Title: MiCash Payments
Author: unlimitedtech26
Published: <strong>September 30, 2026</strong>
Last modified: September 30, 2026

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![](https://s.w.org/plugins/geopattern-icon/micash-payments.svg)

# MiCash Payments

 By [unlimitedtech26](https://profiles.wordpress.org/unlimitedtech26/)

[Download](https://downloads.wordpress.org/plugin/micash-payments.0.2.0.zip)

 * [Details](https://wordpress.org/plugins/micash-payments/#description)
 * [Reviews](https://wordpress.org/plugins/micash-payments/#reviews)
 *  [Installation](https://wordpress.org/plugins/micash-payments/#installation)
 * [Development](https://wordpress.org/plugins/micash-payments/#developers)

 [Support](https://wordpress.org/support/plugin/micash-payments/)

## Description

MiCash Payments connects a WordPress payment page to MiCash360 hosted checkout without
requiring an ecommerce plugin. Set a fixed amount in South African rand (ZAR), add
the [micash_payment] shortcode to a page, and let customers enter their billing 
and contact details before continuing to MiCash.

The plugin supports two explicit environments. Sandbox uses https://dev.micash360.
co.za and Production uses https://process.micash360.co.za. The endpoints are fixed
in the plugin and are not editable by administrators. Sandbox and Production Company
UUID/API key credentials are stored separately, so changing environments does not
overwrite the other environment’s credentials.

View recent payment references, environments and statuses in your WordPress dashboard
and request an authenticated status check. Payment confirmation checks the merchant,
reference, amount and currency against the MiCash API; a browser redirect alone 
never confirms payment. A MiCash merchant account and the appropriate environment
credentials are required. Payment methods and service charges are determined by 
your MiCash service agreement.

Features:

 * Explicit Sandbox/Test and Production/Live environment selection.
 * Separate merchant credentials for Sandbox and Production.
 * Fixed, non-editable MiCash API origins for each environment.
 * One administrator-configured payment amount and description per site.
 * A shortcode payment form with South African billing details.
 * Hosted checkout, with no card details collected by this plugin.
 * Private payment records tagged with their environment.
 * Manual status checks and scheduled authenticated verification.
 * Existing payment verification continues against the environment in which that
   payment was created.
 * No WooCommerce installation, product catalogue or cart required.

Add [micash_payment] to a Shortcode block. The site administrator sets one payment
description and fixed ZAR amount for the site. Customers enter billing details and
continue to MiCash hosted checkout. No products, cart, shipping or WooCommerce orders
are created. Payment records appear in the MiCash Payments admin menu.

No browser success parameter can mark a payment paid. Confirmation requires a matching
authenticated MiCash status API response and successful local storage. Background
checks use WordPress cron, approximately every five minutes when cron runs, up to
2304 attempts. Check status in admin can retry after that limit.

### External service and privacy

MiCash360 Privacy Policy: https://process.micash360.co.za/privacy
 MiCash360 Terms
of Service (End-User Agreement): https://process.micash360.co.za/terms

In Sandbox, requests are sent to https://dev.micash360.co.za. In Production, requests
are sent to https://process.micash360.co.za. On submission, contact name, surname,
email, phone, address, amount, description, site name, merchant reference and private
return URL are sent to the selected MiCash environment over HTTPS. An API key authenticates
requests. Status checks send the merchant reference to the same environment. Review
the linked MiCash360 terms and privacy policy before configuring the service or 
submitting personal information.

The plugin stores private WordPress payment records with references, environment,
amount, state, verification diagnostics, a hashed receipt token and a credential
fingerprint. Billing/contact details are sent to MiCash but not persisted by this
plugin. API keys remain in the WordPress settings database and must be protected
with backups and administrator access controls. They are never prefilled into the
admin form or exposed to visitors. Leave an API key field blank to retain its saved
value.

Creation-claim records prevent duplicate submissions of the same form. A short-lived
keyed IP hash limits ordinary repeated submissions; it is not a substitute for hosting-
level abuse protection. Records are retained on deactivation/uninstallation for 
reconciliation. Receipt URLs are bearer links: do not share them or put them in 
analytics logs.

