Title: Paisaify for UPI
Author: flyingstar
Published: <strong>October 24, 2026</strong>
Last modified: October 27, 2026

---

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# Paisaify for UPI

 By [flyingstar](https://profiles.wordpress.org/star2727/)

[Download](https://downloads.wordpress.org/plugin/paisaify-for-upi.0.3.1.zip)

 * [Details](https://wordpress.org/plugins/paisaify-for-upi/#description)
 * [Reviews](https://wordpress.org/plugins/paisaify-for-upi/#reviews)
 *  [Installation](https://wordpress.org/plugins/paisaify-for-upi/#installation)
 * [Development](https://wordpress.org/plugins/paisaify-for-upi/#developers)

 [Support](https://wordpress.org/support/plugin/paisaify-for-upi/)

## Description

Paisaify for UPI adds a UPI checkout to WooCommerce. The customer pays your own 
UPI ID straight into your own bank account. There is no payment gateway, no percentage
fee and no one holding your money.

**How it knows you were paid**

Your phone receives the bank’s “money received” text. A small rule on that phone(
the free MacroDroid app on Android, or an Apple Shortcuts automation on iPhone) 
passes the text to your site. Paisaify reads the amount and marks the order paid.

**What you get**

 * A UPI checkout for WooCommerce with a QR code, a pay-in-app link and a “pay to
   UPI ID” fallback.
 * Exact-amount matching. Each waiting order gets a unique amount of up to 99 paise
   extra, so two orders of the same price never get mixed up.
 * A payment window that closes by itself, and a “I already paid” claim form with
   the UPI reference.
 * A live dashboard with today’s total, waiting orders, phone status and a step-
   by-step setup for your phone.
 * Support for all major Indian banks (87 sender codes built in).
 * An email to the shop admin for every payment, unmatched credit and silent phone.
 * Health and Security cards, automatic clean-up of old message records, and WordPress
   Site Health checks.
 * Works with the WooCommerce block checkout and the classic checkout, and with 
   High-Performance Order Storage.

**Privacy**

 * Payment data stays in your own WordPress database. This plugin does not contact
   any Flying Star server and sends nothing to any third party.
 * The phone forwards every text it receives, so Paisaify stores nothing from messages
   that are not bank credits, and deletes old rows daily.
 * The optional “Powered by Paisaify” credit under the payment box is off by default.

**Good to know**

 * This is not a payment gateway. It confirms payments by reading your bank’s credit
   SMS, so the connected phone must stay on and online.
 * Some UPI apps refuse payment links to a personal UPI ID. Scanning the QR code,
   or typing the UPI ID, works. A business UPI ID from your bank avoids this.
 * UPI limits still apply, usually Rs 1,00,000 per payment.
 * Paisaify for UPI is not affiliated with NPCI. “UPI” is a trademark of NPCI.

Need donations with 80G receipts, payment links, PDF and email receipts, WhatsApp
and Telegram alerts, or a full ledger? See Paisaify Pro at https://flyingstar.in.

## Screenshots

[⌊The UPI checkout with QR code and countdown.⌉⌊The UPI checkout with QR code and
countdown.⌉[

The UPI checkout with QR code and countdown.

[⌊The dashboard with today's total and phone status.⌉⌊The dashboard with today's
total and phone status.⌉[

The dashboard with today’s total and phone status.

[⌊The settings screen.⌉⌊The settings screen.⌉[

The settings screen.

[⌊The pay card also shows the UPI ID and exact amount to copy, for apps that do 
not open.⌉⌊The pay card also shows the UPI ID and exact amount to copy, for apps
that do not open.⌉[

The pay card also shows the UPI ID and exact amount to copy, for apps that do not
open.

[⌊The same pay card on a phone.⌉⌊The same pay card on a phone.⌉[

The same pay card on a phone.

[⌊The overview with today's total, your phone status and an estimate of the gateway
fees you skipped in the last 30 days.⌉⌊The overview with today's total, your phone
status and an estimate of the gateway fees you skipped in the last 30 days.⌉[

The overview with today’s total, your phone status and an estimate of the gateway
fees you skipped in the last 30 days.

