Title: LBC UPI Payments for WooCommerce
Author: Rinku Y
Published: <strong>July 15, 2026</strong>
Last modified: July 15, 2026

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# LBC UPI Payments for WooCommerce

 By [Rinku Y](https://profiles.wordpress.org/rinkuyadav999/)

[Download](https://downloads.wordpress.org/plugin/lbc-upi-payments-for-woocommerce.1.0.zip)

 * [Details](https://wordpress.org/plugins/lbc-upi-payments-for-woocommerce/#description)
 * [Reviews](https://wordpress.org/plugins/lbc-upi-payments-for-woocommerce/#reviews)
 *  [Installation](https://wordpress.org/plugins/lbc-upi-payments-for-woocommerce/#installation)
 * [Development](https://wordpress.org/plugins/lbc-upi-payments-for-woocommerce/#developers)

 [Support](https://wordpress.org/support/plugin/lbc-upi-payments-for-woocommerce/)

## Description

**LBC UPI Payments for WooCommerce** lets Indian store owners accept payments via
any UPI app directly on their WooCommerce store — completely free, with no payment
gateway commissions.

Money goes straight from your customer’s UPI app to your bank account.

**How it works:**

 1. You enter your UPI ID (VPA) (e.g. `yourstore@upi`) in WooCommerce settings.
 2. At checkout customers select “Pay with UPI”.
 3. They are shown a dynamic QR code + your UPI ID + direct app shortcut buttons.
 4. They pay using any UPI app (Google Pay, PhonePe, Paytm, BHIM, or any bank app).
 5. They enter their 12-digit UTR / Transaction ID and click “I’ve Paid”.
 6. The order is placed as **On Hold**.
 7. You verify the UTR in your bank app and mark the order **Processing** / **Completed**.

**Features:**

 * ✅ **Zero Fees & 0% Commission:** Payments go directly to your bank account.
 * ✅ **High-Reliability Dynamic QR Codes:** Uses a tuned QR engine optimized for
   maximum readability by strict scanner apps (Google Pay, Paytm, PhonePe).
 * ✅ **Strict App Compatibility:** Auto-sanitizes merchant details in the background
   to guarantee the UPI deep-link opens flawlessly in any bank app.
 * ✅ **Direct App Shortcuts:** One-click buttons to open Google Pay, PhonePe, Paytm,
   or BHIM directly on mobile devices.
 * ✅ **Automatic Currency Validation:** Gateway intelligently hides itself if the
   store currency is not Indian Rupees (INR), preventing financial discrepancies.
 * ✅ **Anti-Spam & Security:** Built-in protection against duplicate UTR submissions
   and IDOR (Insecure Direct Object Reference) to keep order data safe.
 * ✅ **Smart Order Workflow:** Accurately manages WooCommerce stock and securely
   transitions order status to ‘On Hold’ only after the UTR is submitted.
 * ✅ **Modern Checkout Support:** Works out of the box with the new WooCommerce
   Block checkout and classic shortcode checkouts.
 * ✅ **HPOS Compatible:** Fully supports WooCommerce High-Performance Order Storage.
 * ✅ **Self-Contained & Fast:** No external API calls, no bloat, and minimal admin
   settings—just enter your UPI ID and go.

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**Trademark Disclaimer:**
 WooCommerce® is a registered trademark of Automattic 
Inc. Google Pay, PhonePe, Paytm, BHIM, UPI and other UPI applications are trademarks
of their respective owners. This plugin is an independent product and is not affiliated
with, endorsed by, or sponsored by Automattic Inc. or any of the aforementioned 
trademark owners.

### Credits

 * [QRious](https://github.com/neocotic/qrious) v4.0.2 by Alasdair Mercer – GPLv3

## Screenshots

[⌊Admin settings — minimal: just enter your UPI ID.⌉⌊Admin settings — minimal: just
enter your UPI ID.⌉[

Admin settings — minimal: just enter your UPI ID.

