Title: Private Practice Financial Calculators
Author: keystonepractice
Published: <strong>August 20, 2026</strong>
Last modified: August 20, 2026

---

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# Private Practice Financial Calculators

 By [keystonepractice](https://profiles.wordpress.org/keystonepractice/)

[Download](https://downloads.wordpress.org/plugin/private-practice-financial-calculators.1.0.0.zip)

 * [Details](https://wordpress.org/plugins/private-practice-financial-calculators/#description)
 * [Reviews](https://wordpress.org/plugins/private-practice-financial-calculators/#reviews)
 *  [Installation](https://wordpress.org/plugins/private-practice-financial-calculators/#installation)
 * [Development](https://wordpress.org/plugins/private-practice-financial-calculators/#developers)

 [Support](https://wordpress.org/support/plugin/private-practice-financial-calculators/)

## Description

#### Working calculators, not another article about the math

If you write for private-practice owners, you have hit this: the useful answer is
arithmetic, and arithmetic in prose is unreadable. This plugin gives you the instrument
instead. Paste a shortcode, and a working calculator appears in your post — the 
reader puts in their own numbers and gets their own answer.

Twenty-two of them, covering the money questions practice owners actually get stuck
on:

**Compensation** — what a clinician is really worth once you load them fully, salary
versus split for a new hire, designing a comp plan, what you can pay yourself, and
what a comp offer would actually leave you.

**Profitability** — whether a given clinician makes money, each clinician’s share
of overhead, what you are billing but not collecting, what cancellations cost, and
what accrued PTO is costing you.

**Decisions** — whether to raise rates, whether you can afford a hire, whether an
insurance panel is worth staying on, what losing a therapist costs, and what the
practice is worth.

**Taxes and survival** — quarterly set-aside, the S-corp break-even, filing separately,
cash runway, and the number the practice has to clear to survive.

#### No account. Nothing to configure.

There is no sign-up, no API key, no connection step, and no paid tier. Install, 
activate, paste a shortcode. The settings screen exists to hand you the list of 
shortcodes and one optional default height — you can ignore it entirely.

#### Your visitors’ numbers stay with your visitors

Every calculation runs inside the reader’s own browser. The figures they type — 
their rates, their payroll, their overhead — are computed on their device and are
not transmitted to us, to you, or to anyone else. There is no submit button, because
there is nothing to submit.

The plugin sets no cookies, adds no tracking script to your site, and makes no request
from your server. The calculator itself is served by us, so loading it reaches our
server the way an embedded video reaches its host; we count that load anonymously,
without cookies, and none of what your reader typed is part of it. That is the whole
of it, and it is written out in plain terms on the settings screen too.

#### What this plugin does and does not do

 * It adds **no tracking script** to your site.
 * It sets **no cookies**.
 * It makes **no request from your web server** — not on activation, not on a schedule,
   not ever.
 * It loads **no remote JavaScript or PHP** into your pages. The only thing it outputs
   is a standard `<iframe>` element.
 * It adds **no link to keystonepractice.co on your public pages** unless you explicitly
   ask for one with `link="yes"`.
 * It shows **no admin notices, no upsells, and no review nags**. It adds one entry
   under Settings.

#### A note on the third-party service

The calculators are hosted by Keystone Practice, so a visitor’s browser does load
the calculator from `keystonepractice.co` — exactly the way an embedded video or
map loads from its host. That is the service this plugin embeds, and it is worth
being precise about what the load involves:

 * Keystone records an **anonymous, cookieless page view of the calculator itself**—
   no cookies, no personal identifiers, no visitor profile, and none of the figures
   entered.
 * The embed address carries a `src=wp-plugin` parameter. That tells Keystone the
   calculator was loaded through this plugin rather than from its own website. It
   does not identify your site’s pages, your posts, or your visitors.
 * Your visitor’s browser sends the embedding site’s address as a normal HTTP referrer,
   the same as it does for any embedded content on any site.
 * The calculator displays a small “Powered by Keystone Practice” link **inside 
   the frame**, on Keystone’s own page. Placing the shortcode is what puts that 
   frame on your site; the plugin never inserts a credit link into your own markup.

