The more I play around with it, the easier it gets. Ive learnt a lot by using multiple programs to hold data while I do "testing", which if it fails, means I can recover what I messed up...
Last week I was using a standard template... this week, I have progressed a bit more and my site http://www.hippieswithlaptops.com has progressed a bit.
One VERY useful tip is the use of NOTEPAD... I cant live without it now, as its saved me a dozen times as I make "changes" to themes.
Feel free to leave a comment at my site... It would be nice to know its being viewed by the WP community.