Title: Sovereign Settle – Stablecoin Gateway for WooCommerce
Author: WPGator
Published: <strong>August 23, 2026</strong>
Last modified: August 25, 2026

---

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# Sovereign Settle – Stablecoin Gateway for WooCommerce

 By [WPGator](https://profiles.wordpress.org/lauranced/)

[Download](https://downloads.wordpress.org/plugin/sovereign-settle-stablecoin-gateway.1.0.11.zip)

 * [Details](https://wordpress.org/plugins/sovereign-settle-stablecoin-gateway/#description)
 * [Reviews](https://wordpress.org/plugins/sovereign-settle-stablecoin-gateway/#reviews)
 *  [Installation](https://wordpress.org/plugins/sovereign-settle-stablecoin-gateway/#installation)
 * [Development](https://wordpress.org/plugins/sovereign-settle-stablecoin-gateway/#developers)

 [Support](https://wordpress.org/support/plugin/sovereign-settle-stablecoin-gateway/)

## Description

Sovereign Settle – Stablecoin Gateway for WooCommerce is a non-custodial WooCommerce
payment gateway. Customers send payment directly to the merchant wallet configured
for the selected asset. The plugin does not hold funds or provide a hosted wallet.

The gateway creates an order-specific quote and payment window, displays the exact
amount and receiving address, accepts the customer’s blockchain transaction ID, 
and verifies the asset, recipient, amount and required confirmations before completing
the WooCommerce order.

Supported live-network configurations include:

 * Ethereum: USDT, USDC, DAI and PYUSD.
 * Polygon: USDT, USDC and DAI.
 * BNB Smart Chain: USDT, USDC and DAI.
 * Sepolia test mode: ETH for testing the payment flow before enabling live payments.

Version 1 supports the classic WooCommerce Cart and Checkout flow. Block Checkout
is not part of the published V1 compatibility scope.

#### Key features

 * Non-custodial payments sent directly to a configured merchant wallet.
 * Per-asset wallet, confirmation, tolerance and payment-window settings.
 * Order-specific crypto quotes and locally generated QR codes.
 * Automatic transaction, token contract, recipient, amount and confirmation checks.
 * Protection against transaction reuse across different orders.
 * Guest-order access controls and expiry enforcement.
 * Optional stablecoin checkout discount.
 * WooCommerce HPOS compatibility declaration.
 * No plugin licence key or paid tier.

#### Important limitations

This plugin does not exchange currency, custody funds or issue blockchain refunds.
Merchants remain responsible for wallet security, supported-network configuration,
accounting, taxation, regulatory obligations and any refund sent from their own 
wallet.

Cryptocurrency transactions are irreversible. Test the complete checkout and verification
flow on Sepolia before accepting live payments. Always confirm that each enabled
asset uses the intended network, token and receiving wallet.

### External services

This plugin connects to external services only as necessary to quote and verify 
a payment after the merchant enables and configures the gateway.

#### Etherscan API

The Etherscan V2 API is used to retrieve public blockchain transaction and block
information for Ethereum, Polygon, BNB Smart Chain and Sepolia. Requests can include
the merchant-supplied API key, chain ID, public transaction hash, token contract,
wallet address and block range needed to verify the payment. The API request also
necessarily exposes the site’s server IP address to Etherscan.

 * Etherscan API Terms: https://etherscan.io/apiterms
 * Etherscan Terms: https://etherscan.io/terms
 * Etherscan Privacy Policy: https://etherscan.io/privacyPolicy

#### Blockscout fallback APIs

If the primary live-network explorer request fails, the plugin may query the applicable
public Blockscout explorer API using public blockchain identifiers such as a transaction
hash, token contract, wallet address or block range. The request necessarily exposes
the site’s server IP address to the relevant Blockscout service.

 * Blockscout website: https://www.blockscout.com/
 * Blockscout Privacy Policy: https://www.blockscout.ai/legal/privacy

#### CoinGecko API

The CoinGecko public API is used to retrieve the current crypto-to-fiat price required
to calculate an order quote. Requests contain asset and fiat-currency identifiers
and necessarily expose the site’s server IP address to CoinGecko. The plugin does
not send WooCommerce customer identity or order contents to CoinGecko.

