The problem doesn't seem to be my theme since the admin bar isn't showing using twentyten or twentyeleven.
Regardless, checked the footer issue and...nope.
Yes, I have the option set under users > Your profile. It will work within the dash, but I need it to show while viewing the site.
Reinstalled wordpress... no fix. *sigh*
Anyone have any guess what else it could be? This is hosted on Godaddy and I know Godaddy is not a favorite, but the admin bar is working fine on other sites I have hosted there.