.
Interested in development?
Browse the code, check out the SVN repository, or subscribe to the development log by RSS.
Changelog
2.0.0
- First release on WordPress.org.
looch Pay replaces the earlier looch plugin, which was downloaded from the looch app and is no longer maintained. If you are running it, see the FAQ above before you activate this one.