Service: [Keystone Practice](https://keystonepractice.co)
 Terms of use: [keystonepractice.co/terms](https://keystonepractice.co/terms)
Privacy policy: [keystonepractice.co/privacy](https://keystonepractice.co/privacy)

If you would rather visitors not load anything from a third-party host, this plugin
is not for you — an embed is by definition a request to the host that serves it.

#### The same calculators we publish ourselves

These are the same instruments we publish on our own site — not a stripped-down 
version made to sell you the real one.

**Support: email support@keystonepractice.co.** That reaches a person, and it is
faster than the forum here.

#### The calculators

Each has its own shortcode. All 22 are also reachable through the generic shortcode.

 * `[keystone_clinician_net]` — What is this clinician really worth?
 * `[keystone_overhead_share]` — What’s each clinician’s share of overhead?
 * `[keystone_is_this_clinician_profitable]` — Is this clinician profitable?
 * `[keystone_pay_a_new_hire]` — Salary or split? Pay a new therapist.
 * `[keystone_pay_yourself]` — How much can you pay yourself?
 * `[keystone_martyr_tax]` — What is your work actually worth?
 * `[keystone_quarterly_tax_estimator]` — How much to set aside for taxes?
 * `[keystone_survival_number]` — What’s your survival number?
 * `[keystone_file_separately]` — Should you file taxes separately?
 * `[keystone_afford_a_hire]` — Can you afford this hire?
 * `[keystone_raise_your_rates]` — Should you raise your rates?
 * `[keystone_collections_leak]` — What are you billing but not collecting?
 * `[keystone_cost_of_cancellations]` — What are cancellations costing you?
 * `[keystone_cash_runway]` — How long will your cash last?
 * `[keystone_cost_of_losing_a_therapist]` — What does losing a therapist cost you?
 * `[keystone_s_corp_calculator]` — Should you be an S-corp?
 * `[keystone_comp_plan_designer]` — Design a comp plan
 * `[keystone_pto_cost]` — What is accrued PTO costing you?
 * `[keystone_panel_health_check]` — Is this insurance panel worth it?
 * `[keystone_practice_valuation]` — What is your practice worth?
 * `[keystone_offer_autopsy]` — Autopsy this offer
 * `[keystone_offer_decoder]` — What you’d keep on a comp offer

#### Shortcode attributes

Every shortcode above, and the generic one, accepts:

 * `height` — frame height in pixels. Default 720, or whatever you set under Settings.
   Range 200–3000.
 * `width` — `100%` (default), or a pixel value like `640`.
 * `title` — the frame’s accessible title. Defaults to the calculator’s own title.
 * `border` — `yes` (default) or `no` for the hairline border and rounded corners.
 * `lazy` — `yes` (default) loads the calculator only as the reader scrolls to it;`
   no` loads it immediately.
 * `link` — `no` (default). `yes` adds a plain “open in a new tab” link beneath 
   the frame.
 * `class` — extra CSS class names for your own styling.

The generic shortcode takes one more:

    ```
    [keystone_calculator tool="s-corp-calculator" height="700"]
    ```

## Screenshots

[⌊A calculator embedded in a post, sized to the content column.⌉⌊A calculator embedded
in a post, sized to the content column.⌉[

A calculator embedded in a post, sized to the content column.

[⌊The settings screen: the full shortcode reference, generated from the live list
of calculators.⌉⌊The settings screen: the full shortcode reference, generated from
the live list of calculators.⌉[

The settings screen: the full shortcode reference, generated from the live list 
of calculators.

[⌊The one optional setting — a site-wide default frame height.⌉⌊The one optional
setting — a site-wide default frame height.⌉[

The one optional setting — a site-wide default frame height.

## Installation

 1. Install the plugin through **Plugins  Add New**, or upload the plugin folder to`/
    wp-content/plugins/`.
 2. Activate it through the **Plugins** screen.
 3. Open **Settings  Private Practice Financial Calculators** for the full shortcode
    list and one optional default. There is nothing you are required to configure.
 4. Paste a shortcode into any post, page, or Shortcode block.

