• Resolved jmat75

    (@jmat75)


    Hello,

    One of our customers failed to pay with her Maestro card.
    She tried twice but to no avail. She indicates her bank code is displayed in red
    I saw in your statements that you support this type of card
    How to solve this problem ?

    Thanks

Viewing 3 replies - 1 through 3 (of 3 total)
  • Plugin Support AW a11n

    (@slash1andy)

    Automattic Happiness Engineer

    Hey there!

    Usually when a payment fails, there’s a decline from the issuing bank, telling your site to not proceed with the payment.

    In this case, it won’t be saved unless you told Stripe to save logs before this happened, but you can enable debug logging in the Stripe plugin settings page and have them try again.

    That will mean that the messages are saved for what is happening on the site.

    To find the generated logs:

    1. Go to WooCommerce > Status > Logs
    2. In the top right corner, open the drop-down and select the Stripe log that you need, then click view to load it. Here’s what that looks like: https://d.pr/i/tCljQd
    3. Copy/paste the relevant part of the log into your response so we can take a look.

    Thread Starter jmat75

    (@jmat75)

    Hello,

    2021-12-09T09:26:22+00:00 DEBUG 
    ====Stripe Version: 5.8.1====
    ====Start Log====
    Error: stdClass Object
    (
        [error] => stdClass Object
            (
                [charge] => ch_3K4itGJUUhwcf1DJ0sYNpQiL
                [code] => processing_error
                [doc_url] => https://stripe.com/docs/error-codes/processing-error
                [message] => An error occurred while processing your card. Try again in a little bit.
                [payment_intent] => stdClass Object
                    (
                        [id] => pi_3K4itGJUUhwcf1DJ0wjsiym7
                        [object] => payment_intent
                        [amount] => 1540
                        [amount_capturable] => 0
                        [amount_received] => 0
                        [application] => 
                        [application_fee_amount] => 
                        [automatic_payment_methods] => 
                        [canceled_at] => 
                        [cancellation_reason] => 
                        [capture_method] => automatic
                        [charges] => stdClass Object
                            (
                                [object] => list
                                [data] => Array
                                    (
                                        [0] => stdClass Object
                                            (
                                                [id] => ch_3K4itGJUUhwcf1DJ0sYNpQiL
                                                [object] => charge
                                                [amount] => 1540
                                                [amount_captured] => 0
                                                [amount_refunded] => 0
                                                [application] => 
                                                [application_fee] => 
                                                [application_fee_amount] => 
                                                [balance_transaction] => 
                                                [billing_details] => stdClass Object
                                                    (
                                                        [address] => stdClass Object
                                                            (
                                                                [city] => 
                                                                [country] => 
                                                                [line1] => 
                                                                [line2] => 
                                                                [postal_code] => 
                                                                [state] => 
                                                            )
    
                                                        [email] =>
                                                        [name] => 
                                                        [phone] => 
                                                    )
    
                                                [calculated_statement_descriptor] => ANOTHERTREE
                                                [captured] => 
                                                [created] => 1639041975
                                                [currency] => 
                                                [customer] => cus_KkDJDwEvMVLyqB
                                                [description] => AnotherTree - Commande 13777
                                                [destination] => 
                                                [dispute] => 
                                                [disputed] => 
                                                [failure_code] => processing_error
                                                [failure_message] => An error occurred while processing your card. Try again in a little bit.
                                                [fraud_details] => stdClass Object
                                                    (
                                                    )
    
                                                [invoice] => 
                                                [livemode] => 1
                                                [metadata] => stdClass Object
                                                    (
                                                        [customer_name] => 
                                                        [customer_email] => 
                                                        [order_id] => 13777
                                                        [site_url] => https://anothertree.com
                                                    )
    
                                                [on_behalf_of] => 
                                                [order] => 
                                                [outcome] => stdClass Object
                                                    (
                                                        [network_status] => declined_by_network
                                                        [reason] => processing_error
                                                        [risk_level] => normal
                                                        [seller_message] => The bank returned the decline code <code>processing_error</code>.
                                                        [type] => issuer_declined
                                                    )
    
                                                [paid] => 
                                                [payment_intent] => pi_3K4itGJUUhwcf1DJ0wjsiym7
                                                [payment_method] => src_1K4itEJUUhwcf1DJxxdZLG7M
                                                [payment_method_details] => stdClass Object
                                                    (
                                                        [card] => stdClass Object
                                                            (
                                                                [brand] => 
                                                                [checks] => stdClass Object
                                                                    (
                                                                        [address_line1_check] => unavailable
                                                                        [address_postal_code_check] => unavailable
                                                                        [cvc_check] => unavailable
                                                                    )
    
