Title: 360Pay – Pagamentos por Carteiras Móveis para MasterStudy Author: hmorais Published: November 5, 2026 Last modified: November 5, 2026 --- Search plugins ![](https://ps.w.org/mais360-mobile-wallet-payments-for-masterstudy/assets/banner- 772x250.png?rev=3786702) ![](https://ps.w.org/mais360-mobile-wallet-payments-for-masterstudy/assets/icon- 256x256.png?rev=3786702) # 360Pay – Pagamentos por Carteiras Móveis para MasterStudy By [hmorais](https://profiles.wordpress.org/hteezy/) [Download](https://downloads.wordpress.org/plugin/mais360-mobile-wallet-payments-for-masterstudy.1.4.3.zip) * [Details](https://wordpress.org/plugins/mais360-mobile-wallet-payments-for-masterstudy/#description) * [Reviews](https://wordpress.org/plugins/mais360-mobile-wallet-payments-for-masterstudy/#reviews) * [Installation](https://wordpress.org/plugins/mais360-mobile-wallet-payments-for-masterstudy/#installation) * [Development](https://wordpress.org/plugins/mais360-mobile-wallet-payments-for-masterstudy/#developers) [Support](https://wordpress.org/support/plugin/mais360-mobile-wallet-payments-for-masterstudy/) ## Description 360Pay adds a modular integration for mobile wallet payments directly inside the native MasterStudy LMS checkout. This is an independent, third-party plugin. It is not affiliated with, endorsed by, or sponsored by MasterStudy LMS / StylemixThemes or by Vodacom / M-Pesa. “MasterStudy” and “M-Pesa” are trademarks of their respective owners and are used here only to describe the services this plugin integrates with. The plugin is designed to: * Keep orders in pending status until the API confirms the payment. * Ensure all payment confirmations are verified server-side. * Validate transaction reference, amount, currency, student, course, and payment status before granting access. * Receive callbacks/webhooks through a secure REST API. * Fallback to automated polling via WP-Cron. * Support multiple mobile wallets, including M- Pesa, e-Mola, mKesh, or custom wallets configured manually. * Never ask for PINs, OTPs, or private wallet data on the site. * Keep detailed transaction logs without exposing credentials or sensitive info. Technical details: * Order post type: `stm-orders`. * Native order items table:`{ $wpdb->prefix}stm_lms_order_items`. * Native enrollment function: `stm_lms_add_user_course()`.* Cart helper: `stm_lms_get_cart_items()`. * Action hook: `stm_lms_purchase_action_done`. ### General Settings In General Settings, you can configure: * Enable Gateway: Globally enable or disable the mobile wallet gateway. * Environment: Sandbox (testing) or Production. * Default Currency: e.g., `MZN`. * Expiry Minutes: Maximum time allowed for payment confirmation before expiration. * Debug Logging: Enable additional developer logs. ### Wallet Configuration Each wallet config allows you to customize: * Name and slug. * Logo via the Media Library. * Description and instructions for the student. * Phone number prefixes and length constraints. * Sandbox and Production API base URLs. * Initiate Payment endpoint. * Check Status endpoint. * API key, secrets, bearer token, Merchant ID, and Webhook secret. * Auth Method: none, basic_auth, bearer_token, api_key_header, oauth2, or custom. * Timeout, max retries, and check interval. * JSON headers. * Request JSON template. * Response field mapping. * Status value mapping for success, pending, failed, and cancelled. Available tokens in endpoints/templates: * `{reference}` * `{external_reference}`*`{ amount}` * `{currency}` * `{phone}` * `{merchant_id}` * `{callback_url}` ### REST Endpoints Wallet Callback URL: /wp-json/ms-wallet-payments/v1/callback/{wallet_slug} Public Status Check URL: /wp-json/ms-wallet-payments/v1/status/{transaction_reference} Reprocess Callback (Admin only): /wp-json/ms-wallet-payments/v1/reprocess/{transaction_reference} Start Payment (Frontend AJAX): /wp-json/ms-wallet-payments/v1/start List Active Wallets: /wp-json/ms-wallet-payments/v1/wallets ### Developer Hooks You can customize checkout context, order creation, order completion, enrollment, and status checks using filters: ``` add_filter( 'mswp_masterstudy_checkout_context', function ( $context, WP_REST_Request $request ) { ... } ); add_filter( 'mswp_masterstudy_create_pending_order', function ( $order_id, $transaction ) { ... } ); add_filter( 'mswp_masterstudy_complete_order', function ( $completed, $transaction ) { ... } ); add_filter( 'mswp_masterstudy_enroll_user', function ( $enrolled, $transaction ) { ... } ); add_filter( 'mswp_masterstudy_mark_order_not_paid', function ( $updated, $transaction, $status ) { ... } );

Fallback Shortcodes