[⌊Live payments and the orders still waiting.⌉⌊Live payments and the orders still
waiting.⌉[

Live payments and the orders still waiting.

[⌊The WooCommerce order records the verified payment, with the UPI reference, in
its notes.⌉⌊The WooCommerce order records the verified payment, with the UPI reference,
in its notes.⌉[

The WooCommerce order records the verified payment, with the UPI reference, in its
notes.

[⌊The payment method settings under WooCommerce > Settings > Payments.⌉⌊The payment
method settings under WooCommerce > Settings > Payments.⌉[

The payment method settings under WooCommerce > Settings > Payments.

## Installation

 1. Install and activate the plugin. WooCommerce should be active for the shop checkout.
 2. Open Paisaify, Settings. Enter your UPI ID and payee name.
 3. Open WooCommerce, Settings, Payments and switch on “Paisaify for UPI (zero fee)”.
 4. Open the Paisaify dashboard and follow “Connect your phone”.
 5. Place a small test order and pay it from a UPI app.

## FAQ

### Does money pass through you?

No. The customer pays your UPI ID and the money lands in your bank account. This
plugin only reads the bank’s credit SMS.

### Does it work on iPhone?

The plugin works for any shop. For reading the bank SMS, an iPhone can use an Apple
Shortcuts automation. The dashboard shows the steps. The Android helper apps do 
not run on iPhone.

### A customer says GPay refused the payment.

Some apps refuse payment links to a personal UPI ID. Ask the customer to scan the
QR code with the camera, or type your UPI ID in “Pay to UPI ID”. A business UPI 
ID avoids the problem.

### Why does the amount have extra paise?

That is how each order is told apart. Two waiting orders of Rs 499 become 499.00
and 499.07, and the payment that arrives is matched to the exact one.

### What if my phone is off?

Payments wait as “unmatched” until the phone is back, and you can attach a credit
to an order by hand from the dashboard.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Paisaify for UPI” is open source software. The following people have contributed
to this plugin.

Contributors

 *   [ flyingstar ](https://profiles.wordpress.org/star2727/)

[Translate “Paisaify for UPI” into your language.](https://translate.wordpress.org/projects/wp-plugins/paisaify-for-upi)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/paisaify-for-upi/),
check out the [SVN repository](https://plugins.svn.wordpress.org/paisaify-for-upi/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/paisaify-for-upi/)
by [RSS](https://plugins.trac.wordpress.org/log/paisaify-for-upi/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 0.3.1

 * Security: a bank SMS sent to the forwarder link a second time is no longer counted
   as a new payment, so it cannot pay a later order of the same amount.
 * The forwarder link now accepts at most 120 messages a minute.

#### 0.3.0

 * A buyer whose UPI payment is still waiting gets one reminder email halfway through
   the payment window, with a link back to the pay page. On by default, with a setting
   in Paisaify > Settings.
 * WooCommerce emails to a buyer whose UPI payment is still open (for example the
   invoice email) now carry a Pay now link.
 * The overview shows an estimate of the gateway fees skipped in the last 30 days,
   at about 2%.

#### 0.2.0

 * The bank SMS reader is stricter: loan, card, promo and statement texts are no
   longer read as payments, and many more bank formats are recognised.

#### 0.1.0

 * First release.

## Meta

 *  Version **0.3.1**
 *  Last updated **3 days ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.4 or higher **
 *  Tested up to **7.1.4**
 *  PHP version ** 8.1 or higher **
 * Tags
 * [india](https://wordpress.org/plugins/tags/india/)[payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)
   [qr code](https://wordpress.org/plugins/tags/qr-code/)[UPI](https://wordpress.org/plugins/tags/upi/)
   [woocommerce](https://wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://wordpress.org/plugins/paisaify-for-upi/advanced/)

## Ratings

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[Your review](https://wordpress.org/support/plugin/paisaify-for-upi/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/paisaify-for-upi/reviews/)

## Contributors

 *   [ flyingstar ](https://profiles.wordpress.org/star2727/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/paisaify-for-upi/)