PayXra Payment Gateway

Description

Website | Documentation

PayXra Payment Gateway enables WooCommerce store owners to accept cryptocurrency (Tether USDT, USD Coin USDC, Bitcoin BTC, Litecoin LTC) and local fiat currencies directly on their checkouts.

If you are looking for a secure, fast, and automated WooCommerce crypto payment gateway that supports stablecoins, local bank settlements, and zero chargeback risks, PayXra is built for your business.

Developed for reliability, PayXra uses dynamic, on-demand address allocation to automate transaction tracking and eliminate payment collisions.

🚀 Core Features

  • Zero Chargebacks: All payments are settled securely on-chain or via local bank channels with no chargeback risks.
  • Dynamic Address Allocation: Automatically generates a unique deposit address per transaction to prevent address reuse and payment collisions.
  • Stablecoin & Crypto Support: Accept USDT (BEP-20), USDC (ERC-20), BTC, and LTC directly on checkout.
  • Local Fiat Settlement: Accept crypto from customers worldwide and settle directly in local fiat (NGN).
  • WooCommerce Subscriptions: Fully compatible with WooCommerce Subscriptions (and free alternatives like Flexible Subscriptions) using the manual renewal model.
  • Developer Sandbox Mode: Easily test checkout flows with simulated successful transactions.
  • Secure Webhooks: Cryptographically signed HMAC-SHA256 webhooks instantly update order statuses upon successful payments.

🪙 Supported Cryptocurrencies & Tokens

PayXra dynamically fetches enabled assets from your Merchant Dashboard, including:
* Tether (USDT) – BEP-20 / ERC-20
* USD Coin (USDC) – ERC-20
* Bitcoin (BTC)
* Litecoin (LTC)
* More coins and tokens are constantly being added.

📬 Support & Feedback

Need help setting up your merchant credentials?
* Visit our Developer Documentation
* Contact us: support@payxra.africa

External Services

This plugin connects to the PayXra API (via https://api.payxra.africa or sandbox URL) to process checkout payments, fetch real-time exchange rates, and retrieve enqueued settlement currencies.

  1. PayXra API: Used to securely process transactions.
    • Data Sent: Sends the order reference ID, currency, amount, fee bearer preference, and customer contact details (masked email, first name, last name, phone) during checkout initiation.
    • Terms of Service: https://payxra.africa/terms-of-service
    • Privacy Policy: https://payxra.africa/privacy-policy

Screenshots

Installation

  1. Upload the plugin files to the /wp-content/plugins/payxra-payments-gateways directory, or install the plugin through the WordPress plugins screen directly.
  2. Activate the plugin through the ‘Plugins’ screen in WordPress.
  3. Use the WooCommerce -> Settings -> Payments screen to configure the gateway settings.
  4. Input your Merchant ID, Merchant API Key, and Webhook Secret from your PayXra Merchant Dashboard.

FAQ

Does it support test payments?

Yes, the plugin supports a Sandbox mode. Use your px_test_ API key and check the sandbox checkbox to simulate successful transactions in test mode.

Which cryptocurrencies are supported?

By default, the gateway supports stablecoins like USDT and USDC. Enabled currencies are dynamically fetched from your PayXra Merchant Dashboard.

Reviews

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Contributors & Developers

“PayXra Payment Gateway” is open source software. The following people have contributed to this plugin.

Contributors

Changelog

1.0.0

  • Initial release.