[⌊Checkout option.⌉⌊Checkout option.⌉[

Checkout option.

[⌊Checkout — "Pay with UPI" option.⌉⌊Checkout — "Pay with UPI" option.⌉[

Checkout — “Pay with UPI” option.

## Installation

#### Option 1: Install via WordPress Dashboard (Recommended)

 1. Navigate to **Dashboard  Plugins  Add New**.
 2. Search for **LBC UPI Payments for WooCommerce**.
 3. Click **Install Now**, and then click **Activate**.

#### Option 2: Upload via WordPress Dashboard

 1. Download the plugin ZIP from the official repository: https://wordpress.org/plugins/
    lbc-upi-payments-for-woocommerce/
 2. Go to **Dashboard  Plugins  Add New  Upload Plugin**.
 3. Select the downloaded ZIP file and click **Install Now**.
 4. Click **Activate Plugin**.

#### Option 3: Upload via FTP

 1. Download the plugin ZIP file. https://wordpress.org/plugins/lbc-upi-payments-for-
    woocommerce/
 2. Extract the ZIP to reveal the `lbc-upi-payments-for-woocommerce` folder.
 3. Upload the entire folder to the `/wp-content/plugins/` directory on your server.
 4. Go to **Dashboard  Plugins**, locate the plugin, and click **Activate**.

## FAQ

### Is this really free with no commission?

Yes. Your customers pay directly to your UPI ID / VPA. No middleman, no commission.

### How do I verify payments?

Check your bank app or UPI app transaction history. Match the UTR number the customer
submitted against incoming transactions.

### What is a UTR number?

UTR (Unique Transaction Reference) is the 12-digit number assigned to every UPI 
payment. It appears in the payer’s UPI app under “Transaction History”.

### Why is the UPI payment option not showing at checkout?

The plugin automatically hides the UPI payment option if your WooCommerce store 
currency is **not** set to Indian Rupees (INR) or if you haven’t entered your UPI
ID in the settings. Please ensure your currency is set to INR in WooCommerce Settings.

### Which UPI apps are supported?

All UPI apps work — Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, and any bank UPI
app (SBI YONO, HDFC MobileBanking, etc.).

### Can payments be verified automatically?

No. UPI does not provide payment webhooks for direct merchants. You need to manually
check the UTR in your bank app and update the order status.

### Is it compatible with the new WooCommerce block checkout?

Yes. Block checkout support is included out of the box.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“LBC UPI Payments for WooCommerce” is open source software. The following people
have contributed to this plugin.

Contributors

 *   [ Rinku Y ](https://profiles.wordpress.org/rinkuyadav999/)

[Translate “LBC UPI Payments for WooCommerce” into your language.](https://translate.wordpress.org/projects/wp-plugins/lbc-upi-payments-for-woocommerce)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/lbc-upi-payments-for-woocommerce/),
check out the [SVN repository](https://plugins.svn.wordpress.org/lbc-upi-payments-for-woocommerce/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/lbc-upi-payments-for-woocommerce/)
by [RSS](https://plugins.trac.wordpress.org/log/lbc-upi-payments-for-woocommerce/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0

 * Initial release.

## Meta

 *  Version **1.0**
 *  Last updated **15 hours ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 5.8 or higher **
 *  Tested up to **7.0.1**
 *  PHP version ** 7.4 or higher **
 * Tags
 * [india](https://wordpress.org/plugins/tags/india/)[payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)
   [qr code](https://wordpress.org/plugins/tags/qr-code/)[UPI](https://wordpress.org/plugins/tags/upi/)
   [woocommerce](https://wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://wordpress.org/plugins/lbc-upi-payments-for-woocommerce/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/lbc-upi-payments-for-woocommerce/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/lbc-upi-payments-for-woocommerce/reviews/)

## Contributors

 *   [ Rinku Y ](https://profiles.wordpress.org/rinkuyadav999/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/lbc-upi-payments-for-woocommerce/)