``` If you need to manually integrate a checkout button for testing: [mswp_wallet_checkout course_id=”123″ amount=”1500″ currency=”MZN”] To display payment status: [mswp_payment_status] ### Security * Access to courses is only granted after successful payment confirmation from the API. * Duplicated callback/webhook requests are ignored. * Webhook requests are validated with HMAC SHA-256 signatures if a webhook secret is defined. * Sensitive keys and credentials are masked in the admin dashboard and logs. * Direct SQL queries are sanitized using `$wpdb->prepare` and identifier escaping. * Admin forms are secured with nonces and capability checks. ### External services This plugin connects to third-party mobile wallet payment APIs to initiate and verify payments. Card/PIN/OTP data is never handled by the site. The following external services may be contacted: 1. Vodacom M-Pesa Mozambique API (default provider) * What it is and what it is used for: the official Vodacom M-Pesa Mozambique payment gateway. It is used to initiate a Customer-to-Business (C2B) USSD push payment request and to verify the resulting transaction status, so the plugin can release the purchased course only after the payment is confirmed server-side. * What data is sent and when: the customer phone number (MSISDN), the transaction amount, the currency and a unique transaction reference are sent (a) when the student clicks “Pay” on the checkout page to start the payment, and (b) afterwards through automated polling / WP-Cron checks to update the payment status. * Endpoints used: https://api.vm.co.mz:18352 (production) and https://api.sandbox. vm.co.mz:18352 (sandbox/testing). * Terms of Service: https://www.vm.co.mz/artigo/termos-e-condicoes * Privacy Policy: https://www.vm.co.mz/privacidade * Developer portal: https://developer.mpesa.vm.co.mz/ 1. Other mobile wallet APIs configured by the site administrator (optional) * What it is and what it is used for: the plugin can also connect to other mobile wallet providers (for example e-Mola, mKesh or a custom wallet) only if the site administrator manually enables and configures them by entering the provider’s base URLs and credentials. They are used for the same purpose: initiating a payment request and verifying its status. * What data is sent and when: the same data (phone number, amount, currency and transaction reference) is sent to the endpoint configured by the administrator, at the same moments described above. * Terms of Service / Privacy Policy: these depend on the provider chosen and configured by the administrator, who is responsible for reviewing and complying with that provider’s terms and privacy policy before enabling it. ### Checklist 1. Verify that the plugin activates without any errors. 2. Check that MasterStudy LMS dependency notice is shown if it is deactivated. 3. Add a new wallet under settings. 4. Edit the wallet settings and verify they are saved. 5. Deactivate a wallet and check that it is no longer shown. 6. Verify validation on checkout phone number field. 7. Conduct a sandbox payment transaction. 8. Receive a payment confirmation webhook. 9. Confirm the order status changes to completed. 10. Confirm course enrollment for the user. ## Screenshots [⌊Mobile wallet selector inside the native MasterStudy LMS checkout.⌉⌊Mobile wallet selector inside the native MasterStudy LMS checkout.⌉[ Mobile wallet selector inside the native MasterStudy LMS checkout. [⌊After choosing a wallet, the phone field adapts to it (logo, colour and accepted prefixes).⌉⌊After choosing a wallet, the phone field adapts to it (logo, colour and accepted prefixes).⌉[ After choosing a wallet, the phone field adapts to it (logo, colour and accepted prefixes). [⌊Payment status shown in the checkout after the student confirms the payment on the phone.⌉⌊Payment status shown in the checkout after the student confirms the payment on the phone.⌉[ Payment status shown in the checkout after the student confirms the payment on the phone. [⌊General settings: gateway, currency, environment, expiry, debug logs, invoicing and B2C options.⌉⌊General settings: gateway, currency, environment, expiry, debug logs, invoicing and B2C options.⌉[ General settings: gateway, currency, environment, expiry, debug logs, invoicing and B2C options. [⌊Mobile wallet providers: enable and configure M-Pesa, e-Mola, mKesh or custom wallets.⌉⌊Mobile wallet providers: enable and configure M-Pesa, e-Mola, mKesh or custom wallets.⌉[ Mobile wallet providers: enable and configure M-Pesa, e-Mola, mKesh or custom wallets. [⌊Transactions list with status, masked phone numbers, filters and CSV export.