Title: Nephila Payment Gateway for Epoch
Author: NephilaINC (Sunil and Jay)
Published: <strong>September 9, 2026</strong>
Last modified: September 9, 2026

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# Nephila Payment Gateway for Epoch

 By [NephilaINC (Sunil and Jay)](https://profiles.wordpress.org/swetark/)

[Download](https://downloads.wordpress.org/plugin/nephila-payment-gateway-for-epoch.zip)

 * [Details](https://wordpress.org/plugins/nephila-payment-gateway-for-epoch/#description)
 * [Reviews](https://wordpress.org/plugins/nephila-payment-gateway-for-epoch/#reviews)
 *  [Installation](https://wordpress.org/plugins/nephila-payment-gateway-for-epoch/#installation)
 * [Development](https://wordpress.org/plugins/nephila-payment-gateway-for-epoch/#developers)

 [Support](https://wordpress.org/support/plugin/nephila-payment-gateway-for-epoch/)

## Description

Nephila Payment Gateway for Epoch is an independent WooCommerce integration for 
merchants who already have an approved Epoch merchant account.

The plugin sends the required transaction information to Epoch’s hosted payment 
service and redirects the customer to the Epoch hosted checkout page. Payment card
details are entered on the hosted Epoch payment page rather than on the merchant’s
WordPress site.

After payment, the plugin can receive Epoch PostBack notifications and use the verified
payment response to update the related WooCommerce order.

This plugin is independently developed and is **not affiliated with, endorsed by,
sponsored by, or officially maintained by Epoch**. Epoch is the payment service 
provider. Merchants must establish and maintain their own merchant relationship 
with Epoch.

### Features

 * WooCommerce payment method for Epoch hosted checkout.
 * One-time WooCommerce payments.
 * Epoch staging and production environments.
 * JWT-signed Dynamic Pricing invoice requests.
 * Hosted payment redirect.
 * Success and denial return handling.
 * Epoch PostBack handling.
 * Optional epoch_digest HMAC verification when provided by Epoch.
 * Epoch IP allowlist verification.
 * Decline-reason mapping.
 * WooCommerce order notes and logging.
 * WooCommerce HPOS compatibility.
 * Local testing tools for order-status and callback-flow testing.

### Requirements

 * WordPress 6.5 or newer.
 * WooCommerce 8.0 or newer.
 * PHP 7.4 or newer.
 * An approved Epoch merchant account.
 * Epoch merchant-specific Dynamic Pricing Client ID and JWT shared key.
 * HTTPS is strongly recommended for production stores and is required by many payment
   environments.

### Payment Confirmation

The plugin treats a verified Epoch PostBack as the authoritative payment confirmation
signal.

A customer returning to the store after checkout does not by itself mark the order
as paid. This helps prevent an unverified browser return from being treated as a
successful payment.

### External Services

This plugin connects to Epoch’s external payment service to create hosted payment
transactions and receive payment status notifications.

Service provider: Epoch
 Website: https://epoch.com/

The plugin may send transaction and customer information required to create a payment,
which can include:

 * WooCommerce order/invoice reference.
 * Payment amount and currency.
 * Customer name and email address.
 * Billing/postal information when required by the configured payment request.
 * Merchant site hostname.
 * Success, denial, and PostBack URLs.

Payment card information is entered on Epoch’s hosted payment page and is not collected
or stored by this plugin.

The information sent to Epoch is subject to the merchant’s agreement with Epoch 
and Epoch’s applicable policies. Review the provider’s current privacy information
before enabling the integration:

https://epoch.com/legal_docs/privacy_policy.html

For Epoch merchant/account terms and payment-service requirements, merchants should
use the current agreements and documentation supplied by Epoch for their account.

This plugin does not send analytics, advertising, telemetry, or unrelated tracking
data to its developer.

### Data and Privacy

The plugin stores WooCommerce order-related information and payment transaction 
references in the normal WooCommerce order and logging mechanisms needed to operate
the gateway.

It does not intentionally collect or store payment card numbers, CVV/CVC values,
or other card-entry data.

When the merchant enables and uses the gateway, required transaction information
is transmitted to Epoch as part of the payment service. By configuring the integration,
the merchant authorizes those service requests as necessary to process payments.

