Optional: connect IsItPaid on the Setup tab to have every proof of payment checked for fakes. Nothing changes until you do.<\/p>","1.1.0":"
Important security update. After updating, type the last four digits of the account customers pay into on the Setup tab, or payments will wait for your OK.<\/p>","1.0.0":"
First release.<\/p>"},"ratings":[],"assets_icons":{"icon-128x128.png":{"filename":"icon-128x128.png","revision":3798316,"resolution":"128x128","location":"assets","locale":"","width":128,"height":128},"icon-256x256.png":{"filename":"icon-256x256.png","revision":3798316,"resolution":"256x256","location":"assets","locale":"","width":256,"height":256}},"assets_banners":{"banner-1544x500.png":{"filename":"banner-1544x500.png","revision":3798316,"resolution":"1544x500","location":"assets","locale":"","width":1544,"height":500},"banner-772x250.png":{"filename":"banner-772x250.png","revision":3798316,"resolution":"772x250","location":"assets","locale":"","width":772,"height":250}},"assets_blueprints":{},"all_blocks":[],"tagged_versions":["1.2.0"],"block_files":[],"assets_screenshots":{"screenshot-1.png":{"filename":"screenshot-1.png","revision":3798316,"resolution":"1","location":"assets","locale":"","width":1920,"height":1200},"screenshot-2.png":{"filename":"screenshot-2.png","revision":3798316,"resolution":"2","location":"assets","locale":"","width":1920,"height":1200},"screenshot-3.png":{"filename":"screenshot-3.png","revision":3798316,"resolution":"3","location":"assets","locale":"","width":1920,"height":1200},"screenshot-4.png":{"filename":"screenshot-4.png","revision":3798316,"resolution":"4","location":"assets","locale":"","width":1920,"height":1200},"screenshot-5.png":{"filename":"screenshot-5.png","revision":3798316,"resolution":"5","location":"assets","locale":"","width":1920,"height":1200},"screenshot-6.png":{"filename":"screenshot-6.png","revision":3798316,"resolution":"6","location":"assets","locale":"","width":1920,"height":1200},"screenshot-7.png":{"filename":"screenshot-7.png","revision":3798316,"resolution":"7","location":"assets","locale":"","width":1920,"height":1200},"screenshot-8.png":{"filename":"screenshot-8.png","revision":3798316,"resolution":"8","location":"assets","locale":"","width":1920,"height":1200}},"screenshots":{"1":"Home: one glance tells you whether your EFT money is being checked.","2":"Payments: anything that isn't certain waits for one tap, with the reason shown.","3":"Setup: connect your payments mailbox and add the account customers pay into.","4":"Teach: tap the amount and the reference once, for any bank.","5":"Proofs: orders with a proof of payment but no money yet.","6":"The order screen shows whether the money has really arrived.","7":"Customers can upload a proof of payment on the thank-you page.","8":"Setup: connect IsItPaid, so every proof of payment is checked and, on its Seller and Business plans, payments come from Money Check."}},"plugin_section":[],"plugin_tags":[127760,128098,1887,27219,286],"plugin_category":[45],"plugin_contributors":[274194],"plugin_business_model":[],"class_list":["post-402421","plugin","type-plugin","status-publish","hentry","plugin_tags-bank-transfer","plugin_tags-eft","plugin_tags-payments","plugin_tags-south-africa","plugin_tags-woocommerce","plugin_category-ecommerce","plugin_contributors-dadsfam","plugin_committers-dadsfam"],"banners":{"banner":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/banner-772x250.png?rev=3798316","banner_2x":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/banner-1544x500.png?rev=3798316","banner_rtl":false,"banner_2x_rtl":false},"icons":{"svg":false,"icon":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/icon-128x128.png?rev=3798316","icon_2x":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/icon-256x256.png?rev=3798316","generated":false},"screenshots":[{"src":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/screenshot-1.png?rev=3798316","caption":"Home: one glance tells you whether your EFT money is being checked."},{"src":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/screenshot-2.png?rev=3798316","caption":"Payments: anything that isn't certain waits for one tap, with the reason shown."},{"src":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/screenshot-3.png?rev=3798316","caption":"Setup: connect your payments mailbox and add the account customers pay into."