Title: Planafolio Finanzrechner – ETF-Sparplanrechner &amp; Zinseszinsrechner
Author: planafolio
Published: <strong>October 13, 2026</strong>
Last modified: October 13, 2026

---

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# Planafolio Finanzrechner – ETF-Sparplanrechner & Zinseszinsrechner

 By [planafolio](https://profiles.wordpress.org/planafolio/)

[Download](https://downloads.wordpress.org/plugin/planafolio-finanzrechner.1.0.0.zip)

 * [Details](https://wordpress.org/plugins/planafolio-finanzrechner/#description)
 * [Reviews](https://wordpress.org/plugins/planafolio-finanzrechner/#reviews)
 *  [Installation](https://wordpress.org/plugins/planafolio-finanzrechner/#installation)
 * [Development](https://wordpress.org/plugins/planafolio-finanzrechner/#developers)

 [Support](https://wordpress.org/support/plugin/planafolio-finanzrechner/)

## Description

Add interactive finance calculators to posts and pages, built for German investors
and German tax rules (Abgeltungsteuer, Teilfreistellung, church tax, saver’s allowance).
Pick a calculator in the block editor or use a shortcode. Free, no account, no API
key.

The calculators themselves are available in German and English. The plugin interface
is in English and can be translated on translate.wordpress.org.

Ideal for finance blogs, ETF and dividend blogs, FIRE blogs, personal-finance magazines,
tax advisors and financial planners.

**19 calculators**

 * ETF-Sparplanrechner (ETF savings plan)
 * Zinseszinsrechner (compound interest)
 * Kapitalertragsteuer-Rechner (capital gains tax incl. Teilfreistellung and church
   tax)
 * Vorabpauschale-Rechner
 * Freistellungsauftrag-Rechner
 * Dividenden-Rechner
 * ETF-Kostenrechner (TER)
 * Entnahmerechner (withdrawals: how long does my money last)
 * Finanzielle-Freiheit-Rechner (FIRE)
 * Rentenlücke-Rechner (pension gap)
 * Altersvorsorgedepot-Rechner
 * Frühstart-Rente-Rechner
 * Inflationsrechner
 * Einmalanlage oder Sparplan?
 * Tilgen oder investieren?
 * ETF-Rebalancing-Rechner
 * Musterportfolios
 * XIRR-Rechner
 * TTWROR-Rechner

**Privacy first**

The two-click mode is on by default: visitors see a placeholder and load the calculator
with a click. Until then, the page makes no connection to planafolio.com. The calculators
set no cookies and show no advertising.

**Light and dark theme, German and English**

Set site-wide defaults under Settings  Planafolio Finanzrechner and override them
per block or shortcode.

**Optional source link**

You can show “Calculator provided by Planafolio” with a link below each calculator.
It is off by default and the calculators work the same without it.

**Shortcode**

    ```
    [planafolio_rechner tool="sparplanrechner"]
    ```

Optional attributes: `theme="light|dark"`, `lang="de|en"`, `consent="yes|no"` (two-
click mode), `credit="yes|no"` (source link), `height="640"`.

Tool names: sparplanrechner, zinseszinsrechner, kapitalertragsteuer-rechner, vorabpauschale-
rechner, freistellungsauftrag-rechner, dividenden-rechner, etf-kosten-rechner, entnahmerechner,
finanzielle-freiheit-rechner, rentenluecke-rechner, altersvorsorgedepot, fruehstart-
rente-rechner, inflationsrechner, einmalanlage-oder-sparplan, tilgen-oder-investieren,
rebalancing-rechner, musterportfolios, xirr-rechner, ttwror-rechner.

### External services

This plugin embeds calculators from Planafolio (https://planafolio.com), a portfolio
tracker and retirement planner for German investors. The calculations run on planafolio.
com; the plugin itself only outputs an iframe.

