This is EXACTLY what I was searching for!

After testing about a dozen highly-ranked (and some obscure) ‘review’ plugins, I finally found this one. it had everything I was hoping for (star ratings for INDIVIDUAL users, textbox section for their personal reviews, addition of category star ratings, pagination between user reviews, etc.

The notices that come through via e-mail are a great addition for my client to proof reviews before publishing.

Thanks again & have a great day!