I'm having a hard time searching for my answer because of confusion around the word "template".
A template could be a part of a theme that provides a look and feel....
Or a template could be a starter post with some "enter your catalog item" or "which celebrity do you want to marry" fields half-populated.
I'm looking for a template of this latter type. Is there a place to store these HTML snippets such that I could say
New->Post (using template...) "bitching about parents"
Where there is 'blurb' text already there?
Or do I need to bust out the PHP book and consider coding one up ;)