XL NMI Gateway for WooCommerce


XL NMI Gateway for WooCommerce is a free plugin by XLPlugins.

It allows you to accept Visa, MasterCard, American Express, Discover, JCB, and Diners Club credit card directly on your store.

XL NMI Gateway for WooCommerce Features

  1. Tokenization or Customer Vaulting
    The plugin allows you to tokenize user cards which can be used for future processing. The only requirement is that your merchant account must have Customer Vaulting feature turned ON.

  2. Compatible with UpStroke WooCommerce One Click Upsells
    The plugin is compatible with UpStroke and also powers up One Click Upsells.

  3. Compatible with the official WooCommerce Subscriptions plugin
    The gateway has built-in compatibility for WooCommerce Subscriptions.

  4. Pay via Saved Cards
    The returning users can pay via Saved Cards. It also has a unique feature to enable CVV/CSC verification for returning users. This feature allows merchants to use saved cards when their merchant account requires CVV for purchase.

  5. Add/ Remove Saved Cards
    Allow buyers to manage their cards from My Account > Payment Methods

  6. Refunds from WooCommerce Single Order Screen
    No need to login to your merchant account to process the refunds. Save time and process it, right from the WooCommerce Order screen. You can process full or partial refunds.

  7. Intuitive Settings
    An easy to use UI means that you can set it up and get it running in less than two minutes.


  1. Valid SSL
  2. Customer Vaulting (for using saved cards)

This project is supported and maintained by XLPlugins.


Feel free to create a Support Ticket if you have any questions, suggestions or feedback. We are listening 🙂


  • Manage Gateway Settings
  • Credit Card fields on Checkout page
  • Add Payment Methods from My-Account page
  • Payment Methods List on My Account page
  • Manage Customer Cards from Admin User Edit page
  • Change Payment Methods for Subscriptions


  1. Install “XL NMI Gateway for WooCommerce” Plugin.
  2. Activate the Plugin.
  3. Go to Woocommerce > Settings > Payments
  4. Enable the Gateway and manage the credentials


July 25, 2019
I incorporated this plugin for a client website. I had no prior experience with the NMI gateway or this plugin. It all went very smoothly and was pretty much as turn-key as any other gateway plugin I have used. We were getting errors related to the settings on the client's NMI account and when I reached out for support, they responded quickly and provided options to solve the issue. Good plugin. Good support. Overall, good experience.
Read all 1 review

Contributors & Developers

“XL NMI Gateway for WooCommerce” is open source software. The following people have contributed to this plugin.



1.8.3 (29-05-2019)

  • Fixed: Updated woofunnels core

1.8.2 (05-03-2019)

  • Fixed: Notice for undefind ‘exp_year’ when adding payment method

1.8.1 (13-02-2019)

  • Fixed: ‘Invalid username’ issue when there are special characters in address fields

1.8 (07-02-2019)

  • Added: Notice when woocommerce subscriptions plugin is active and tokenization is not enabled.
  • Fixed: Issue with subscriptions payments

1.7 (24-01-2019)

  • Improved: Improved and added some more logs
  • Fixed: Removed the token edit options from user edit page by admin.

1.6 (11-12-2018)

  • Fixed: CVV/CSC handling in case of token payment

1.5 (06-12-2018)

  • Fixed: Issue with force tokenization

1.4 (04-12-2018)

  • Added: New filter hook to allow force tokenization

1.3 (27-11-2018)

  • Fix: Tokenization issue

1.2 (23.11.2018)

  • Fix: Issue with validate payment processor
  • Fix: Authorization Failed issue

1.1 (2018-10-12)

  • Fix: Issue with card vaulting
  • Fix: Authorizing the card with order total.

1.0.0 (2018-10-11)

  • Public Release