## FAQ

### Do I need a Keystone Practice account?

No. There is no account, no API key, no connection step, and no paid tier for this
plugin. Install it and the shortcodes work.

### Is any of my visitors’ data sent anywhere?

The figures a visitor types are computed in their own browser and are not transmitted.
Loading the calculator does contact keystonepractice.co, because that is where the
calculator is served from, and Keystone counts that load anonymously and without
cookies. Nothing a visitor enters is part of that.

### Does this plugin set cookies or track anyone?

No. The plugin sets no cookies and adds no tracking script to your site. Some calculators
may remember what a visitor typed using their own browser’s local storage, on Keystone’s
side of the frame, so a reader does not lose their work — that stays on the visitor’s
device and is not a cookie and not shared with your site.

### Where do I get support?

**Email support@keystonepractice.co.** That is the fastest route and it reaches 
a person. The WordPress.org support forum for this plugin is monitored, but less
frequently than email — if your question is time-sensitive, please use email.

### The calculator is cut off, or has a scrollbar inside it.

Set a taller frame: `[keystone_pay_yourself height="900"]`. A narrow column makes
a calculator taller, so a sidebar or a two-column layout usually needs more height
than the 720px default. You can change the default for the whole site under Settings
Private Practice Financial Calculators.

### Can the frame resize itself to fit the calculator?

Not currently. The height is whatever you set. Browsers do not let an embedding 
page measure the height of a document from another domain, and the embedded calculator
does not yet report its own height, so automatic resizing is not available. Setting`
height` per shortcode is the reliable approach.

### My site uses a strict Content-Security-Policy and nothing appears.

Allow the frame source: `frame-src https://keystonepractice.co`. This plugin uses
no inline styles or inline scripts, so you do not need `'unsafe-inline'` for it.

### Does it work in the block editor / with page builders?

Yes. Use a Shortcode block, or the shortcode module of whichever builder you use.
Shortcodes also work in text widgets.

### Will it slow my pages down?

The stylesheet is loaded only on pages where a calculator actually appears, and 
it is under 1 KB. Calculators are lazy-loaded by default, so a calculator further
down a page is not fetched until the reader scrolls near it. Deactivating the plugin
removes everything.

### Can I use it on a multisite network?

Yes. Settings are per-site, and uninstalling clears them from every site on the 
network.

### What happens if I uninstall it?

The single option row it creates is deleted. It creates no database tables, no post
meta, and no scheduled events, so nothing is left behind.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Private Practice Financial Calculators” is open source software. The following 
people have contributed to this plugin.

Contributors

 *   [ keystonepractice ](https://profiles.wordpress.org/keystonepractice/)

[Translate “Private Practice Financial Calculators” into your language.](https://translate.wordpress.org/projects/wp-plugins/private-practice-financial-calculators)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/private-practice-financial-calculators/),
check out the [SVN repository](https://plugins.svn.wordpress.org/private-practice-financial-calculators/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/private-practice-financial-calculators/)
by [RSS](https://plugins.trac.wordpress.org/log/private-practice-financial-calculators/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

 * First release. 22 calculator shortcodes plus a generic `[keystone_calculator]`,
   a settings screen with the shortcode reference, lazy loading by default, and 
   per-shortcode height, width, border, title, and class control.

## Meta

 *  Version **1.0.0**
 *  Last updated **20 hours ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.0 or higher **
 *  Tested up to **7.0.4**
 *  PHP version ** 7.4 or higher **
 * Tags
 * [calculator](https://wordpress.org/plugins/tags/calculator/)[embed](https://wordpress.org/plugins/tags/embed/)
   [shortcode](https://wordpress.org/plugins/tags/shortcode/)[therapy](https://wordpress.org/plugins/tags/therapy/)
 *  [Advanced View](https://wordpress.org/plugins/private-practice-financial-calculators/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/private-practice-financial-calculators/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/private-practice-financial-calculators/reviews/)

## Contributors

 *   [ keystonepractice ](https://profiles.wordpress.org/keystonepractice/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/private-practice-financial-calculators/)