Title: WPXpert Payment Gateway for SimplePay
Author: wpxperthu
Published: <strong>August 26, 2026</strong>
Last modified: August 26, 2026

---

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# WPXpert Payment Gateway for SimplePay

 By [wpxperthu](https://profiles.wordpress.org/wpxperthu/)

[Download](https://downloads.wordpress.org/plugin/wpxpert-payment-gateway-for-simplepay.0.2.0.zip)

 * [Details](https://wordpress.org/plugins/wpxpert-payment-gateway-for-simplepay/#description)
 * [Reviews](https://wordpress.org/plugins/wpxpert-payment-gateway-for-simplepay/#reviews)
 *  [Installation](https://wordpress.org/plugins/wpxpert-payment-gateway-for-simplepay/#installation)
 * [Development](https://wordpress.org/plugins/wpxpert-payment-gateway-for-simplepay/#developers)

 [Support](https://wordpress.org/support/plugin/wpxpert-payment-gateway-for-simplepay/)

## Description

Card payment via the SimplePay v2.1 API. The customer is redirected to the SimplePay
payment page; card details never reach the shop and are never stored there.

Current main features:

 * A WooCommerce payment method under the payment settings.
 * Sandbox and live systems, test mode on activation.
 * A separate merchant account per currency (HUF, EUR, USD) — the order’s currency
   selects the right one.
 * Starting the payment (`start`) and redirecting to the SimplePay payment page.
 * Receiving, authenticating and properly acknowledging the IPN; this is what marks
   the order as paid.
 * Full and partial refunds from the WooCommerce refund flow (`refund`).
 * Manual transaction status query from the order screen (`query`).
 * Displaying the mandatory data transfer statement at checkout, with the configured
   company details.
 * Clone detection: if a live database ends up on another host, every outbound call
   pauses until someone decides what this site is.
 * Controlled WooCommerce logging, with the secret key and signature masked.

### Important notes

The IPN URL must be set up separately on every merchant account, in the SimplePay
merchant interface — there is a separate account per currency, so a separate setting
per currency. The URL is shown on the plugin’s settings page.

The customer’s return from the payment page (`back`) is for information only: the
data arrives through the browser. Only the IPN, or a manual status query, financially
marks the order as paid.

Two-step payment, card storage, recurring payment and wallet payments (Apple Pay,
Google Pay) are not supported in this version.

### External services

This plugin connects to SimplePay, the online payment service operated by
 OTP Mobil
Kft., to take card payments. This connection is required for the payment method 
to work: without it no payment can be started, confirmed or refunded.

Data sent, and when:

 * **Starting a payment** (when a customer places an order with SimplePay
    selected):
   the order total and its currency, the order reference (orderRef), the customer’s
   email address, the customer’s full name (first and last name), the customer’s
   billing address (country, state, city, postcode, address lines 1 and 2) and phone
   number, the checkout language, the merchant account id and the shop’s return 
   URL. The plugin then redirects the customer to the service’s hosted payment page.
   Card details are entered there and never reach this shop. **The name, billing
   address and phone number are personal data.
 * **Refunding a transaction** (shop owner action): the order reference
    and/or 
   SimplePay’s transaction id (whichever is known), the currency and the refund 
   amount.
 * **Re-querying a transaction’s status** (shop owner action): the order
    reference
   and/or SimplePay’s transaction id (whichever is known). No amount or personal
   data is sent for a query.

Endpoints, depending on the configured mode:

 * Test mode: https://sandbox.simplepay.hu/payment/v2
 * Live mode: https://secure.simplepay.hu/payment/v2

Service provider: OTP Mobil Kft. Data handling notice:
 https://simplepay.hu/adatkezelesi-
tajekoztatok/

## Screenshots

[⌊SimplePay at checkout, with the mandatory data transfer statement.⌉⌊SimplePay 
at checkout, with the mandatory data transfer statement.⌉[

SimplePay at checkout, with the mandatory data transfer statement.

[⌊SimplePay in the block-based checkout.⌉⌊SimplePay in the block-based checkout.⌉[

SimplePay in the block-based checkout.

[⌊The settings screen.⌉⌊The settings screen.⌉[

The settings screen.

[⌊The transaction panel on the order screen.⌉⌊The transaction panel on the order
screen.⌉[

The transaction panel on the order screen.

## Installation

 1. Upload the plugin to the `/wp-content/plugins/` directory, or install it through
    the WordPress plugin screen directly.
 2. Activate the plugin through the “Plugins” screen in WordPress.
 3. Go to WooCommerce > Settings > Payments, and open “SimplePay”.
 4. Enter the SimplePay merchant id (MERCHANT) and secret key (SECRET_KEY) for each
    currency you accept (HUF, EUR, USD), as issued by SimplePay.
 5. Copy the IPN URL shown on the settings page, and set it on every merchant account
    in the SimplePay merchant interface.
 6. Leave the account in test (sandbox) mode until SimplePay’s own acceptance test 
    has been completed — see the FAQ below.

## FAQ

### Do I need anything else before going live?

Yes. SimplePay runs its own acceptance test on every shop before enabling
 live 
mode: a successful and a failed transaction, a timeout, a cancellation, and a check
that the SimplePay logo and the mandatory data transfer statement appear at checkout.
This plugin ships all of these, but running the test with SimplePay is the merchant’s
own step.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“WPXpert Payment Gateway for SimplePay” is open source software. The following people
have contributed to this plugin.

Contributors

 *   [ wpxperthu ](https://profiles.wordpress.org/wpxperthu/)

“WPXpert Payment Gateway for SimplePay” has been translated into 1 locale. Thank
you to [the translators](https://translate.wordpress.org/projects/wp-plugins/wpxpert-payment-gateway-for-simplepay/contributors)
for their contributions.

[Translate “WPXpert Payment Gateway for SimplePay” into your language.](https://translate.wordpress.org/projects/wp-plugins/wpxpert-payment-gateway-for-simplepay)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/wpxpert-payment-gateway-for-simplepay/),
check out the [SVN repository](https://plugins.svn.wordpress.org/wpxpert-payment-gateway-for-simplepay/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/wpxpert-payment-gateway-for-simplepay/)
by [RSS](https://plugins.trac.wordpress.org/log/wpxpert-payment-gateway-for-simplepay/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 0.2.0

 * First public release.

## Meta

 *  Version **0.2.0**
 *  Last updated **1 week ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.2 or higher **
 *  Tested up to **7.1**
 *  PHP version ** 7.4 or higher **
 *  Languages
 * [English (US)](https://wordpress.org/plugins/wpxpert-payment-gateway-for-simplepay/)
   and [Hungarian](https://hu.wordpress.org/plugins/wpxpert-payment-gateway-for-simplepay/).
 *  [Translate into your language](https://translate.wordpress.org/projects/wp-plugins/wpxpert-payment-gateway-for-simplepay)
 * Tags
 * [credit card](https://wordpress.org/plugins/tags/credit-card/)[otp](https://wordpress.org/plugins/tags/otp/)
   [payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)[SimplePay](https://wordpress.org/plugins/tags/simplepay/)
   [woocommerce](https://wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://wordpress.org/plugins/wpxpert-payment-gateway-for-simplepay/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/wpxpert-payment-gateway-for-simplepay/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/wpxpert-payment-gateway-for-simplepay/reviews/)

## Contributors

 *   [ wpxperthu ](https://profiles.wordpress.org/wpxperthu/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/wpxpert-payment-gateway-for-simplepay/)