                                                                [country] => FR
                                                                [exp_month] => 
                                                                [exp_year] =>
                                                                [fingerprint] => 
                                                                [funding] => debit
                                                                [installments] => 
                                                                [last4] => 
                                                                [network] => 
                                                                [three_d_secure] => 
                                                                [wallet] => 
                                                            )
    
                                                        [type] => card
                                                    )
    
                                                [receipt_email] => 
                                                [receipt_number] => 
                                                [receipt_url] => 
                                                [refunded] => 
                                                [refunds] => stdClass Object
                                                    (
                                                        [object] => list
                                                        [data] => Array
                                                            (
                                                            )
    
                                                        [has_more] => 
                                                        [total_count] => 0
                                                        [url] => /v1/charges/ch_3K4itGJUUhwcf1DJ0sYNpQiL/refunds
                                                    )
    
                                                [review] => 
                                                [shipping] => stdClass Object
                                                    (
                                                        [address] => stdClass Object
                                                            (
                                                                [city] => 
                                                                [country] => 
                                                                [line1] => 
                                                                [line2] => 
                                                                [postal_code] => 
                                                                [state] => 
                                                            )
    
                                                        [carrier] => 
                                                        [name] =>
                                                        [phone] => 
                                                        [tracking_number] => 
                                                    )
    
                                                [source] => stdClass Object
                                                    (
                                                        [id] => src_1K4itEJUUhwcf1DJxxdZLG7M
                                                        [object] => source
                                                        [amount] => 
                                                        [card] => stdClass Object
                                                            (
                                                                [exp_month] => 
                                                                [exp_year] => 
                                                                [last4] => 
                                                                [country] => 
                                                                [brand] => 
                                                                [address_line1_check] => unavailable
                                                                [address_zip_check] => unavailable
                                                                [cvc_check] => unavailable
                                                                [funding] => debit
                                                                [fingerprint] => 
                                                                [three_d_secure] => optional
                                                                [name] => 
                                                                [tokenization_method] => 
                                                                [dynamic_last4] => 
                                                            )
    
                                                        [client_secret] => 
                                                        [created] => 1639041982
                                                        [currency] => 
                                                        [flow] => none
                                                        [livemode] => 1
                                                        [metadata] => stdClass Object
                                                            (
                                                            )
    
                                                        [owner] => stdClass Object
                                                            (
                                                                [address] => stdClass Object
                                                                    (
                                                                        [city] => 
                                                                        [country] => 
                                                                        [line1] => 
                                                                        [line2] => 
                                                                        [postal_code] => 
                                                                        [state] => 
                                                                    )
    
                                                                [email] => 
                                                                [name] => 
                                                                [phone] => 
                                                                [verified_address] => 
                                                                [verified_email] => 
                                                                [verified_name] => 
                                                                [verified_phone] => 
                                                            )
    
                                                        [statement_descriptor] => 
                                                        [status] => consumed
                                                        [type] => card
                                                        [usage] => reusable
                                                    )
    
                                                [source_transfer] => 
                                                [statement_descriptor] => AnotherTree
                                                [statement_descriptor_suffix] => 
                                                [status] => failed
                                                [transfer_data] => 
                                                [transfer_group] => 
                                            )
    
                                    )
    
                                [has_more] => 
                                [total_count] => 1
                                [url] => /v1/charges?payment_intent=pi_3K4itGJUUhwcf1DJ0wjsiym7
                            )
    
                        [client_secret] => 
                        [confirmation_method] => automatic
                        [created] => 1639041974
                        [currency] => eur
                        [customer] => cus_KkDJDwEvMVLyqB
                        [description] => AnotherTree - Commande 13777
                        [invoice] => 
                        [last_payment_error] => stdClass Object
                            (
                                [charge] => ch_3K4itGJUUhwcf1DJ0sYNpQiL
                                [code] => processing_error
                                [doc_url] => https://stripe.com/docs/error-codes/processing-error
                                [message] => An error occurred while processing your card. Try again in a little bit.
                                [source] => stdClass Object
                                    (
                                        [id] => src_1K4itEJUUhwcf1DJxxdZLG7M
                                        [object] => source
                                        [amount] => 
                                        [card] => stdClass Object
                                            (
                                                [exp_month] => 
                                                [exp_year] => 
                                                [last4] => 
                                                [country] => 
                                                [brand] => 
                                                [address_line1_check] => unavailable
                                                [address_zip_check] => unavailable
                                                [cvc_check] => unavailable
                                                [funding] => debit
                                                [fingerprint] => 
                                                [three_d_secure] => optional
                                                [name] => 
                                                [tokenization_method] => 
                                                [dynamic_last4] => 
                                            )
    