 * What is sent and when: when a visitor’s browser loads a calculator (immediately,
   or after clicking “Load calculator” in two-click mode), it requests `https://
   planafolio.com/embed/<calculator>`. Like any web request, this transmits the 
   visitor’s IP address, browser user agent and the referring page. The values typed
   into the calculator are processed in the visitor’s browser. They are only sent
   if the visitor actively shares a result or saves it in Planafolio.
 * Anonymous usage counts: the calculator reports three events to planafolio.com(
   calculator shown, first input, click on a Planafolio link), each containing only
   the calculator name and the hostname of your site. No cookies, no device storage,
   no entered values.
 * The plugin sends no data from your WordPress site or its admin area to planafolio.
   com.
 * Terms of use: https://planafolio.com/agb
 * Privacy policy: https://planafolio.com/datenschutz

## Screenshots

[⌊ETF-Sparplanrechner in a blog post (light theme).⌉⌊ETF-Sparplanrechner in a blog
post (light theme).⌉[

ETF-Sparplanrechner in a blog post (light theme).

[⌊Two-click privacy mode: the calculator loads only after a click.⌉⌊Two-click privacy
mode: the calculator loads only after a click.⌉[

Two-click privacy mode: the calculator loads only after a click.

[⌊Dark theme, here the Kapitalertragsteuer-Rechner.⌉⌊Dark theme, here the Kapitalertragsteuer-
Rechner.⌉[

Dark theme, here the Kapitalertragsteuer-Rechner.

[⌊Choose calculator, theme and language in the block sidebar.⌉⌊Choose calculator,
theme and language in the block sidebar.⌉[

Choose calculator, theme and language in the block sidebar.

[⌊Site-wide defaults under Settings → Planafolio Finanzrechner.⌉⌊Site-wide defaults
under Settings → Planafolio Finanzrechner.⌉[

Site-wide defaults under Settings  Planafolio Finanzrechner.

## Blocks

This plugin provides 1 block.

 *   Planafolio calculator Free German finance calculator from planafolio.com.

## Installation

 1. Install and activate the plugin.
 2. In the block editor, add the block “Planafolio calculator” and choose a calculator
    in the sidebar. Or paste the shortcode into any post.
 3. Optional: set defaults under Settings  Planafolio Finanzrechner.

## FAQ

### Is it free?

Yes. No account and no API key needed.

### Is it GDPR compliant?

With two-click mode (default), no connection to planafolio.com is made until the
visitor clicks. The calculators set no cookies; they only send anonymous usage counts
without personal data (see External services). Mention the embedded service in your
privacy policy as you would for any embedded content.

### Are the results financial advice?

No. The calculators are models for illustration, not investment or tax advice.

### Can I change colours or fonts?

The calculator comes in a light and a dark theme. Further styling is not possible
because it runs inside an iframe.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Planafolio Finanzrechner – ETF-Sparplanrechner & Zinseszinsrechner” is open source
software. The following people have contributed to this plugin.

Contributors

 *   [ planafolio ](https://profiles.wordpress.org/planafolio/)

[Translate “Planafolio Finanzrechner – ETF-Sparplanrechner & Zinseszinsrechner” into your language.](https://translate.wordpress.org/projects/wp-plugins/planafolio-finanzrechner)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/planafolio-finanzrechner/),
check out the [SVN repository](https://plugins.svn.wordpress.org/planafolio-finanzrechner/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/planafolio-finanzrechner/)
by [RSS](https://plugins.trac.wordpress.org/log/planafolio-finanzrechner/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

 * First release: 19 calculators, block and shortcode, two-click privacy mode, optional
   source link.

## Meta

 *  Version **1.0.0**
 *  Last updated **10 hours ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.5 or higher **
 *  Tested up to **7.1.3**
 *  PHP version ** 7.4 or higher **
 * Tags
 * [calculator](https://wordpress.org/plugins/tags/calculator/)[etf](https://wordpress.org/plugins/tags/etf/)
   [rechner](https://wordpress.org/plugins/tags/rechner/)
 *  [Advanced View](https://wordpress.org/plugins/planafolio-finanzrechner/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/planafolio-finanzrechner/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/planafolio-finanzrechner/reviews/)

## Contributors

 *   [ planafolio ](https://profiles.wordpress.org/planafolio/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/planafolio-finanzrechner/)