 * CoinGecko API Terms: https://www.coingecko.com/api_terms
 * CoinGecko Privacy Policy: https://www.coingecko.com/privacy

By enabling this gateway, the site owner directs the plugin to make these requests
and remains responsible for reviewing the external providers’ current terms and 
privacy policies.

### Privacy

The plugin stores payment-related data in the WooCommerce order, including the selected
asset, quoted crypto amount, receiving address, transaction hash, exchange rate,
confirmation state and verification timestamps. This data is required to administer
and audit the payment.

The plugin does not add advertising or analytics tracking. Merchants should describe
cryptocurrency payment processing and the external services above in their own customer-
facing privacy information where required.

## Screenshots

[⌊Configure the Etherscan API connection, test or live network, and optional stablecoin
checkout discount.⌉⌊Configure the Etherscan API connection, test or live network,
and optional stablecoin checkout discount.⌉[

Configure the Etherscan API connection, test or live network, and optional stablecoin
checkout discount.

[⌊Enable supported assets and configure the receiving wallet, payment tolerance,
quote window and confirmation requirements.⌉⌊Enable supported assets and configure
the receiving wallet, payment tolerance, quote window and confirmation requirements
.⌉[

Enable supported assets and configure the receiving wallet, payment tolerance, quote
window and confirmation requirements.

[⌊Enable Sovereign Settle from the standard WooCommerce payment settings screen.⌉⌊
Enable Sovereign Settle from the standard WooCommerce payment settings screen.⌉[

Enable Sovereign Settle from the standard WooCommerce payment settings screen.

[⌊Customers choose an enabled stablecoin asset during checkout, with any configured
discount reflected in the order total.⌉⌊Customers choose an enabled stablecoin asset
during checkout, with any configured discount reflected in the order total.⌉[

Customers choose an enabled stablecoin asset during checkout, with any configured
discount reflected in the order total.

[⌊The responsive payment card shows the exact amount, receiving address, QR code,
quote timer and transaction-ID confirmation field.⌉⌊The responsive payment card 
shows the exact amount, receiving address, QR code, quote timer and transaction-
ID confirmation field.⌉[

The responsive payment card shows the exact amount, receiving address, QR code, 
quote timer and transaction-ID confirmation field.

## Installation

 1. Upload the plugin ZIP through **Plugins > Add New > Upload Plugin**, or install
    it from the WordPress.org Plugin Directory.
 2. Activate the plugin. WooCommerce must already be installed and active.
 3. Open **WooCommerce > Sovereign Settle**.
 4. Select Testnet, enter an Etherscan API key, and configure the Sepolia receiving
    wallet and confirmation settings.
 5. Open **WooCommerce > Settings > Payments** and enable Stablecoin Payment.
 6. Complete a test order through the classic WooCommerce Checkout page.
 7. Only after the test succeeds, select Live and configure the required live-network
    assets and wallets.

## FAQ

### Does the plugin hold or forward customer funds?

No. Payment is sent from the customer directly to the receiving wallet configured
for the selected asset.

### Does it require a hosted account or plugin licence?

No plugin licence or WPGator account is required. Transaction verification and price
retrieval use the external services disclosed below.

### Which WooCommerce checkout is supported?

Version 1 supports the classic WooCommerce Cart and Checkout flow. Block Checkout
is not a published V1 compatibility commitment.

### Can the plugin refund a blockchain payment?

No. WooCommerce can record the commercial refund, but any cryptocurrency return 
must be sent separately by the merchant from their wallet after independently checking
the destination and amount.

### Why is an order still waiting for payment?

Check that the submitted transaction uses the selected network and asset, was sent
to the configured address, meets the quoted amount tolerance, and has reached the
configured confirmation count. Also confirm that the Etherscan API key and the site’s
scheduled-action processing are working.

### What happens when the payment window expires?

The expired quote cannot be submitted. The customer must create or refresh into 
a valid payment opportunity as directed by the order page. A transaction submitted
outside the original payment deadline is not automatically accepted.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Sovereign Settle – Stablecoin Gateway for WooCommerce” is open source software.
The following people have contributed to this plugin.