### Security

 * Never share the Epoch JWT shared key.
 * Use staging before production.
 * PostBack verification is required for payment confirmation.
 * Prefer epoch_digest verification when Epoch provides the required key for the
   merchant account.
 * Otherwise use the Epoch IP allowlist verification supported by the plugin.
 * Keep WordPress, WooCommerce, PHP, and the plugin updated.

### Testing

Without live Epoch credentials, administrators can test plugin activation, settings
validation, checkout availability, simulated callback/order-status flows, and local
behavior.

A real Epoch staging account and merchant-specific credentials are required to test
the complete hosted payment flow against Epoch.

The built-in simulation tools are for local/staging testing only. They do not represent
real payment processing and must not be used as evidence of a completed payment.

### Support

For plugin-specific issues, use the support forum on the plugin’s WordPress.org 
page.

For merchant-account approval, credentials, transaction disputes, payment processing,
or Epoch account configuration, contact Epoch directly.

## Screenshots

[[

[[

## Installation

 1.  Install and activate the plugin.
 2.  Open **WooCommerce > Settings > Payments**.
 3.  Enable **Nephila Payment Gateway for Epoch**.
 4.  Open the gateway settings.
 5.  Select **Staging** while configuring and testing the integration.
 6.  Enter the Epoch Client ID, JWT shared key, and site hostname supplied/configured
     by Epoch.
 7.  Save the settings.
 8.  Copy the PostBack/DataPlus callback URL shown by the plugin.
 9.  Contact Epoch merchant support and ask them to configure the applicable callback
     settings for your merchant account.
 10. Complete a staging test before switching to production.

## FAQ

### Is this an official Epoch plugin?

No. This is an independent integration developed for WooCommerce. It is not affiliated
with, endorsed by, sponsored by, or officially maintained by Epoch.

### Do I need an Epoch account?

Yes. You need your own approved Epoch merchant account and the credentials supplied
by Epoch.

### Does the plugin store card details?

No. Customers enter payment card information on Epoch’s hosted payment page.

### Can I use the plugin without an Epoch account?

You can install and inspect the plugin and test local behavior, but a valid Epoch
merchant account is required for real payment processing and Epoch staging transactions.

### Does this version support WooCommerce Subscriptions?

No. Version 1.0 is focused on one-time WooCommerce payments.

### What confirms a successful payment?

A verified Epoch PostBack confirms the payment. The customer browser return is not
treated as sufficient payment confirmation.

### Where do I configure the Epoch callback URL?

The callback URL is displayed in the gateway settings. Configure the applicable 
PostBack/DataPlus settings with Epoch according to the requirements of your merchant
account.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Nephila Payment Gateway for Epoch” is open source software. The following people
have contributed to this plugin.

Contributors

 *   [ NephilaINC (Sunil and Jay) ](https://profiles.wordpress.org/swetark/)

[Translate “Nephila Payment Gateway for Epoch” into your language.](https://translate.wordpress.org/projects/wp-plugins/nephila-payment-gateway-for-epoch)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/nephila-payment-gateway-for-epoch/),
check out the [SVN repository](https://plugins.svn.wordpress.org/nephila-payment-gateway-for-epoch/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/nephila-payment-gateway-for-epoch/)
by [RSS](https://plugins.trac.wordpress.org/log/nephila-payment-gateway-for-epoch/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

 * Initial WordPress.org release.
 * Added Epoch hosted checkout integration for WooCommerce.
 * Added Epoch PostBack handling and payment confirmation.
 * Added staging and production configuration.
 * Added payment-status handling and verified PostBack confirmation.
 * Added HPOS compatibility and local testing tools.

## Meta

 *  Version **1.0.1**
 *  Last updated **4 days ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.5 or higher **
 *  Tested up to **7.1**
 *  PHP version ** 7.4 or higher **
 * Tags
 * [checkout](https://wordpress.org/plugins/tags/checkout/)[ecommerce](https://wordpress.org/plugins/tags/ecommerce/)
   [epoch](https://wordpress.org/plugins/tags/epoch/)[payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)
   [payments](https://wordpress.org/plugins/tags/payments/)
 *  [Advanced View](https://wordpress.org/plugins/nephila-payment-gateway-for-epoch/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/nephila-payment-gateway-for-epoch/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/nephila-payment-gateway-for-epoch/reviews/)

## Contributors

 *   [ NephilaINC (Sunil and Jay) ](https://profiles.wordpress.org/swetark/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/nephila-payment-gateway-for-epoch/)