Title: Smart Mortgage Calculator
Author: hayyatapps
Published: <strong>October 27, 2026</strong>
Last modified: October 27, 2026

---

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# Smart Mortgage Calculator

 By [hayyatapps](https://profiles.wordpress.org/hayyatapps/)

[Download](https://downloads.wordpress.org/plugin/hayyat-apps-mortgage-calculator.zip)

 * [Details](https://wordpress.org/plugins/hayyat-apps-mortgage-calculator/#description)
 * [Reviews](https://wordpress.org/plugins/hayyat-apps-mortgage-calculator/#reviews)
 *  [Installation](https://wordpress.org/plugins/hayyat-apps-mortgage-calculator/#installation)
 * [Development](https://wordpress.org/plugins/hayyat-apps-mortgage-calculator/#developers)

 [Support](https://wordpress.org/support/plugin/hayyat-apps-mortgage-calculator/)

## Description

**Stop letting interested home buyers leave without a trace.** If you run a mortgage,
lending, broker, real-estate or financial-advisory website, your most valuable visitors
are the ones quietly working out “what will my monthly payment be?” — and most of
them slip away before you ever know they were there.

Smart Mortgage Calculator turns that moment of high intent into a lead. Visitors
get an instant, professional breakdown of their monthly payment, one-time fees and
full repayment schedule — and right when they’re most engaged, you capture their
name, email and phone.

Your visitors enter the home purchase price, down payment, term, fees and annual
rate — with a **Loan Amount** field that auto-calculates (price − down payment) 
and can be adjusted by hand — then see:

 * A bold, clear **estimated monthly payment**
 * The **down payment**, **one-time fees** and **total repayment** at a glance
 * A full **amortization schedule** (monthly or yearly view) with an interactive
   stacked chart of interest, principal and remaining balance
 * The option to **download, email or share** their results

It’s fully responsive, looks great on every device, and is built to match _your_
brand — not stick out like a generic widget.

#### Why mortgage & lending sites love it

 * **Capture leads at peak intent.** The lead form appears the moment a visitor 
   calculates — when they’re actively shopping for a mortgage. Make it optional 
   or required.
 * **Every lead, fully owned by you.** Names, emails and phone numbers are stored
   securely in your own WordPress database (encrypted at rest) and can be exported
   to CSV. No third-party platform, no per-lead fees.
 * **Get notified instantly.** New leads can be emailed straight to your inbox, 
   and results emailed to the visitor — keeping your brand in front of them.
 * **Looks like part of your site.** Match your exact colors, fonts, corner radius,
   logo and labels so the calculator feels native, not bolted on.
 * **Speak your customer’s language.** Rename every label, placeholder and tooltip—
   perfect for any niche, region or language.
 * **Total control of the inputs.** Set smart defaults, lock fields, or hide the
   ones you don’t need so visitors only see what’s relevant to your products.
 * **Any currency, any format.** Pick from a built-in currency list (or add your
   own), with US and EU number formatting.

Add it to any page, post or widget with a single shortcode:

    ```
    [smart-mortgage-calculator]
    ```

#### Free

 * Full calculator, amortization schedule & charts
 * Choose your currency from a built-in list (US number format)
 * Lead capture — the first 5 leads are fully visible

#### Pro

 * Match your brand: colors, fonts, layout & logo
 * Edit every label, placeholder & tooltip
 * Show / hide / lock fields and set custom defaults
 * Show or hide the amortization schedule
 * Optional or required lead form, with visitor + admin email notifications
 * Unlock and export **all** leads to CSV
 * Add your own currency and EU / custom number formats
 * Email & shareable result links, and remove branding

Every install starts with a **7-day Pro trial** — no card required. When it ends,
the calculator simply switches to Free; nothing breaks and your data stays.

## Screenshots

[⌊Desktop & responsive view⌉⌊Desktop & responsive view⌉[

Desktop & responsive view

[⌊Admin settings: currency and number format⌉⌊Admin settings: currency and number
format⌉[

Admin settings: currency and number format

[⌊Admin settings: theme & colors⌉⌊Admin settings: theme & colors⌉[

Admin settings: theme & colors

[⌊Admin settings: lead form options⌉⌊Admin settings: lead form options⌉[

Admin settings: lead form options

[⌊Admin settings: view all captured leads⌉⌊Admin settings: view all captured leads⌉[

Admin settings: view all captured leads

[[

## Installation

 1. Upload the plugin to `/wp-content/plugins/` and activate it.
 2. Open **Mortgage Calculator  Settings** to set your currency and (on Pro) your colors,
    labels, fields and lead form.
 3. Paste the shortcode `[smart-mortgage-calculator]` into any page, post or widget.
 4. Watch your leads roll in under **Mortgage Calculator  Leads**.

