Here is the error message:
Your backup folder MIGHT be visible to the public
To correct this issue, move the .htaccess file from wp-content/plugins/wp-dbmanager to /home/....../public_html/countrygarden/wp-content/backup-db
Where you see the ..... that's pointing to the wrong home directory. I'd been hacked and the old home directory was replaced with a new one with a different name.
I can't seem to find where I can make that correction.