},{"src":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/screenshot-4.png?rev=3798316","caption":"Teach: tap the amount and the reference once, for any bank."},{"src":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/screenshot-5.png?rev=3798316","caption":"Proofs: orders with a proof of payment but no money yet."},{"src":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/screenshot-6.png?rev=3798316","caption":"The order screen shows whether the money has really arrived."},{"src":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/screenshot-7.png?rev=3798316","caption":"Customers can upload a proof of payment on the thank-you page."},{"src":"https:\/\/ps.w.org\/dadsfam-eft-guard\/assets\/screenshot-8.png?rev=3798316","caption":"Setup: connect IsItPaid, so every proof of payment is checked and, on its Seller and Business plans, payments come from Money Check."}],"raw_content":"\n
If customers pay you by EFT, you know the routine: open the banking app, scroll, match the amount and the reference to an order, mark it paid, repeat. And every now and then somebody sends a \"proof of payment\" that was made in a photo editor, hoping you ship before you notice the money never came.<\/p>\n\n
EFT Guard does the checking for you.<\/strong> Your bank already emails you when money comes in. EFT Guard reads those emails, checks that they really came from your bank and are about your own account, and marks the matching WooCommerce order as paid. The customer gets the usual \"we're processing your order\" email, and you just pack.<\/p>\n\n Anything less certain waits for you on the Payments tab, with the likely orders listed, so confirming takes one tap. Any match can be undone.<\/p>\n\n Banks sign their emails with a digital signature (DKIM). EFT Guard checks that signature on every email, makes sure it belongs to the address the email came from, and only trusts banks on your list. A forged \"payment received\" email, a forwarded copy or a screenshot can never mark an order paid by itself.<\/p>\n\n A signature only proves the bank sent the email, so EFT Guard also checks what the email is about. It must name your own account (by its last four digits), show one clear amount, and be your bank saying money arrived, not the payer's bank saying a payment was sent. Someone who sends in a real bank email about their own account, or a \"notification of payment\" for a payment they later cancel, gets nowhere: those wait for you. What a customer types in the payment reference is never read as the amount or the account.<\/p>\n\n Customers can upload a proof of payment on the thank-you page or in their account. The order then shows \"Proof uploaded, money NOT received\" in big letters until your bank's own email arrives. If it still hasn't arrived after the time you choose, you get an email telling you not to ship.<\/p>\n\n Connect a free IsItPaid account (isitpaid.co.za, our proof-of-payment checker for South African banks) and every proof a customer uploads is checked the moment it arrives: edited files, covered-up amounts, fake templates, and proofs for a different amount or account than the order. The answer shows on the order and the Proofs tab, and you get an email when one looks wrong. A proof that looks real is still not money: the order is only marked paid when your bank's own email shows the money arrived.<\/p>\n\n On IsItPaid's Seller and Business plans, Money Check can also bring in your payments, so you need no payments mailbox at all. Your bank emails your private Money Check address, IsItPaid checks the bank's digital signature on each email and that it is about your own account, and EFT Guard marks the matching orders paid.<\/p>\n\n IsItPaid is optional, with free checks every month and paid plans for more. Without it, EFT Guard works exactly the same and sends nothing anywhere.<\/p>\n\n Banks don't publish what their emails look like. EFT Guard reads most of them with its built-in rules, and for anything new there's the Teach tab: paste one real email, tap the amount and the reference, and that bank's emails are read correctly from then on.<\/p>\n\nHow it works<\/h4>\n\n
\n
Why a fake email can't fool it<\/h4>\n\n
Fake proofs of payment, caught<\/h4>\n\n
Catch fake proofs with IsItPaid<\/h4>\n\n
Teach it any bank<\/h4>\n\n
What it never does<\/h4>\n\n