Title: Paykoko – BNPL Payment Gateway Author: dInnovation (Pvt) Ltd Published: June 9, 2026 Last modified: June 9, 2026 --- Search plugins ![](https://s.w.org/plugins/geopattern-icon/paykoko-bnpl-payment-gateway.svg) # Paykoko – BNPL Payment Gateway By [dInnovation (Pvt) Ltd](https://profiles.wordpress.org/kokopay/) [Download](https://downloads.wordpress.org/plugin/paykoko-bnpl-payment-gateway.3.0.4.zip) * [Details](https://wordpress.org/plugins/paykoko-bnpl-payment-gateway/#description) * [Reviews](https://wordpress.org/plugins/paykoko-bnpl-payment-gateway/#reviews) * [Installation](https://wordpress.org/plugins/paykoko-bnpl-payment-gateway/#installation) * [Development](https://wordpress.org/plugins/paykoko-bnpl-payment-gateway/#developers) [Support](https://wordpress.org/support/plugin/paykoko-bnpl-payment-gateway/) ## Description Paykoko WooCommerce Plugin allows you to accept payments on your WooCommerce store via Koko accounts and allows installment-based payments. **Features:** * Accept Koko BNPL payments at checkout * Display installment price breakdown on product and cart pages * Full WooCommerce Blocks (Gutenberg checkout) support * Sandbox/test mode for safe development * OpenSSL signature verification for secure server callbacks * Compatible with Woo Discount Rules **How it works:** Customers choose Koko at checkout, are redirected to the Koko payment page to confirm their 3-instalment plan, and are returned to your store upon completion. Order status is updated automatically via signed server callbacks. ### External Services This plugin connects to the Koko (Paykoko) payment API to process BNPL (Buy Now, Pay Later) payments on your WooCommerce store. **What the service is and what it is used for:** Koko is a third-party BNPL payment provider. This plugin sends order data to the Koko API to create a payment session and redirect the customer to complete their payment in 3 interest-free instalments. **What data is sent and when:** When a customer proceeds to pay using Koko at checkout, the following order data is sent to the Koko API: – Merchant ID and API Key (to authenticate the request) – Order ID, order total, and currency – Customer first name, last name, email, and phone number – Return, response, and cancel URLs No payment card data is handled by this plugin — all sensitive payment processing happens on Koko’s platform. **Sandbox vs Live:** – Sandbox (testing): `https://qaapi.paykoko.com` – Live (production):` https://prodapi.paykoko.com` **Service links:** – Terms of Service: https://paykoko.com/m/terms – Privacy Policy: https://paykoko.com/m/privacy ## Installation 1. Go to **Plugins > Add New** in your WordPress admin. 2. Search for **Paykoko** and click **Install Now**. 3. Activate the plugin through the **Plugins** screen in WordPress. 4. Go to **WooCommerce > Settings > Payments** and enable **Koko: Buy Now Pay Later**. 5. Enter your Koko Merchant ID, API Key, Public Key, and Private Key (provided by Koko). 6. Enable **Sandbox Mode** for testing, then disable it for live payments. ## FAQ ### Do I need a Koko account to use this plugin? Yes. You need a Koko merchant account with a Merchant ID, API Key, and RSA key pair. Contact Koko to get your credentials. ### Is there a test mode available? Yes. Enable **Sandbox Mode** in the plugin settings to use the Koko QA environment for testing without real payments. ### Which WooCommerce versions are supported? The plugin supports WooCommerce 5.0 and above, including full WooCommerce Blocks( Gutenberg) checkout support. ### What currencies are supported? The plugin passes your WooCommerce store currency to Koko. Please confirm supported currencies with Koko directly. ## Reviews There are no reviews for this plugin. ## Contributors & Developers “Paykoko – BNPL Payment Gateway” is open source software. The following people have contributed to this plugin. Contributors * [ dInnovation (Pvt) Ltd ](https://profiles.wordpress.org/kokopay/) [Translate “Paykoko – BNPL Payment Gateway” into your language.](https://translate.wordpress.org/projects/wp-plugins/paykoko-bnpl-payment-gateway) ### Interested in development? [Browse the code](https://plugins.trac.wordpress.org/browser/paykoko-bnpl-payment-gateway/), check out the [SVN repository](https://plugins.svn.wordpress.org/paykoko-bnpl-payment-gateway/), or subscribe to the [development log](https://plugins.trac.wordpress.org/log/paykoko-bnpl-payment-gateway/) by [RSS](https://plugins.trac.wordpress.org/log/paykoko-bnpl-payment-gateway/?limit=100&mode=stop_on_copy&format=rss). ## Changelog #### 3.0.4 * Improved server callback handling for JSON and form-encoded payloads * Added orderView API verification for browser-redirect edge cases * Enhanced debug logging (only active when Debug Mode is enabled) * OpenSSL key handling improved for PHP 7.x and PHP 8.x compatibility * Code hardening: all outputs escaped, all inputs sanitised ## Meta * Version **3.0.4** * Last updated **5 months ago** * Active installations **100+** * WordPress version ** 5.8 or higher ** * Tested up to **7.0.8** * PHP version ** 7.4 or higher ** * Tags * [bnpl](https://wordpress.org/plugins/tags/bnpl/)[buy now pay later](https://wordpress.org/plugins/tags/buy-now-pay-later/) [payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)[woocommerce](https://wordpress.org/plugins/tags/woocommerce/) * [Advanced View](https://wordpress.org/plugins/paykoko-bnpl-payment-gateway/advanced/) ## Ratings No reviews have been submitted yet. [Your review](https://wordpress.org/support/plugin/paykoko-bnpl-payment-gateway/reviews/#new-post) [See all reviews](https://wordpress.org/support/plugin/paykoko-bnpl-payment-gateway/reviews/) ## Contributors * [ dInnovation (Pvt) Ltd ](https://profiles.wordpress.org/kokopay/) ## Support Issues resolved in last two months: 0 out of 2 [View support forum](https://wordpress.org/support/plugin/paykoko-bnpl-payment-gateway/)