Title: FactuPress &#8211; Default Customer Payment Method
Author: Jairo Ochoa
Published: <strong>October 11, 2026</strong>
Last modified: October 11, 2026

---

Search plugins

![](https://ps.w.org/factupress-default-customer-payment-method/assets/banner-772x250.
png?rev=3740160)

![](https://ps.w.org/factupress-default-customer-payment-method/assets/icon.svg?
rev=3740117)

# FactuPress – Default Customer Payment Method

 By [Jairo Ochoa](https://profiles.wordpress.org/jairoochoa/)

[Download](https://downloads.wordpress.org/plugin/factupress-default-customer-payment-method.1.0.0.zip)

 * [Details](https://wordpress.org/plugins/factupress-default-customer-payment-method/#description)
 * [Reviews](https://wordpress.org/plugins/factupress-default-customer-payment-method/#reviews)
 *  [Installation](https://wordpress.org/plugins/factupress-default-customer-payment-method/#installation)
 * [Development](https://wordpress.org/plugins/factupress-default-customer-payment-method/#developers)

 [Support](https://wordpress.org/support/plugin/factupress-default-customer-payment-method/)

## Description

**FactuPress – Default Customer Payment Method** lets you fix a preferred payment
gateway for each customer and reuses it in two places, saving clicks and avoiding
mistakes:

 * **Manual orders in the admin.** When you pick a customer while creating or editing
   an order in `Orders`, their default payment method is preselected automatically,
   on both the classic and the HPOS (high-performance order storage) order screens.
 * **Checkout.** If the customer’s preferred gateway is currently available, it 
   comes preselected for them at checkout — classic checkout and the Cart & Checkout
   blocks are both supported.

The default can be set from two places:

 1. **The customer’s profile** (`Users → Edit User`), by any user who can edit users.
    This list always matches the gateways WooCommerce itself would offer on the manual
    order screen (active gateways only, same “Other” fallback).
 2. **My Account**, by the customer themselves — only if the store owner allows it 
    via a new setting under `WooCommerce → Settings → Accounts & Privacy → Customer
    choice`. Off by default.

#### Why this plugin

Stores that create a lot of orders manually from the admin (phone orders, in-person
sales, B2B accounts with a fixed payment method) end up picking the same payment
gateway for the same customer over and over. This plugin removes that repetitive
step, and optionally lets recurring customers speed up their own checkout the same
way.

#### Requirements

This plugin requires WooCommerce to be active. It does nothing on sites without 
WooCommerce, and shows an admin notice if WooCommerce is deactivated while this 
plugin remains active.

## Installation

 1. Upload the plugin files to the `/wp-content/plugins/factupress-default-customer-
    payment-method` directory, or install the plugin through the WordPress plugins 
    screen directly.
 2. Activate the plugin through the “Plugins” screen in WordPress.
 3. Make sure WooCommerce is installed and active.
 4. Go to a customer’s profile (`Users → Edit User`) to set their default payment method,
    or enable customer self-service under `WooCommerce → Settings → Accounts & Privacy
    → Customer choice`.

## FAQ

### Does this work with High-Performance Order Storage (HPOS)?

Yes. The plugin declares HPOS compatibility and the manual-order autofill works 
on both the classic (`post.php`) and the HPOS (`admin.php?page=wc-orders`) order
screens.

### Does this work with the Cart & Checkout blocks, or only the classic checkout?

Both. The classic checkout and the Store API used by the Cart & Checkout blocks 
read the same WooCommerce session key to decide which payment method is preselected,
so a single mechanism covers both.

### What happens if the customer’s preferred gateway gets disabled later?

It’s simply ignored wherever it would apply (manual order autofill, checkout preselection)
until it’s enabled again or a new default is chosen. Nothing breaks.

### Does this collect any data or call any external service?

No. Everything is stored locally as WordPress user meta and a single option; no 
external requests are made by this plugin.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“FactuPress – Default Customer Payment Method” is open source software. The following
people have contributed to this plugin.

Contributors

 *   [ Jairo Ochoa ](https://profiles.wordpress.org/jairoochoa/)
 *   [ dixitalmedia ](https://profiles.wordpress.org/dixitalmedia/)
 *   [ FactuPress ](https://profiles.wordpress.org/factupress/)

“FactuPress – Default Customer Payment Method” has been translated into 2 locales.
Thank you to [the translators](https://translate.wordpress.org/projects/wp-plugins/factupress-default-customer-payment-method/contributors)
for their contributions.

[Translate “FactuPress – Default Customer Payment Method” into your language.](https://translate.wordpress.org/projects/wp-plugins/factupress-default-customer-payment-method)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/factupress-default-customer-payment-method/),
check out the [SVN repository](https://plugins.svn.wordpress.org/factupress-default-customer-payment-method/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/factupress-default-customer-payment-method/)
by [RSS](https://plugins.trac.wordpress.org/log/factupress-default-customer-payment-method/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

 * Initial release: default payment method per customer, admin profile selector,
   optional My Account selector, manual-order autofill (classic and HPOS), checkout
   preselection (classic and blocks).

## Meta

 *  Version **1.0.0**
 *  Last updated **3 days ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.0 or higher **
 *  Tested up to **7.1.3**
 *  PHP version ** 8.1 or higher **
 *  Languages
 * [English (US)](https://wordpress.org/plugins/factupress-default-customer-payment-method/),
   [Galician](https://gl.wordpress.org/plugins/factupress-default-customer-payment-method/),
   and [Spanish (Spain)](https://es.wordpress.org/plugins/factupress-default-customer-payment-method/).
 *  [Translate into your language](https://translate.wordpress.org/projects/wp-plugins/factupress-default-customer-payment-method)
 * Tags
 * [checkout](https://wordpress.org/plugins/tags/checkout/)[My account](https://wordpress.org/plugins/tags/my-account/)
   [orders](https://wordpress.org/plugins/tags/orders/)[payment method](https://wordpress.org/plugins/tags/payment-method/)
   [woocommerce](https://wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://wordpress.org/plugins/factupress-default-customer-payment-method/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/factupress-default-customer-payment-method/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/factupress-default-customer-payment-method/reviews/)

## Contributors

 *   [ Jairo Ochoa ](https://profiles.wordpress.org/jairoochoa/)
 *   [ dixitalmedia ](https://profiles.wordpress.org/dixitalmedia/)
 *   [ FactuPress ](https://profiles.wordpress.org/factupress/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/factupress-default-customer-payment-method/)