Description
Grow your business with secure MTN Mobile Money payments across Africa.
Tsapa Payment Gateway connects your WooCommerce store to MTN Mobile Money using official MTN MoMo API credentials.
Your payment flow is simple:
Customer -> MTN Mobile Money -> Your MTN Mobile Money Merchant Account
No intermediary wallet. No third-party processor holding your funds. Just your WooCommerce store, your MTN Mobile Money merchant account, and your customer.
The free version supports Sandbox testing. Live production mode is available in the Pro version for merchants who are ready to accept real MTN Mobile Money payments using approved MTN MoMo API credentials.
Why Choose Tsapa?
- Direct MTN Mobile Money integration
- Sandbox mode for safe testing
- Optional Live production mode through Pro
- WooCommerce payment gateway setup
- Customer phone number collection at checkout
- Payment reference tracking
- Admin order payment details
- No coding required
- Lightweight and fast
- Built for African businesses
- Freemius-powered license and upgrade management
Supported Countries
This plugin is designed for MTN Mobile Money API markets, including:
- Rwanda
- Uganda
- Ghana
- Zambia
- Cameroon
- Côte d’Ivoire
- Benin
- Liberia
- Republic of Congo
- Guinea-Bissau
- Eswatini
MTN MoMo API availability, production approval, and merchant onboarding may vary by country. Merchants are responsible for obtaining the correct MTN MoMo API credentials from MTN or the official MTN MoMo developer portal.
Free Version
The free version is intended for testing and setup.
It includes:
- Sandbox mode
- WooCommerce gateway setup
- Checkout payment option
- Test payment flow
- Basic order payment details
Pro Version
The Pro version unlocks Live production use.
It is intended for merchants who are ready to accept real MTN Mobile Money payments using their approved MTN MoMo API credentials.
Pro features may include:
- Live mode
- Production API credential support
- Real MTN Mobile Money payment processing
- Merchant-ready payment flow
- Priority support
- Ongoing updates
Need API Credentials?
Create your MTN MoMo Developer account here:
https://momodeveloper.mtn.com/
After creating your application, you can generate Sandbox credentials for testing.
When you are ready to accept real payments, request Production access from your local MTN operating company and replace your Sandbox credentials with your Live credentials.
External Services
This plugin connects to external services to process payments, manage licensing, provide updates, and support premium features.
MTN MoMo API
This plugin communicates with the MTN Mobile Money API to request and verify customer payments.
Data sent to MTN may include:
- Customer phone number
- Payment amount
- Currency
- Transaction reference
- WooCommerce order reference
- Payment description
- Payment status request data
This data is sent only when a customer initiates a payment or when the plugin checks payment status.
MTN MoMo Developer Portal:
https://momodeveloper.mtn.com/
MTN Privacy Policy:
https://www.mtn.com/privacy-policy/
Freemius
This plugin uses the Freemius SDK for licensing, premium upgrades, software updates, account management, and optional usage tracking.
Freemius may collect technical and account-related information when a site administrator opts in, activates a license, purchases a plan, or manages the plugin account.
Data may include:
- Site URL
- WordPress version
- PHP version
- Plugin version
- WooCommerce version
- Administrator email
- License key
- Plan and billing status
- Basic usage and diagnostic data
Freemius:
https://freemius.com/
Freemius Terms:
https://freemius.com/terms/
Freemius Privacy Policy:
https://freemius.com/privacy/
Support
Need help with installation, Sandbox testing, Live Mode activation, or MTN API setup?
Contact: info@tsapa.rw
Installation
- Install and activate the plugin.
- Make sure WooCommerce is installed and active.
- Go to WooCommerce > Settings > Payments.
- Enable Tsapa Payment Gateway for MTN Mobile Money in Africa.
- Open the gateway settings.
- Configure Sandbox credentials for testing.
- Save changes.
- Place a test order to confirm the payment flow.
- Upgrade to Pro when ready to use Live production mode.
FAQ
-
Does this plugin work without WooCommerce?
-
No. This plugin is built specifically for WooCommerce.
-
Can I test payments before going live?
-
Yes. Sandbox mode allows you to test the payment flow without using real money.
-
Do I need coding experience?
-
No. The gateway is configured from the WooCommerce settings page.
-
How do I start accepting real payments?
-
After your MTN Mobile Money production access has been approved, upgrade to Pro, enter your Live API credentials, and switch the plugin from Sandbox Mode to Live Mode.
-
Does this plugin collect or hold merchant funds?
-
No. This plugin does not collect, hold, or settle funds. Payments are processed through MTN Mobile Money using the merchant’s own MTN MoMo API credentials.
-
Does this plugin store customer PINs or Mobile Money passwords?
-
No. Customer authentication is handled securely by MTN Mobile Money. Customer PINs and Mobile Money passwords are never stored by this plugin.
-
Does this plugin support Airtel Money?
-
No. This plugin is focused on MTN Mobile Money.
-
Does this plugin support card payments?
-
No. This plugin is focused on MTN Mobile Money payments.
-
Why do I see Freemius screens in the dashboard?
-
Freemius is used for licensing, upgrades, account management, and software updates for the Pro version.
Reviews
There are no reviews for this plugin.
Contributors & Developers
“Tsapa Payment Gateway for MTN Mobile Money in Africa” is open source software. The following people have contributed to this plugin.
Contributors
Translate “Tsapa Payment Gateway for MTN Mobile Money in Africa” into your language.
Interested in development?
Browse the code, check out the SVN repository, or subscribe to the development log by RSS.
Changelog
2.1.0
- Added Freemius integration.
- Added free Sandbox mode support.
- Added Pro upgrade path for Live mode.
- Improved WooCommerce gateway settings.
- Added admin order payment details.
- Added MTN MoMo API country support across Africa.
- Improved WooCommerce HPOS compatibility.
- Improved admin setup flow.
- Fixed Freemius settings redirect to WooCommerce payment settings.