Title: Personal Finance Manager – PN Author: Félix Martínez Published: September 7, 2026 Last modified: September 7, 2026 --- Search plugins ![](https://ps.w.org/pn-personal-finance-manager/assets/banner-772x250.png?rev=3684417) ![](https://ps.w.org/pn-personal-finance-manager/assets/icon-256x256.png?rev=3684417) # Personal Finance Manager – PN By [Félix Martínez](https://profiles.wordpress.org/felixmartinez/) [Download](https://downloads.wordpress.org/plugin/pn-personal-finance-manager.zip) * [Details](https://wordpress.org/plugins/pn-personal-finance-manager/#description) * [Reviews](https://wordpress.org/plugins/pn-personal-finance-manager/#reviews) * [Installation](https://wordpress.org/plugins/pn-personal-finance-manager/#installation) * [Development](https://wordpress.org/plugins/pn-personal-finance-manager/#developers) [Support](https://wordpress.org/support/plugin/pn-personal-finance-manager/) ## Description Personal Finance Manager – PN is a comprehensive personal finance plugin for WordPress that lets users track their complete financial picture: assets, liabilities, investments, and net worth, all from the front-end of your site. #### Asset Tracking (13 Categories) Track any type of asset with category-specific fields: * **Stocks** – Real-time prices via Twelve Data API, share count, purchase price( auto-fetched from historical data), sector classification, country diversification. * **Cryptocurrencies** – Real-time prices via CoinGecko API, coin amount with high decimal precision, 24h price change tracking. * **Real Estate** – Purchase price, current market value, ownership percentage ( 0-100%). * **Bonds** – Face value, coupon rate, maturity tracking. * **Commodities** – Name, amount, unit, and current valuation. * **Precious Metals** – Type (Gold, Silver, Platinum, Palladium), weight, unit ( troy ounce, gram, kilogram). * **Art & Collectibles** – Category, purchase price, estimated current value. * **Vehicles** – Purchase and current value tracking. * **Business Equity** – Ownership stake valuation. * **Intellectual Property** – IP asset tracking with valuations. * **Retirement Accounts** – Balance and contribution tracking. * **Insurance Policies** – Policy value tracking. * **Other** – Flexible fields for any asset type. Every asset supports a title, description, purchase date, and the ability to mark it as **Sold** with a sale date and sale price, which freezes the profit/loss calculation and stops API calls. #### Liability Tracking (9 Categories) * **Mortgage** – Original amount, remaining balance, interest rate, monthly payment, maturity date. * **Car Loan** – Balance, interest rate, monthly payment. * **Student Loan** – Balance, interest rate, monthly payment. * **Credit Card Debt** – Credit limit, current balance, interest rate, minimum payment. * **Personal Loan** – Balance, interest rate, monthly payment. * **Medical Debt** – Balance and provider information. * **Business Loan** – Flexible debt tracking. * **Tax Obligations** – Tax debt tracking. * **Other** – Custom liability fields. #### Real-Time Stock & Crypto Monitoring * **Multi-API cascade system** with automatic fallback: Twelve Data Yahoo Finance Alpha Vantage local price history. * **Twelve Data API** integration for US stocks (free tier: 800 calls/day) with per-minute rate limiting. * **Yahoo Finance** as secondary provider with automatic exchange suffix mapping for European markets (no API key required). * **Alpha Vantage API** as tertiary provider (optional free API key). * **CoinGecko API** integration for cryptocurrencies (free, no API key required). * Automatic daily price recording via WordPress cron. * 365-day price history retention. * Configurable API cache duration (5 minutes to 24 hours). * Historical purchase price auto-retrieval. * Yahoo symbol caching for faster subsequent lookups. #### Portfolio Overview & Interactive Charts A full financial dashboard powered by Chart.js with collapsible sections: * **Financial Overview** – Total assets, total invested, total liabilities, net worth, profit/loss, and total return percentage. * **Asset & Liability Distribution** – Horizontal bar chart showing all categories with net worth. * **Asset Statistics** – Distribution doughnut chart alongside a “Top Holdings” horizontal bar chart (top 10 assets by value) in a 2-column grid. * **Liability Statistics** – Distribution doughnut chart alongside a “Top Liabilities” horizontal bar chart with total debt metric. * **Stock Portfolio Performance** – Line chart with historical value and invested baseline. * **Crypto Portfolio Performance** – Separate line chart for cryptocurrency holdings. * **Per-Asset Price Evolution** – Individual price history chart inside each stock/ crypto card with fullscreen toggle. * **Stock Holdings Breakdown** – Doughnut chart of individual stock positions. * **Sector