⌉⌊ Transactions list with status, masked phone numbers, filters and CSV export.⌉[ Transactions list with status, masked phone numbers, filters and CSV export. [⌊Transaction details: student, purchase summary and provider tracking information.⌉⌊ Transaction details: student, purchase summary and provider tracking information .⌉[ Transaction details: student, purchase summary and provider tracking information. ## Installation 1. Upload the `mais360-mobile-wallet-payments-for-masterstudy` folder to your `/wp- content/plugins/` directory. 2. Activate the plugin through the ‘Plugins’ menu in WordPress. 3. Verify that MasterStudy LMS is active. 4. Go to MasterStudy > Mobile Wallet Payments (or click the ‘Mobile Wallets’ submenu if the parent menu is not detected). 5. Configure the general settings. 6. Configure at least one mobile wallet provider. 7. Configure callbacks at your provider using the webhook URLs displayed in the Diagnostics tab. ## FAQ ### Does it require WooCommerce? No. The plugin works directly inside the native MasterStudy LMS checkout and creates native MasterStudy orders. ### Which mobile wallets are supported? M-Pesa (Vodacom Mozambique) is supported out of the box. e-Mola, mKesh or any other wallet with an HTTP API can be added and configured manually in the wallet settings. ### Does the site ever ask for the wallet PIN? No. The student only types the phone number. The payment is confirmed on the student’s phone, in the wallet’s own prompt. PINs, OTPs and private wallet data never reach the site. ### When does the student get access to the course? Only after the wallet API confirms the payment server-side, either through the callback/ webhook or through the automatic WP-Cron status check. Until then the order stays pending. ### What does “temporarily unavailable (gateway error)” mean? The wallet API, or a proxy in front of it, returned an HTTP 5xx error, so the request did not reach the payment service. The plugin retries once automatically and keeps the transaction pending; the student can try again a moment later. ## Reviews There are no reviews for this plugin. ## Contributors & Developers “360Pay – Pagamentos por Carteiras Móveis para MasterStudy” is open source software. The following people have contributed to this plugin. Contributors * [ hmorais ](https://profiles.wordpress.org/hteezy/) [Translate “360Pay – Pagamentos por Carteiras Móveis para MasterStudy” into your language.](https://translate.wordpress.org/projects/wp-plugins/mais360-mobile-wallet-payments-for-masterstudy) ### Interested in development? [Browse the code](https://plugins.trac.wordpress.org/browser/mais360-mobile-wallet-payments-for-masterstudy/), check out the [SVN repository](https://plugins.svn.wordpress.org/mais360-mobile-wallet-payments-for-masterstudy/), or subscribe to the [development log](https://plugins.trac.wordpress.org/log/mais360-mobile-wallet-payments-for-masterstudy/) by [RSS](https://plugins.trac.wordpress.org/log/mais360-mobile-wallet-payments-for-masterstudy/?limit=100&mode=stop_on_copy&format=rss). ## Changelog #### 1.4.3 * First public release on WordPress.org. * Mobile wallet selector with side-by-side wallet logos and a phone field that adapts to the selected wallet. * Clear message and one automatic retry when the wallet API returns an HTTP 5xx gateway error. * The plugin no longer writes to MasterStudy’s own settings option; the payment method is exposed through a read-only filter. * Uninstall also removes the internal migration flag option. ## Meta * Version **1.4.3** * Last updated **9 hours ago** * Active installations **Fewer than 10** * WordPress version ** 6.2 or higher ** * Tested up to **7.1.4** * PHP version ** 8.1 or higher ** * Tags * [lms](https://wordpress.org/plugins/tags/lms/)[masterstudy](https://wordpress.org/plugins/tags/masterstudy/) [mobile wallet](https://wordpress.org/plugins/tags/mobile-wallet/)[MPESA](https://wordpress.org/plugins/tags/mpesa/) [payment gateway](https://wordpress.org/plugins/tags/payment-gateway/) * [Advanced View](https://wordpress.org/plugins/mais360-mobile-wallet-payments-for-masterstudy/advanced/) ## Ratings No reviews have been submitted yet. [Your review](https://wordpress.org/support/plugin/mais360-mobile-wallet-payments-for-masterstudy/reviews/#new-post) [See all reviews](https://wordpress.org/support/plugin/mais360-mobile-wallet-payments-for-masterstudy/reviews/) ## Contributors * [ hmorais ](https://profiles.wordpress.org/hteezy/) ## Support Got something to say? Need help? [View support forum](https://wordpress.org/support/plugin/mais360-mobile-wallet-payments-for-masterstudy/)