Title: KristinaPay Gateway for Authorize.Net
Author: Kristina Anderson
Published: <strong>October 12, 2026</strong>
Last modified: October 12, 2026

---

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# KristinaPay Gateway for Authorize.Net

 By [Kristina Anderson](https://profiles.wordpress.org/kristina863/)

[Download](https://downloads.wordpress.org/plugin/kristinapay-gateway-authorize-net.1.1.1.zip)

 * [Details](https://wordpress.org/plugins/kristinapay-gateway-authorize-net/#description)
 * [Reviews](https://wordpress.org/plugins/kristinapay-gateway-authorize-net/#reviews)
 *  [Installation](https://wordpress.org/plugins/kristinapay-gateway-authorize-net/#installation)
 * [Development](https://wordpress.org/plugins/kristinapay-gateway-authorize-net/#developers)

 [Support](https://wordpress.org/support/plugin/kristinapay-gateway-authorize-net/)

## Description

**KristinaPay Gateway** connects your WooCommerce store to Authorize.net so you 
can accept credit card payments. The free version charges the customer’s card immediately
at checkout, just like any standard payment gateway — with one advantage most free
plugins don’t offer: a persistent, always-on transaction log so you can see exactly
what happened on every checkout attempt.

If you sell custom, made-to-order, or high-value products where you don’t want to
charge the customer until you’re ready to ship, see the Pro version below — it adds
a verify-now, charge-later workflow with a secure card vault.

#### Core Features (Free)

 * **Full Authorize.net gateway** — registers as a WooCommerce payment method, supports
   all standard card types
 * **Immediate charge at checkout** — customer’s card is charged right away, standard
   e-commerce flow
 * **Persistent transaction log** — every checkout event and API response logged
   and viewable in WooCommerce admin, with one-click JSON download. Makes it far
   easier to diagnose declined transactions or get support from Authorize.net.
 * **Sandbox / live toggle** — full sandbox support for testing
 * **HPOS compatible** — fully supports WooCommerce High Performance Order Storage
 * **Blocks compatible** — works with the WooCommerce checkout block

#### Pro Features

 * **CIM card vault** — stores cards securely in Authorize.net’s Customer Information
   Manager, never on your server
 * **Auth-only checkout** — validate the card with a $1 authorization at checkout;
   no charge until you decide to capture
 * **Manual capture button** — one-click capture from the order admin sidebar, whenever
   you’re ready to ship
 * **Automatic void on cancel** — cancelling an on-hold order automatically voids
   the authorization in Authorize.net
 * **Refund support** — process refunds directly from the WooCommerce order screen
 * **WooCommerce Subscriptions support** — automatic recurring payments charged 
   to the stored CIM profile on each billing date
 * **Multi-card vault** — customers can save multiple cards and choose which to 
   use at checkout
 * **My Account card management** — customers can view and delete saved cards from
   their account
 * **Priority support** — direct email support with 24-hour response

[Upgrade to Pro ](https://kristina504.gumroad.com/l/obghxl)

#### Perfect For

 * Any WooCommerce store that needs a reliable Authorize.net gateway with real diagnostic
   logging
 * Custom furniture, art, clothing, or jewelry makers wanting the Pro capture-later
   workflow
 * Print-on-demand and made-to-order shops
 * Merchants running recurring billing via WooCommerce Subscriptions (Pro)

#### Requirements

 * WordPress 6.0+
 * WooCommerce 7.0+
 * PHP 7.4+
 * An Authorize.net merchant account (API Login ID, Transaction Key, and Public 
   Client Key)
 * SSL certificate on your checkout page

#### Getting Your Authorize.net Credentials

 1. Log into your Authorize.net account
 2. **API Login ID & Transaction Key** — Account  Security Settings  API Credentials&
    Keys
 3. **Public Client Key** — Account  Security Settings  Manage Public Client Key

The Public Client Key is required for the Accept.js tokenization that keeps card
data off your server.

### Privacy

This plugin logs checkout events and API responses (order data, IP addresses, transaction
status) to your WordPress database for debugging purposes. Logs are stored for 30
days and are visible only to site administrators via WooCommerce  Auth.net Logs.
This plugin does not store credit card numbers; card data is tokenized directly 
in the customer’s browser via Authorize.net’s Accept.js and sent to Authorize.net,
not to your server. Payment processing itself is handled by Authorize.net, a service
of CyberSource Corporation (a Visa Inc. company) — see their privacy policy at https://
www.authorize.net/company/privacy/ for how they handle payment data.

### External services

This plugin connects to the Authorize.net payment API to process credit card transactions.
This is required for the plugin’s core function — accepting credit card payments
through WooCommerce.