Diversification** – Doughnut chart by industry sector (Technology, Healthcare, Financials, etc.). * **Country Diversification** – Doughnut chart by country (27 countries supported). * **Crypto Holdings Breakdown** – Doughnut chart of cryptocurrency positions. * **Real Estate Breakdown** – Doughnut chart of property holdings. All charts are responsive, interactive with tooltips, and display values in the user’s selected currency. #### Watchlist with Price Alerts * Add stocks and cryptocurrencies to a watchlist without owning them. * Watchlist cards styled identically to portfolio stock/crypto cards with collapsible body and responsive grid layout. * Price history charts and period-based change display (daily, weekly, monthly, yearly) per watchlist item. * **Multiple target price alerts** per asset and per watchlist item (above/below a specific price, with optional notes). * Per-alert enable/disable toggle and delete button. * **Alert log popup** showing all configured alerts across portfolio and watchlist, grouped by asset. * Automatic price monitoring via daily cron with multi-alert support. * Email notifications when target prices are reached, including alert notes. #### Multi-Currency Support (27 Currencies) EUR, USD, GBP, JPY, CHF, CAD, AUD, CNY, INR, BRL, RUB, KRW, MXN, SGD, HKD, NOK, SEK, DKK, NZD, ZAR, TRY, PLN, THB, IDR, MYR, PHP, CZK. All API prices are fetched in USD and automatically converted for display in the user’s chosen currency. #### User Preferences Each user can configure: * **Display Currency** – Independent from the site-wide default. * **Number Format** – Decimal and thousands separator style (1,234.56 / 1.234,56/ 1 234,56). * **Comparison Period** – Daily, Weekly, Monthly, Yearly, or Since Purchase for price change badges. * **Alert Preferences** – Default threshold, enable/disable for assets and watchlist. #### Portfolio Export & Import * Export your complete portfolio (assets, liabilities, watchlist, and preferences) as a JSON file. * Import from a previously exported file with duplicate prevention. * Accessible from the user profile popup (requires UsersPn plugin) or via shortcode. #### User Roles & Permissions * Custom **Personal Finance Manager – PN** role with dedicated capabilities. * Admin can assign/remove the role from the Settings page. * Users only see their own assets and liabilities. * Role-based access control on all CRUD operations. #### Shortcodes * `[pn-personal-finance-manager-asset-list]` – Front-end asset management interface. * `[pn-personal-finance-manager-liability-list]` – Front-end liability management interface. * `[pn_personal_finance_manager_user_assets]` – Portfolio overview with all charts and metrics. * `[pn-personal-finance-manager-watchlist]` – Watchlist interface with alerts. #### Admin Tools * **API Status Check** – Verify Twelve Data API connectivity. * **Manual Symbol Update** – Force-refresh available stock symbols. * **Cache Statistics** – View symbol count and cache size. * **Required Pages Setup** – One-click page creation for each shortcode. * **Primary Color Customization** – Set the accent color used across the plugin UI. * **Diagnostic Logging** – Debug information for troubleshooting. #### Internationalization Fully translation-ready with 200+ translatable strings. Text domain: `pn-personal- finance-manager`. Compatible with Loco Translate and Polylang. #### External Third-Party Services This plugin connects to external third-party services to provide real-time financial data. No personal user data is sent to any of these services. Please see the full [External Services](https://wordpress.org/plugins/pn-personal-finance-manager/?output_format=md#external-services) section below for complete details on each service, including what data is sent, when, and links to their terms of service and privacy policies. * **Twelve Data API** — Real-time and historical stock prices (requires free API key). * **Yahoo Finance** — Secondary stock data provider (no API key required). * **Alpha Vantage API** — Tertiary stock data provider (optional free API key). * **CoinGecko API** — Real-time cryptocurrency prices (no API key required). * **ExchangeRate-API (open.er-api.com)** — Currency exchange rates for multi-currency support (no API key required). * **OpenStreetMap (Leaflet + Nominatim)** — Optional interactive maps in asset forms. #### Compatibility * Works with any WordPress theme (classic and block themes). * Polylang multi-language support. * UsersPn plugin integration for profile popup tabs. * Responsive design for mobile and tablet. ### Credits This plugin stands on the shoulders of giants Chart.js v4.5.1 Licensed under MIT Copyright 2014-2025 Chart.js contributors https:// www.chartjs.org/ Leaflet v1.9.4 Licensed under BSD-2-Clause Copyright 2010-2023 Vladimir Agafonkin https://leafletjs.com/ Select2 