                                        [client_secret] => 
                                        [created] => 1639041972
                                        [currency] => 
                                        [flow] => none
                                        [livemode] => 1
                                        [metadata] => stdClass Object
                                            (
                                            )
    
                                        [owner] => stdClass Object
                                            (
                                                [address] => stdClass Object
                                                    (
                                                        [city] => 
                                                        [country] => 
                                                        [line1] => 
                                                        [line2] => 
                                                        [postal_code] => 
                                                        [state] => 
                                                    )
    
                                                [email] => 
                                                [name] =>
                                                [phone] =>
                                                [verified_address] => 
                                                [verified_email] => 
                                                [verified_name] => 
                                                [verified_phone] => 
                                            )
    
                                        [statement_descriptor] => 
                                        [status] => consumed
                                        [type] => card
                                        [usage] => reusable
                                    )
    
                                [type] => card_error
                            )
    
                        [livemode] => 1
                        [metadata] => stdClass Object
                            (
                                [customer_name] => 
                                [customer_email] => 
                                [order_id] => 
                                [site_url] => https://anothertree.com
                            )
    
                        [next_action] => 
                        [on_behalf_of] => 
                        [payment_method] => 
                        [payment_method_options] => stdClass Object
                            (
                                [card] => stdClass Object
                                    (
                                        [installments] => 
                                        [network] => 
                                        [request_three_d_secure] => automatic
                                    )
    
                            )
    
                        [payment_method_types] => Array
                            (
                                [0] => card
                            )
    
                        [receipt_email] => 
                        [review] => 
                        [setup_future_usage] => 
                        [shipping] => stdClass Object
                            (
                                [address] => stdClass Object
                                    (
                                        [city] => 
                                        [country] => FR
                                        [line1] => 
                                        [line2] =>
                                        [postal_code] =>
                                        [state] => 
                                    )
    
                                [carrier] => 
                                [name] => 
                                [phone] => 
                                [tracking_number] => 
                            )
    
                        [source] => 
                        [statement_descriptor] => AnotherTree
                        [statement_descriptor_suffix] => 
                        [status] => requires_payment_method
                        [transfer_data] => 
                        [transfer_group] => 
                    )
    
                [source] => stdClass Object
                    (
                        [id] => src_1K4itEJUUhwcf1DJxxdZLG7M
                        [object] => source
                        [amount] => 
                        [card] => stdClass Object
                            (
                                [exp_month] => 
                                [exp_year] => 
                                [last4] => 
                                [country] =>
                                [brand] => 
                                [address_line1_check] => unavailable
                                [address_zip_check] => unavailable
                                [cvc_check] => unavailable
                                [funding] => debit
                                [fingerprint] =>
                                [three_d_secure] => optional
                                [name] => 
                                [tokenization_method] => 
                                [dynamic_last4] => 
                            )
    
                        [client_secret] => 
                        [created] => 1639041972
                        [currency] => 
                        [flow] => none
                        [livemode] => 1
                        [metadata] => stdClass Object
                            (
                            )
    
                        [owner] => stdClass Object
                            (
                                [address] => stdClass Object
                                    (
                                        [city] => 
                                        [country] => 
                                        [line1] => 
                                        [line2] => 
                                        [postal_code] => 
                                        [state] => 
                                    )
    
                                [email] => 
                                [name] => 
                                [phone] => 
                                [verified_address] => 
                                [verified_email] => 
                                [verified_name] => 
                                [verified_phone] => 
                            )
    
                        [statement_descriptor] => 
                        [status] => consumed
                        [type] => card
                        [usage] => reusable
                    )
    
                [type] => card_error
            )
    
    )
    
    ====End Log====

    Thank you

    Plugin Support AW a11n

    (@slash1andy)

    Automattic Happiness Engineer

    Hey again!

    Thanks for sharing these logs.

    It looks like the bank/network is declining the charge, which is causing there to be an error: The bank returned the decline code

    I’d recommend having the customer reach out to their issuing bank to make sure it’s all clear for purchasing, and then try again.

Viewing 3 replies - 1 through 3 (of 3 total)
  • The topic ‘Payment problem with the maestro card’ is closed to new replies.