## FAQ

### How do I add the calculator to a page?

Just paste the shortcode `[smart-mortgage-calculator]` into any page, post, or widget
area and publish. It works in the block editor, Classic editor, and most page builders.
You can add it to as many pages as you like.

### How is the Loan Amount worked out?

The Loan Amount is calculated automatically as the home purchase price minus the
down payment. If you’d like, you can override it and enter a loan amount by hand—
handy when the financed amount differs from that simple difference.

### Can I use my own currency?

Yes. You can pick from a built-in list of popular currencies for free. On Pro you
can also enter a custom currency symbol and code, and choose US (1,234.56) or EU(
1.234,56) number formatting so it matches your region.

### Can I match the calculator to my website’s design?

Absolutely. On Pro you can set your primary and accent colors, button text color,
chart colors, font, corner radius and logo. The calculator uses scoped styling, 
so it won’t clash with your theme and won’t be overridden by it.

### Can I change the labels and text?

Yes. On Pro you can rename every label, placeholder, tooltip, button and table heading—
including the lead form text — so the calculator fits your niche and language perfectly.

### Can I hide or lock some input fields?

Yes. On Pro you can hide fields you don’t need, lock fields to a fixed value, and
set custom default values and ranges for each input.

### How does lead capture work?

When a visitor clicks “Calculate”, a short form asks for their name, email and (
optionally) phone. You decide whether the form is optional (they can skip it) or
required (they must submit it to see results). Captured leads appear under **Mortgage
Calculator  Leads**.

### Where are my leads stored? Do I own them?

All leads are stored securely in your own WordPress database. They are 100% yours—
there is no third-party lead platform and no per-lead charge. On Pro you can view
every lead and export them all to CSV.

### What’s the difference between Free and Pro leads?

On Free, the calculator still captures leads and shows you the first 5 in full; 
additional leads are saved but their email and phone are masked. Upgrading to Pro
instantly unmasks every lead and unlocks CSV export.

### Can visitors save or share their results?

On Pro, visitors can download a clean results receipt, email their results to themselves,
or copy a shareable link that reopens the calculation.

### Will it slow down or break my site?

No. The calculator is lightweight, loads only where the shortcode is used, and is
fully responsive on phones, tablets and desktops.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Smart Mortgage Calculator” is open source software. The following people have contributed
to this plugin.

Contributors

 *   [ hayyatapps ](https://profiles.wordpress.org/hayyatapps/)

[Translate “Smart Mortgage Calculator” into your language.](https://translate.wordpress.org/projects/wp-plugins/hayyat-apps-mortgage-calculator)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/hayyat-apps-mortgage-calculator/),
check out the [SVN repository](https://plugins.svn.wordpress.org/hayyat-apps-mortgage-calculator/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/hayyat-apps-mortgage-calculator/)
by [RSS](https://plugins.trac.wordpress.org/log/hayyat-apps-mortgage-calculator/?limit=100&mode=stop_on_copy&format=rss).

## Meta

 *  Version **1.0**
 *  Last updated **4 days ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 5.5 or higher **
 *  Tested up to **7.1.4**
 *  PHP version ** 7.2 or higher **
 * Tags
 * [amortization](https://wordpress.org/plugins/tags/amortization/)[lead capture](https://wordpress.org/plugins/tags/lead-capture/)
   [lead generation](https://wordpress.org/plugins/tags/lead-generation/)[loan calculator](https://wordpress.org/plugins/tags/loan-calculator/)
   [mortgage calculator](https://wordpress.org/plugins/tags/mortgage-calculator/)
 *  [Advanced View](https://wordpress.org/plugins/hayyat-apps-mortgage-calculator/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/hayyat-apps-mortgage-calculator/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/hayyat-apps-mortgage-calculator/reviews/)

## Contributors

 *   [ hayyatapps ](https://profiles.wordpress.org/hayyatapps/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/hayyat-apps-mortgage-calculator/)