4.0.13 License MIT – https://github.com/select2/select2/blob/master/LICENSE. md https://github.com/select2/select2/tree/master Trumbowyg v2.27.3 – A lightweight WYSIWYG editor alex-d.github.io/Trumbowyg/ License MIT – Author : Alexandre Demode (Alex-D) https://github.com/Alex-D/Trumbowyg ### External Services This plugin relies on the following third-party services to provide real-time financial data and mapping functionality. No personal user data is sent to any of these services. #### Twelve Data API Used to retrieve real-time and historical stock prices, search stock symbols, and list available US stocks. API calls are made from the server when users view their stock assets, when the daily cron job runs to record prices, and when the site administrator tests the API connection from the settings page. The data sent is limited to stock ticker symbols and the administrator’s API key. A free API key is required (800 calls/day on the free plan). * Service: [Twelve Data](https://twelvedata.com/) * Terms of Service: [https://twelvedata.com/terms](https://twelvedata.com/terms) * Privacy Policy: [https://twelvedata.com/privacy](https://twelvedata.com/privacy) #### Yahoo Finance API Used as a secondary stock data provider when Twelve Data is unavailable or rate- limited. The plugin sends HTTP requests to Yahoo Finance’s public chart endpoint( query1.finance.yahoo.com) to retrieve real-time quotes and historical price data. The data sent is limited to stock ticker symbols with exchange suffixes (e.g., “ AAPL”, “W9C.F”). API calls are made from the server when users view their stock assets, load price history, or when the daily cron job runs and the primary provider fails. No API key or user data is required. * Service: [Yahoo Finance](https://finance.yahoo.com/) * Terms of Service: [https://legal.yahoo.com/us/en/yahoo/terms/otos/index.html](https://legal.yahoo.com/us/en/yahoo/terms/otos/index.html) * Privacy Policy: [https://legal.yahoo.com/us/en/yahoo/privacy/index.html](https://legal.yahoo.com/us/en/yahoo/privacy/index.html) #### Alpha Vantage API Used as a tertiary stock data provider when both Twelve Data and Yahoo Finance are unavailable. The plugin sends HTTP requests to Alpha Vantage’s API endpoint (www. alphavantage.co) to retrieve real-time quotes (GLOBAL_QUOTE function) and historical daily prices (TIME_SERIES_DAILY function). The data sent is limited to stock ticker symbols with exchange suffixes and the administrator’s API key. API calls are made from the server only when the primary and secondary providers fail. A free API key is optional and can be obtained at alphavantage.co. * Service: [Alpha Vantage](https://www.alphavantage.co/) * Terms of Service: [https://www.alphavantage.co/terms_of_service/](https://www.alphavantage.co/terms_of_service/) * Privacy Policy: [https://www.alphavantage.co/privacy/](https://www.alphavantage.co/privacy/) #### CoinGecko API Used to retrieve real-time cryptocurrency prices, market data, historical price charts, and search for available coins. API calls are made from the server when users view their cryptocurrency assets and when the daily cron job runs. The data sent is limited to cryptocurrency identifiers (e.g., “bitcoin”). No API key is required. * Service: [CoinGecko](https://www.coingecko.com/) * Terms of Service: [https://www.coingecko.com/en/terms](https://www.coingecko.com/en/terms) * Privacy Policy: [https://www.coingecko.com/en/privacy](https://www.coingecko.com/en/privacy) #### Open Exchange Rates API (open.er-api.com) Used to retrieve current currency exchange rates for converting asset values between 27 supported currencies. API calls are made from the server (specifically to https:// open.er-api.com/v6/latest/USD) whenever a user views their portfolio or assets and cached locally for 12 hours. The only data sent is the base currency code (USD). No API key or user data is required. * Service: [Open Exchange Rates API](https://open.er-api.com/) * Documentation: [https://open.er-api.com/](https://open.er-api.com/) * Terms of Service: [https://www.exchangerate-api.com/terms](https://www.exchangerate-api.com/terms) * Privacy Policy: [https://www.exchangerate-api.com/privacy](https://www.exchangerate-api.com/privacy) #### OpenStreetMap Used for the optional map field in asset forms. Map tiles are loaded from OpenStreetMap tile servers to display interactive maps via the bundled Leaflet library. Address search (geocoding) uses the Nominatim service. The data sent for geocoding is the search query typed by the user. Map tile requests send standard HTTP headers (including the user’s IP address) to OpenStreetMap servers. * Service: [OpenStreetMap](https://www.openstreetmap.org/) * Tile Usage Policy: [https://operations.osmfoundation.org/policies/tiles/](https://operations.osmfoundation.org/policies/tiles/) * Nominatim Usage Policy: [https://operations.osmfoundation.org/policies/nominatim/](https://operations.osmfoundation.org/policies/nominatim/) * Privacy Policy: [https://wiki.osmfoundation.org/wiki/Privacy_Policy](https://wiki.osmfoundation.org/wiki/Privacy_Policy) ## Blocks This plugin provides 4 blocks. * Assets List * Liabilities List * Portfolio * Watchlist ## Installation 1. Upload the `pn-personal-finance-manager` folder to the `/wp-content/plugins/` directory, or install directly through the WordPress plugins screen. 