Title: PayXra Payment Gateway
Author: sharpwebtech
Published: <strong>June 28, 2026</strong>
Last modified: June 28, 2026

---

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# PayXra Payment Gateway

 By [sharpwebtech](https://profiles.wordpress.org/sharpwebtech/)

[Download](https://downloads.wordpress.org/plugin/payxra-payments-gateways.1.0.0.zip)

 * [Details](https://wordpress.org/plugins/payxra-payments-gateways/#description)
 * [Reviews](https://wordpress.org/plugins/payxra-payments-gateways/#reviews)
 *  [Installation](https://wordpress.org/plugins/payxra-payments-gateways/#installation)
 * [Development](https://wordpress.org/plugins/payxra-payments-gateways/#developers)

 [Support](https://wordpress.org/support/plugin/payxra-payments-gateways/)

## Description

[Website](https://payxra.africa) | [Documentation](https://docs.payxra.africa/#woocommerce-plugin)

**PayXra Payment Gateway** enables WooCommerce store owners to accept cryptocurrency(
Tether USDT, USD Coin USDC, Bitcoin BTC, Litecoin LTC) and local fiat currencies
directly on their checkouts.

If you are looking for a secure, fast, and automated **WooCommerce crypto payment
gateway** that supports stablecoins, local bank settlements, and zero chargeback
risks, PayXra is built for your business.

Developed for reliability, PayXra uses dynamic, on-demand address allocation to 
automate transaction tracking and eliminate payment collisions.

### 🚀 Core Features

 * **Zero Chargebacks**: All payments are settled securely on-chain or via local
   bank channels with no chargeback risks.
 * **Dynamic Address Allocation**: Automatically generates a unique deposit address
   per transaction to prevent address reuse and payment collisions.
 * **Stablecoin & Crypto Support**: Accept USDT (BEP-20), USDC (ERC-20), BTC, and
   LTC directly on checkout.
 * **Local Fiat Settlement**: Accept crypto from customers worldwide and settle 
   directly in local fiat (NGN).
 * **WooCommerce Subscriptions**: Fully compatible with WooCommerce Subscriptions(
   and free alternatives like Flexible Subscriptions) using the manual renewal model.
 * **Developer Sandbox Mode**: Easily test checkout flows with simulated successful
   transactions.
 * **Secure Webhooks**: Cryptographically signed HMAC-SHA256 webhooks instantly 
   update order statuses upon successful payments.

### 🪙 Supported Cryptocurrencies & Tokens

PayXra dynamically fetches enabled assets from your Merchant Dashboard, including:
***
Tether (USDT)** – BEP-20 / ERC-20 * **USD Coin (USDC)** – ERC-20 * **Bitcoin (BTC)*****
Litecoin (LTC)** * _More coins and tokens are constantly being added._

### 📬 Support & Feedback

Need help setting up your merchant credentials?
 * Visit our [Developer Documentation](https://docs.payxra.africa/#woocommerce-plugin)*
Contact us: [support@payxra.africa](https://wordpress.org/plugins/payxra-payments-gateways/support@payxra.africa?output_format=md)

### External Services

This plugin connects to the PayXra API (via `https://api.payxra.africa` or sandbox
URL) to process checkout payments, fetch real-time exchange rates, and retrieve 
enqueued settlement currencies.

 1. **PayXra API**: Used to securely process transactions.
 2.  * **Data Sent**: Sends the order reference ID, currency, amount, fee bearer preference,
       and customer contact details (masked email, first name, last name, phone) during
       checkout initiation.
     * **Terms of Service**: https://payxra.africa/terms-of-service
     * **Privacy Policy**: https://payxra.africa/privacy-policy

## Screenshots

[⌊Cryptocurrency selection screen showing supported tokens (USDT, USDC).⌉⌊Cryptocurrency
selection screen showing supported tokens (USDT, USDC).⌉[

Cryptocurrency selection screen showing supported tokens (USDT, USDC).

[⌊Dynamic address allocation spinner displaying live checkout preparation status.⌉⌊
Dynamic address allocation spinner displaying live checkout preparation status.⌉[

Dynamic address allocation spinner displaying live checkout preparation status.

[⌊Payment details modal featuring QR code, amount, deposit address, and payment 
simulation tools.⌉⌊Payment details modal featuring QR code, amount, deposit address,
and payment simulation tools.⌉[

Payment details modal featuring QR code, amount, deposit address, and payment simulation
tools.

[⌊Payment confirmation screen confirming transaction validation and order completion.⌉⌊
Payment confirmation screen confirming transaction validation and order completion
.⌉[

Payment confirmation screen confirming transaction validation and order completion.

[⌊PayXra Admin Dashboard displaying transaction statistics, crypto revenue in NGN,
and a live currency converter.⌉⌊PayXra Admin Dashboard displaying transaction statistics,
crypto revenue in NGN, and a live currency converter.⌉[

PayXra Admin Dashboard displaying transaction statistics, crypto revenue in NGN,
and a live currency converter.

[⌊PayXra Admin charts detailing coin distribution metrics and a list of recent checkouts.⌉⌊
PayXra Admin charts detailing coin distribution metrics and a list of recent checkouts
.⌉[

PayXra Admin charts detailing coin distribution metrics and a list of recent checkouts.

## Installation

 1. Upload the plugin files to the `/wp-content/plugins/payxra-payments-gateways` directory,
    or install the plugin through the WordPress plugins screen directly.
 2. Activate the plugin through the ‘Plugins’ screen in WordPress.
 3. Use the WooCommerce -> Settings -> Payments screen to configure the gateway settings.
 4. Input your Merchant ID, Merchant API Key, and Webhook Secret from your PayXra Merchant
    Dashboard.

## FAQ

### Does it support test payments?

Yes, the plugin supports a Sandbox mode. Use your `px_test_` API key and check the
sandbox checkbox to simulate successful transactions in test mode.

### Which cryptocurrencies are supported?

By default, the gateway supports stablecoins like USDT and USDC. Enabled currencies
are dynamically fetched from your PayXra Merchant Dashboard.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“PayXra Payment Gateway” is open source software. The following people have contributed
to this plugin.

Contributors

 *   [ sharpwebtech ](https://profiles.wordpress.org/sharpwebtech/)

[Translate “PayXra Payment Gateway” into your language.](https://translate.wordpress.org/projects/wp-plugins/payxra-payments-gateways)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/payxra-payments-gateways/),
check out the [SVN repository](https://plugins.svn.wordpress.org/payxra-payments-gateways/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/payxra-payments-gateways/)
by [RSS](https://plugins.trac.wordpress.org/log/payxra-payments-gateways/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

 * Initial release.

## Meta

 *  Version **1.0.0**
 *  Last updated **1 day ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.0 or higher **
 *  Tested up to **7.0**
 *  PHP version ** 8.0 or higher **
 * Tags
 * [bitcoin](https://wordpress.org/plugins/tags/bitcoin/)[crypto](https://wordpress.org/plugins/tags/crypto/)
   [payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)[woocommerce](https://wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://wordpress.org/plugins/payxra-payments-gateways/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/payxra-payments-gateways/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/payxra-payments-gateways/reviews/)

## Contributors

 *   [ sharpwebtech ](https://profiles.wordpress.org/sharpwebtech/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/payxra-payments-gateways/)