eDebit Direct ACH


The eDebit Direct WooCommerce plugin seamlessly integrates the features and capabilities of the eDebit Direct payment gateway. This integration enhances the functionality of WooCommerce-powered online stores, facilitating smooth payment processing.
Specializing in same day and next day ACH and eCheck payments, eDebit Direct enables businesses to expand their payment options by integrating with WooCommerce. This allows customers to conveniently pay via ACH, broadening the scope of available payment methods.

Key features and benefits of the eDebit Direct WooCommerce plugin include:
• ACH Payments: Businesses can directly accept electronic check payments through their WooCommerce-powered online stores, offering customers an alternative to credit card payments and potentially increasing their customer base.
• Bank Account Validation: Businesses can seamlessly accept payments via routing and account number
• Real Time Fund Verification: Advanced bank account verification technology powered by Yodlee, enhancing security, reducing fraud, returns, and chargebacks.
• Frictionless Checkout: Through this integration, consumers can save their banking details for expedited payments on future transactions, simplifying the checkout process.
• Automated Payments: Plugin integration reduces manual effort and streamlines operations for businesses by automating payment management.
• Integration: Compatible with existing store setups and extensions, the plugin seamlessly integrates with WooCommerce.

In summary, the eDebit Direct WooCommerce plugin combines the strengths of eDebit Direct’s payment gateway with the popular WooCommerce e-commerce platform. It offers businesses a comprehensive payment solution, expanded payment options, enhanced security, and streamlined operations. This integration enables merchants to create a seamless and convenient checkout experience for their customers while efficiently managing the payment processes.

eDebit Direct’s top tier support: We are available from 8 AM to 5 PM PST Monday-Friday to answer any questions regarding account setup or plugin installation.

Privacy Policy and Terms & Conditions.

Install Guide

3rd Party Service Usage

This plugin utilises the Yodlee FastLink service which is account validation service and attain greater control over the end user experience functionality to validate the accounts which are entered during the plugin transaction creation process. Below are important details about this external service which can be referred further in their official documentation:

License Information of Yodlee FastLink URL

The Yodlee FastLink script used in this plugin is sourced from a provider that distributes the script under the terms of the MIT License, a permissive open-source license. This license permits the free use, modification, and distribution of the script, making it compatible for inclusion in this WordPress plugin.

supported Domain

The plugin extends the supported domain, proceeding from plugin to main domain for payment request. Payment methods are then carried by supported domain.

supported Domain


  • EDebitDirect Settings

  • WooCommerce Status


• The most updated copy will be found in this folder. It is best practice to pull from this folder as the developer may have made changes since you downloaded it last. Right click on the plugin .zip file and choose ‘download’


• Before you begin make sure that you have these pieces of merchant information:
o eDebit API Key and Client ID
o WordPress Admin Login
o cPanel (hosting) Login

• Login to WordPress. On the left-hand toolbar hover over ’Plugins’ and click ‘Add New’. On the ‘Add Plugins’ page click the ‘Upload Plugin’ button on top left of page. Click choose .zip file in your downloads folder. This is expecting the plugin to be in .zip format. DO NOT UNZIP.

• After installation, we need to set up the Plugin with the merchant’s credentials:
o On the left-hand toolbar locate ‘Woo commerce’ and select ‘settings’
o Select ‘checkout’ from toolbar and a list of your checkout methods will appear
o Choose ‘EDebitDirect’

• Enter API Key and Client ID. You may also add a description message to display to the customer.
• We recommend doing a test transaction and confirming that eDebit Direct receives the transaction.

System Requirements & things to be taken care while installing the plugin:

1 . PHP Requirements
Name Description
PHP PHP version 7.4 and above
PHP max execution time 18000
PHP memory limit 1024M
Max input time 1800
Upload max filesize 2M
PHP post max size 8M
CURL Required cURL PHP extension
MySQL version 5.6 or greater

Above requirements can be validated on your server settings directly by contacting your hosting provider or through status section of WooCommerce site.

make sure there won’t be any timeout issues during checkout process

2 . Server Requirements
Name Description
CPU cores Recommend is 2 but 1 CPU is also good if website does’t have lot of products and don’t have other heavy themes or plugins installed.
storage space Above 16 GB
Memory RAM Recommended is > 4 GB but 2 GB is good if website does’t have lot of product and don’t have other heavy themes or plugins installed.

Contact eDebit Direct if you would like to run a test transaction.
Any questions please contact us at support@edebitdirect.com or 888-616-2535.


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Contributors & Developers

“eDebit Direct ACH” is open source software. The following people have contributed to this plugin.


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Interested in development?

Browse the code, check out the SVN repository, or subscribe to the development log by RSS.