2. Activate the plugin through the ‘Plugins’ menu in WordPress. 3. Go to **Settings > Personal Finance Manager** to configure your API keys and preferences. 4. Create the required pages using the one-click setup buttons in the Settings page, or manually create pages with the shortcodes listed above. 5. (Optional) Configure the Twelve Data API key for real-time stock data. ## FAQ ### Do I need an API key? Stock tracking works out of the box using Yahoo Finance (no API key required). For additional coverage, you can optionally configure a free Twelve Data API key (800 calls/day) and/or a free Alpha Vantage API key. The plugin automatically cascades through available providers. Cryptocurrency tracking uses CoinGecko’s free API and requires no key. ### How do I track my investments? Navigate to the Assets page on your site, click “Add New”, choose the asset type( Stocks, Crypto, Real Estate, etc.), and fill in the details. The plugin will automatically track prices and calculate profit/loss. ### Can each user have their own portfolio? Yes. Each user only sees their own assets and liabilities. Admins can view all portfolios. ### What happens when I sell an asset? Edit the asset and check the “Asset Sold” checkbox. Enter the sale date and sale price. The plugin will freeze the profit/loss at the sale price and stop making API calls for that asset. ### Can I change the display currency? Yes. Each user can choose their display currency from 27 supported currencies in their profile preferences. All values are automatically converted. ### How do I back up my portfolio? Use the Export feature in your profile to download a complete JSON backup of your assets, liabilities, watchlist, and preferences. You can import it again at any time. ### Is the plugin compatible with my theme? Yes, the plugin is designed to work with any WordPress theme, including block themes. Some themes may require minor CSS adjustments. ### Can I use this plugin with any WordPress theme? Yes, the Personal Finance Manager – PN plugin is designed to be compatible with any WordPress theme. However, some themes may require additional customization to ensure the plugin’s styles integrate seamlessly. ### Is the plugin translation-ready? Yes, the Personal Finance Manager – PN plugin is fully translation-ready. You can use translation plugins such as Loco Translate to translate the plugin into your desired language. ### How do I get support? Visit the plugin’s support forum on WordPress.org or contact us at info@padresenlanube. com. ## Reviews There are no reviews for this plugin. ## Contributors & Developers “Personal Finance Manager – PN” is open source software. The following people have contributed to this plugin. Contributors * [ Félix Martínez ](https://profiles.wordpress.org/felixmartinez/) * [ hamlet237 ](https://profiles.wordpress.org/hamlet237/) [Translate “Personal Finance Manager – PN” into your language.](https://translate.wordpress.org/projects/wp-plugins/pn-personal-finance-manager) ### Interested in development? [Browse the code](https://plugins.trac.wordpress.org/browser/pn-personal-finance-manager/), check out the [SVN repository](https://plugins.svn.wordpress.org/pn-personal-finance-manager/), or subscribe to the [development log](https://plugins.trac.wordpress.org/log/pn-personal-finance-manager/) by [RSS](https://plugins.trac.wordpress.org/log/pn-personal-finance-manager/?limit=100&mode=stop_on_copy&format=rss). ## Changelog #### 1.1.30 * Added Yahoo Finance as secondary stock data provider with automatic exchange suffix mapping for European markets (.DE, .F, .L, .PA, .MI, .MC, .AS, .SW). * Added Alpha Vantage as tertiary stock data provider with exchange suffix mapping(. DEX, .FRK, .LON, etc.) and optional API key setting. * Added cascading multi-API fallback system for stock data: TwelveData, Yahoo Finance, Alpha Vantage, local price history. * Added TwelveData per-minute rate limiter to respect free tier limits (7 calls/ minute). * Added Yahoo symbol caching to avoid redundant exchange suffix attempts on subsequent API calls. * Stock data loading no longer requires a TwelveData API key when Yahoo Finance is available. * Added multiple target price alerts per asset replacing the single-alert system( above/below target, with optional notes). * Changed alert data model from three separate