### Limitations and recovery

Only one fixed-amount offer per site. No refunds, subscriptions, carts, stock, tax
calculations, invoices, email receipts or automatic fulfilment. No WooCommerce dependency.
Existing WooCommerce orders are not imported or changed.

If checkout creation times out or returns an invalid response, the record needs 
review. It is not retried automatically because MiCash may already have created 
a payable request. Reconcile the MS- reference with MiCash before allowing another
attempt. Reloading a page generates a new form and is NOT guaranteed to deduplicate
a separate purchase intent.

If credentials for the environment used by an existing payment change, that payment
cannot be checked until the matching original credentials are restored. Switching
the active environment alone does not prevent old records from being verified. A
process crash can leave a verification lock (micash_standalone_lock_ID). Only an
administrator with database expertise should remove that exact option after confirming
no verification process is running. Do not delete payment records or creation claims
during reconciliation.

On playground.wordpress.net, checkout creation automatically navigates to the validated
MiCash checkout URL using browser-side navigation rather than an HTTP Location redirect.
A no-JavaScript fallback link is retained. This avoids Playground adding its internal/
scope: prefix to an external Location redirect. Normal WordPress hosting retains
the standard automatic HTTP redirect. No security headers are weakened. Persistent
hosting is needed to test closed-browser cron. The matching MiCash /payments/{reference}/
status endpoint must be available in the selected environment.

## Installation

 1. In WordPress open Plugins > Add New > Upload Plugin. Select micash-payments.zip,
    install and activate.
 2. Open MiCash Payments in the left menu.
 3. Choose Sandbox / Test while integrating. Enter the Sandbox Company UUID and API
    key supplied for the MiCash development environment.
 4. Enter the payment amount and description, enable MiCash payments, and save.
 5. Open Pages > Add New. Name it Pay. Click +, add a Shortcode block and enter [micash_payment].
    Publish.
 6. Test the complete Sandbox flow using only provider-issued test credentials/payment
    details. Confirm that the same MS- reference and amount appear in WordPress and
    MiCash and that authenticated status verification reaches the expected terminal
    state.
 7. When MiCash has supplied and approved live merchant credentials, enter the Production
    Company UUID/API key, select Production / Live, save, and perform the required 
    live acceptance process before taking customer payments.

Switching environment changes which credentials and fixed API endpoint are used 
for new payments. Existing records retain their creation environment and are verified
using that environment’s saved credentials.

Exclude the payment page and receipt from caches. Forms expire after 30 minutes 
or a configuration change. South African billing and ZAR only. All pages share the
same configured amount. Amounts submitted by the browser are ignored.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“MiCash Payments” is open source software. The following people have contributed
to this plugin.

Contributors

 *   [ unlimitedtech26 ](https://profiles.wordpress.org/unlimitedtech26/)

[Translate “MiCash Payments” into your language.](https://translate.wordpress.org/projects/wp-plugins/micash-payments)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/micash-payments/), 
check out the [SVN repository](https://plugins.svn.wordpress.org/micash-payments/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/micash-payments/)
by [RSS](https://plugins.trac.wordpress.org/log/micash-payments/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 0.2.0

Initial WordPress.org release.
 – Standalone fixed-amount ZAR payments without WooCommerce.–
Separate Sandbox and Production credentials. – MiCash hosted checkout with authenticated
payment verification. – Payment history and manual status checks.

#### 0.1.0

 * Initial sandbox preview with fixed-amount forms, private payment records and 
   authenticated verification.

## Meta

 *  Version **0.2.0**
 *  Last updated **1 day ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.0 or higher **
 *  Tested up to **7.1.2**
 *  PHP version ** 7.4 or higher **
 * Tag
 * [payments](https://wordpress.org/plugins/tags/payments/)
 *  [Advanced View](https://wordpress.org/plugins/micash-payments/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/micash-payments/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/micash-payments/reviews/)

## Contributors

 *   [ unlimitedtech26 ](https://profiles.wordpress.org/unlimitedtech26/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/micash-payments/)