Card details are tokenized in the customer’s browser via Authorize.net’s Accept.
js library before submission, so raw card numbers never pass through your server.
What is sent from your server to Authorize.net’s API: the payment token/nonce generated
by Accept.js, the order total, and order metadata needed to process the transaction(
such as an invoice/order number). This happens whenever a customer completes checkout
using this gateway.

This service is provided by Authorize.net, a service of CyberSource Corporation (
a Visa Inc. company): [Terms of Use](https://www.authorize.net/about-us/terms.html),
[Privacy Policy](https://www.authorize.net/company/privacy/).

### Trademark Notice

Authorize.net is a registered trademark of CyberSource Corporation, a Visa Inc. 
company. WooCommerce is a trademark of Automattic Inc. This plugin is an independent,
third-party integration and is not affiliated with, sponsored by, or endorsed by
CyberSource, Visa Inc., or Automattic Inc.

## Installation

 1. Upload the plugin folder to `/wp-content/plugins/` or install via the WordPress
    Plugin Directory
 2. Activate the plugin through the Plugins menu
 3. Go to WooCommerce  Settings  Payments  Authorize.net
 4. Enter your API Login ID, Transaction Key, and Public Client Key
 5. Enable Sandbox Mode for testing, disable for live transactions
 6. Enable the gateway and save

## FAQ

### How do I get support?

Email kristina.anderson504@gmail.com, or use the Support tab on this plugin’s WordPress.
org page.

### Does this plugin store card data on my server?

No. Card data is never stored on your WordPress site. The Accept.js library tokenizes
the card in the customer’s browser and sends a one-time nonce directly to Authorize.
net.

### Does the free version support delayed capture / charge-when-you-ship?

No — the free version charges immediately at checkout, the same as most payment 
gateways. The verify-now, charge-later workflow with card vaulting is a Pro feature.

### Can I see what happened on a failed or declined transaction?

Yes, even in the free version. Go to WooCommerce  Auth.net Logs to see every checkout
event and API response, with a one-click JSON download you can send to Authorize.
net support if needed.

### Does this work with WooCommerce Subscriptions?

Subscription support is available in the Pro version. Each renewal billing date 
automatically charges the stored CIM profile — no customer action required.

### Does this work with HPOS (High Performance Order Storage)?

Yes. The plugin declares full HPOS compatibility and uses the WooCommerce order 
API throughout.

### I see a “Public Client Key required” notice. Where do I find it?

Log into Authorize.net  Account  Security Settings  Manage Public Client Key. This
is a separate key from your API Login ID and Transaction Key. It is required for
Accept.js to tokenize cards in the browser.

### Can I use this in sandbox/test mode?

Yes. Enable Sandbox Mode in the gateway settings. Use test card 4111111111111111
with any future expiry and any 3-digit CVV. See the [Authorize.net Testing Guide](https://developer.authorize.net/hello_world/testing_guide/)
for more test card numbers.

### Does this work alongside other payment gateways?

Yes. WooCommerce supports multiple active payment gateways. This plugin registers
as the `authnet` payment method and does not conflict with PayPal, Stripe, or other
gateways.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“KristinaPay Gateway for Authorize.Net” is open source software. The following people
have contributed to this plugin.

Contributors

 *   [ Kristina Anderson ](https://profiles.wordpress.org/kristina863/)

[Translate “KristinaPay Gateway for Authorize.Net” into your language.](https://translate.wordpress.org/projects/wp-plugins/kristinapay-gateway-authorize-net)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/kristinapay-gateway-authorize-net/),
check out the [SVN repository](https://plugins.svn.wordpress.org/kristinapay-gateway-authorize-net/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/kristinapay-gateway-authorize-net/)
by [RSS](https://plugins.trac.wordpress.org/log/kristinapay-gateway-authorize-net/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.1.1

 * Initial release.

## Meta

 *  Version **1.1.1**
 *  Last updated **6 days ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.0 or higher **
 *  Tested up to **7.1.3**
 *  PHP version ** 7.4 or higher **
 * Tags
 * [authorize.net](https://wordpress.org/plugins/tags/authorize-net/)[merchant account](https://wordpress.org/plugins/tags/merchant-account/)
   [payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)[woocommerce](https://wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://wordpress.org/plugins/kristinapay-gateway-authorize-net/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/kristinapay-gateway-authorize-net/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/kristinapay-gateway-authorize-net/reviews/)

## Contributors

 *   [ Kristina Anderson ](https://profiles.wordpress.org/kristina863/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/kristinapay-gateway-authorize-net/)

## Donate

Would you like to support the advancement of this plugin?

 [ Donate to this plugin ](https://paypal.me/KristinaAnderson178)