post meta keys to a single JSON array with backward-compatible migration. * Added per-alert enable/disable toggle, direction selector, delete button, and optional note field. * Added alert log popup showing all configured alerts across portfolio and watchlist grouped by asset. * Added multi-alert system to watchlist items with dedicated AJAX handlers for add, remove, and toggle. * Restyled watchlist item cards to match portfolio stock/crypto card design with collapsible body and expand/collapse toggle. * Added responsive grid layout for watchlist cards (multi-column on desktop, single column on mobile). * Added price history charts inside watchlist item cards. * Added period-based change display in watchlist cards (daily, weekly, monthly, yearly). * Removed legacy single-alert form fields from the add-to-watchlist form (Enable Price Alert, Alert Threshold). * Removed legacy single-alert update method and AJAX handler for watchlist. * Added “Top Holdings” horizontal bar chart (top 10 by value) in asset statistics panel alongside the distribution doughnut. * Added “Top Liabilities” horizontal bar chart in liability statistics panel alongside the distribution doughnut with total debt metric. * Added 2-column responsive grid layout for statistics chart panels (collapses to 1 column on mobile). * Added dual chart type support in statistics JavaScript (doughnut and horizontal bar). * Added price evolution chart per individual stock/crypto asset card with fullscreen toggle. * Fixed asset and liability distribution chart being oversized (limited to 350px max-width, centered). * Fixed real estate breakdown chart not rendering due to wp_add_inline_script timing issues with defer strategy. * Updated daily cron to iterate over multiple target price alerts per asset and watchlist item. * Included alert notes in cron email notifications. * Added Yahoo Finance and Alpha Vantage to External Services documentation with terms of service and privacy policy links. * Removed deprecated require_once for wp-includes/class-http.php (replaced by WordPress built-in wp_remote_get). * Removed wp_create_user calls from plugin scope. * Removed session_start() from frontend scope to prevent server-side cache bypass. * Improved POST data sanitization with phpcs annotations documenting custom sanitizer usage. * Converted wp_add_inline_script dynamic data to wp_localize_script for proper late escaping in settings, tools, and shortcodes. #### 1.1.20 * Added sold asset functionality with frozen P/L calculations. * Added stock sector and country diversification charts. * Added global asset/liability distribution bar chart with net worth. * Added collapsible sections in portfolio overview. * Added stock and crypto portfolio performance charts under their categories. * Moved breakdown charts to their respective asset subcategories. * WordPress Plugin Check compliance: output escaping, i18n translators comments, direct file access protection, gmdate usage, local Chart.js bundling. #### 1.1.0 * Added cryptocurrency tracking via CoinGecko API. * Added watchlist with price alert system. * Added portfolio export/import functionality. * Added user preference settings (currency, number format, comparison period). * Added real estate asset tracking with ownership percentage. * Added 27 currency support with automatic conversion. * Added daily cron jobs for automated price recording. #### 1.0.0 * Initial release. * Asset and liability tracking with custom post types. * Stock tracking via Twelve Data API. * Portfolio overview with basic charts. * User role management. * Shortcode-based front-end interface. ## Meta * Version **1.1.30** * Last updated **1 day ago** * Active installations **Fewer than 10** * WordPress version ** 5.9 or higher ** * Tested up to **7.1** * PHP version ** 7.2 or higher ** * Tags * [asset manager](https://wordpress.org/plugins/tags/asset-manager/)[cryptocurrency](https://wordpress.org/plugins/tags/cryptocurrency/) [finance](https://wordpress.org/plugins/tags/finance/)[portfolio](https://wordpress.org/plugins/tags/portfolio/) [stocks](https://wordpress.org/plugins/tags/stocks/) * [Advanced View](https://wordpress.org/plugins/pn-personal-finance-manager/advanced/) ## Ratings No reviews have been submitted yet. [Your review](https://wordpress.org/support/plugin/pn-personal-finance-manager/reviews/#new-post) [See all reviews](https://wordpress.org/support/plugin/pn-personal-finance-manager/reviews/) ## Contributors * [ Félix Martínez ](https://profiles.wordpress.org/felixmartinez/) * [ hamlet237 ](https://profiles.wordpress.org/hamlet237/) ## Support Got something to say? Need help? [View support forum](https://wordpress.org/support/plugin/pn-personal-finance-manager/) ## Donate Would you like to support the advancement of this plugin? [ Donate to this plugin ](https://padresenlanube.com/)