Contributors

 *   [ WPGator ](https://profiles.wordpress.org/lauranced/)

[Translate “Sovereign Settle – Stablecoin Gateway for WooCommerce” into your language.](https://translate.wordpress.org/projects/wp-plugins/sovereign-settle-stablecoin-gateway)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/sovereign-settle-stablecoin-gateway/),
check out the [SVN repository](https://plugins.svn.wordpress.org/sovereign-settle-stablecoin-gateway/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/sovereign-settle-stablecoin-gateway/)
by [RSS](https://plugins.trac.wordpress.org/log/sovereign-settle-stablecoin-gateway/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.11

 * Fixed live admin validation incorrectly rejecting valid mixed-case EVM wallet
   addresses.
 * Aligned live validation with the strict hexadecimal address format enforced when
   settings are saved.

#### 1.0.10

 * Added the public Sovereign Settle documentation URL to the plugin header and 
   installed Plugins screen.

#### 1.0.9

 * Made per-order and batch verification locks atomic across browser polling, WP
   Cron and Action Scheduler.
 * Prevented duplicate Completed transitions, emails and verification notes when
   workers overlap.
 * Made the final WooCommerce completion transition idempotent for products that
   complete directly or pass through Processing.

#### 1.0.8

 * Bound ERC-20 payment verification to Transfer logs in the submitted transaction
   receipt.
 * Prevented unrelated historical wallet transfers from causing false amount mismatches
   and impossible confirmation counts.
 * Preserved explicit rejection of transactions that do not contain the configured
   token transfer to the receiving wallet.
 * Returned the actual final verification state after amount-tolerance checks.

#### 1.0.7

 * Renamed the plugin to Sovereign Settle – Stablecoin Gateway for WooCommerce.
 * Adopted the Sovereign Settle namespace, text domain and collision-safe runtime
   identifiers.
 * Added migration support for settings, the payment page and historical order metadata
   from version 1.0.6.
 * Replaced directly printed scripts and inline click handlers with WordPress-enqueued
   assets.
 * Upgraded chillerlan/php-qrcode to 6.0.1 and raised the minimum PHP version to
   8.2.
 * Restricted stored price-provider identifiers to the plugin’s supported asset 
   map.
 * Added the WooCommerce plugin dependency header.

#### 1.0.6

 * Improved WordPress.org standards compliance and request-validation clarity.
 * Added HPOS order-metadata cleanup during plugin uninstall.
 * Moved operational errors into the WooCommerce logging system.
 * Renamed developer hooks from the short legacy prefix to the interim `spfwc_` 
   prefix.

#### 1.0.5

 * Fixed stablecoin discounts not being applied when WooCommerce retained a previously
   selected payment method in the checkout session.

#### 1.0.4

 * Initial WordPress.org release.
 * Added non-custodial stablecoin payment flows for configured Ethereum, Polygon
   and BNB Smart Chain assets.
 * Added Sepolia test mode, order-specific quotes, QR codes and transaction submission.
 * Added transaction, token contract, recipient, amount, confirmation and payment-
   deadline verification.
 * Added transaction-reuse protection, guest-order isolation and native WooCommerce
   completion handling.
 * Added optional stablecoin discounts and HPOS compatibility.

## Meta

 *  Version **1.0.11**
 *  Last updated **2 days ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.7 or higher **
 *  Tested up to **7.1**
 *  PHP version ** 8.2 or higher **
 * Tags
 * [crypto payments](https://wordpress.org/plugins/tags/crypto-payments/)[cryptocurrency](https://wordpress.org/plugins/tags/cryptocurrency/)
   [payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)[stablecoin](https://wordpress.org/plugins/tags/stablecoin/)
   [woocommerce](https://wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://wordpress.org/plugins/sovereign-settle-stablecoin-gateway/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/sovereign-settle-stablecoin-gateway/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/sovereign-settle-stablecoin-gateway/reviews/)

## Contributors

 *   [ WPGator ](https://profiles.wordpress.org/lauranced/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/sovereign-settle-stablecoin-gateway/)