I would like to start a membership site that has event listings, classifieds, and forums, etc. I am still debating on selling tickets to events, similar to Eventbrite on my site. I have read a lot about protecting yourself. I've already went through all the steps to get a FEIN, state and local business registrations and permits. I did not set up as an LLC, but will probably change over with this lastest online venture.
My biggest concern now is trying to find Cyber Liability Insurance. Can anyone recommend a low cost but quality insurance? I've found the Hartford has Cyber Liability but its hard doing a google search and get any well know insurance companies.
Btw, I do not plan on processing credit card payments from my site. I will be using PayPal. I will have all kinds of legal terms and policies listed. But hackers scare me and so do people who use classifieds and listing services to do illegal activities.