Totally incompetent about this design thing...at least website design. I'm more of a page design guy.
I've designed my own banner/header, and I have a page design in mind. From a technical standpoint, it's not too difficult for someone who knows what they're doing. I estimate that someone who understands code and HTML design could get my code done in 10-15 minutes. It's basically just my colors, change the sidebar, and insert my header.
Contact me for information: email@example.com