Title: Vickery Finance Calculators
Author: vickeryfinance
Published: <strong>November 4, 2026</strong>
Last modified: November 4, 2026

---

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![](https://s.w.org/plugins/geopattern-icon/vickery-finance-calculators.svg)

# Vickery Finance Calculators

 By [vickeryfinance](https://profiles.wordpress.org/vickeryfinance/)

[Download](https://downloads.wordpress.org/plugin/vickery-finance-calculators.1.0.2.zip)

 * [Details](https://wordpress.org/plugins/vickery-finance-calculators/#description)
 * [Reviews](https://wordpress.org/plugins/vickery-finance-calculators/#reviews)
 *  [Installation](https://wordpress.org/plugins/vickery-finance-calculators/#installation)
 * [Development](https://wordpress.org/plugins/vickery-finance-calculators/#developers)

 [Support](https://wordpress.org/support/plugin/vickery-finance-calculators/)

## Description

Know your numbers — without the accounting software.

Vickery Finance Calculators adds six practical calculators to any WordPress site.
They run entirely in the visitor’s browser, update as you type, and need no accounts,
no API keys, and no external services. Every feature is included and unlocked: all
six calculators, print/save reports for all of them, and a per-user calculation 
history.

**The six calculators**

 * **Rental Property ROI** — monthly cash flow, cap rate, cash-on-cash return, and
   a Strong / Workable / Thin verdict before you buy.
 * **Freelance Tax Estimator** — self-employment tax, federal income tax, and the
   quarterly payment, using the 2025 federal brackets and standard deductions, clearly
   labelled in the interface. Estimate only, not tax advice.
 * **Break-Even** — units and revenue needed to cover costs, contribution margin,
   and profit at your expected volume.
 * **Mortgage Payoff** — how much extra monthly or lump-sum payments save in interest
   and time.
 * **Profit, Margin & Markup** — gross and net profit, both margins, and product
   markup vs. margin (they are not the same thing).
 * **Savings Goal** — the monthly amount needed to reach a goal, or how long a monthly
   amount takes to get there.

**Reports and history, included**

Every calculator can print or save a clean report of its inputs and results. Logged-
in visitors can also save snapshots of their calculations and review them later 
with the `[vickfica_history]` shortcode. Site administrators can review and delete
saved entries under VF Calculators  History.

**Ways to add them**

 * The “Vickery Finance Calculators” Gutenberg block — pick one calculator or the
   tabbed six-calculator suite.
 * Shortcodes: `[vickfica_calculators]` for the suite, or `[vickfica_rental]`, `[
   vickfica_freelance_tax]`, `[vickfica_breakeven]`, `[vickfica_mortgage]`, `[vickfica_profit]`,`[
   vickfica_savings]` individually, plus `[vickfica_history]` for a logged-in user’s
   saved calculations.

**Privacy**

The plugin collects nothing. Calculators run locally in the browser; there is no
tracking, no analytics, and no call to any external server. History entries are 
stored in your own site’s database only when a logged-in user clicks “Save to history”,
and they are removed when the plugin is uninstalled.

## Blocks

This plugin provides 1 block.

 *   Vickery Finance Calculators Insert one Vickery Finance calculator — or the 
   full six-calculator suite — into any post or page.

## Installation

 1. Upload the plugin files to `/wp-content/plugins/vickery-finance-calculators/`, 
    or install the plugin through the WordPress plugins screen directly.
 2. Activate the plugin through the ‘Plugins’ screen in WordPress.
 3. Add the “Vickery Finance Calculators” block to any post or page, or use one of 
    the shortcodes above.

## FAQ

### Which tax year does the Freelance Tax Estimator use?

The 2025 tax year. The federal brackets and standard deductions are the 2025 figures,
and the calculator says so next to its results. Treat the output as an estimate 
for planning, not as tax advice.

### Do the calculators send visitor data anywhere?

No. All math runs in the visitor’s browser. There is no tracking, no analytics, 
and no external request. The only optional write is the calculation history, which
stores a snapshot in your own site’s database when a logged-in user explicitly saves
one.

### Is anything locked behind a payment or a key?

No. Every calculator, the print/save reports, and the calculation history are fully
included and unlocked for every site and every visitor. There is nothing to buy 
and no key to enter.

### Can I show a “Calculators by Vickery Finance” credit line?

Yes — it is an opt-in setting (VF Calculators  Settings) and is off by default, 
as it should be.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Vickery Finance Calculators” is open source software. The following people have
contributed to this plugin.

Contributors

 *   [ vickeryfinance ](https://profiles.wordpress.org/vickeryfinance/)

[Translate “Vickery Finance Calculators” into your language.](https://translate.wordpress.org/projects/wp-plugins/vickery-finance-calculators)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/vickery-finance-calculators/),
check out the [SVN repository](https://plugins.svn.wordpress.org/vickery-finance-calculators/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/vickery-finance-calculators/)
by [RSS](https://plugins.trac.wordpress.org/log/vickery-finance-calculators/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.2

 * Review fixes: extended the code prefix throughout the plugin (functions, classes,
   constants, options, shortcodes, and asset handles) to a longer, unique prefix,
   as requested in the directory review. No functional changes.

#### 1.0.1

 * Review fixes: removed the manual text-domain loading call (WordPress.org loads
   translations automatically since WordPress 4.6) and shortened the readme short
   description to the 150-character directory limit.

#### 1.0.0

 * Initial release: six calculators (Rental Property ROI, Freelance Tax Estimator
   with 2025 federal tables, Break-Even, Mortgage Payoff, Profit, Margin & Markup,
   Savings Goal).
 * Gutenberg block plus eight shortcodes, including the tabbed suite and the per-
   user calculation history.
 * Print/save reports included for all six calculators.

## Meta

 *  Version **1.0.2**
 *  Last updated **10 hours ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 5.6 or higher **
 *  Tested up to **7.1.4**
 *  PHP version ** 7.4 or higher **
 * Tags
 * [calculator](https://wordpress.org/plugins/tags/calculator/)[finance](https://wordpress.org/plugins/tags/finance/)
   [mortgage](https://wordpress.org/plugins/tags/mortgage/)[small business](https://wordpress.org/plugins/tags/small-business/)
   [tax](https://wordpress.org/plugins/tags/tax/)
 *  [Advanced View](https://wordpress.org/plugins/vickery-finance-calculators/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/vickery-finance-calculators/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/vickery-finance-calculators/reviews/)

## Contributors

 *   [ vickeryfinance ](https://profiles.wordpress.org/vickeryfinance/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/vickery-finance-calculators/)