Title: Devdraft &#8211; Bila Payment Gateway for WooCommerce
Author: Devdraft
Published: <strong>July 6, 2026</strong>
Last modified: July 6, 2026

---

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# Devdraft – Bila Payment Gateway for WooCommerce

 By [Devdraft](https://profiles.wordpress.org/devdraft/)

[Download](https://downloads.wordpress.org/plugin/devdraft-bila-payment-gateway.1.0.0.zip)

 * [Details](https://wordpress.org/plugins/devdraft-bila-payment-gateway/#description)
 * [Reviews](https://wordpress.org/plugins/devdraft-bila-payment-gateway/#reviews)
 *  [Installation](https://wordpress.org/plugins/devdraft-bila-payment-gateway/#installation)
 * [Development](https://wordpress.org/plugins/devdraft-bila-payment-gateway/#developers)

 [Support](https://wordpress.org/support/plugin/devdraft-bila-payment-gateway/)

## Description

Devdraft – Bila Payment Gateway for WooCommerce lets your store accept mobile money
payments through the [Bila](https://usebila.com) platform, a Devdraft product.

**Supported operators**

 * Airtel Money
 * MTN MoMo
 * Zamtel Kwacha

**Features**

 * Real-time mobile money collection (push payment prompt on the customer’s phone)
 * Sandbox and live API modes
 * Webhook handling for `payment.completed` and `payment.failed` events
 * Account name resolution at checkout
 * Thank-you page status polling when webhooks are delayed
 * Configurable fee bearer and enabled operators
 * Compatible with WooCommerce High-Performance Order Storage (HPOS)

### External services

This plugin requires an active [Bila](https://usebila.com) merchant account and 
connects to the Bila API to process mobile money payments (Airtel Money, MTN MoMo,
Zamtel Kwacha) in Zambia. It is needed to initiate payment collections, resolve 
mobile money account names, check payment status, and receive payment confirmation
webhooks. This plugin acts as the WooCommerce integration layer; all payment processing
itself is handled by Bila.

The plugin sends the following data to Bila’s servers (`api.usebila.com` for live
mode, `sandbox.usebila.com` for test mode):

 * Mobile phone number and network operator — sent when the customer enters payment
   details at checkout (for account name resolution) and when the order is placed(
   to initiate the payment).
 * Order amount, reference, and country — sent when the order is placed, to initiate
   the payment collection.
 * Customer name — sent when the order is placed, used for payment narration and
   account resolution.

This data is sent every time a customer pays with Bila Mobile Money, and again when
the thank-you page polls Bila for payment status. Bila may also send webhooks (`
payment.completed`, `payment.failed`) back to your store to update order status.

This service is provided by Bila, a Devdraft product: [Terms of Service](https://usebila.com/terms),
[Privacy Policy](https://usebila.com/privacy).

## Installation

 1. Upload the plugin folder to `/wp-content/plugins/` or install the ZIP via **Plugins
    Add New**.
 2. Activate the plugin through the **Plugins** screen.
 3. Ensure WooCommerce is installed and active.
 4. Go to **WooCommerce  Settings  Payments** and enable **Bila – Mobile Money**.
 5. Enter your Bila API key and wallet ID, then save changes.
 6. **Webhook setup (required)** — In your [Bila merchant dashboard](https://usebila.com),
    create a webhook with the following settings:

 * **Endpoint URL:** `https://yourstore.com/?wc-api=bila_webhook` (replace `yourstore.
   com` with your store domain)
 * **Events:** `payment.completed`, `payment.failed`
 * **Signing secret:** Copy the signing secret from Bila into **WooCommerce  Settings
   Payments  Bila – Mobile Money  Webhook Signing Secret**, then save. The signing
   secret is required; incoming webhooks are rejected if it is not configured.

Without webhooks configured, orders may remain on hold until the thank-you page 
polling confirms payment.

## FAQ

### Do I need a Bila account?

Yes. Sign up at [usebila.com](https://usebila.com) to obtain API credentials.

### Which currencies are supported?

This gateway is intended for Zambian Kwacha (ZMW) mobile money collections via Bila.

### Does this work with HPOS?

Yes. The plugin declares compatibility with WooCommerce custom order tables (HPOS).

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Devdraft – Bila Payment Gateway for WooCommerce” is open source software. The following
people have contributed to this plugin.

Contributors

 *   [ Devdraft ](https://profiles.wordpress.org/devdraft/)

[Translate “Devdraft – Bila Payment Gateway for WooCommerce” into your language.](https://translate.wordpress.org/projects/wp-plugins/devdraft-bila-payment-gateway)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/devdraft-bila-payment-gateway/),
check out the [SVN repository](https://plugins.svn.wordpress.org/devdraft-bila-payment-gateway/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/devdraft-bila-payment-gateway/)
by [RSS](https://plugins.trac.wordpress.org/log/devdraft-bila-payment-gateway/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

 * Added Bila mobile money payment gateway for WooCommerce (Airtel Money, MTN MoMo,
   Zamtel Kwacha)
 * Added webhook handler for payment.completed and payment.failed events
 * Added sandbox and live API modes with configurable API key and wallet ID
 * Added account name resolution at checkout before order placement
 * Added thank-you page status polling as a fallback when webhooks are delayed
 * Added configurable fee bearer and enabled mobile money operators

## Meta

 *  Version **1.0.0**
 *  Last updated **8 hours ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.5 or higher **
 *  Tested up to **7.0**
 *  PHP version ** 7.4 or higher **
 * Tags
 * [mobile money](https://wordpress.org/plugins/tags/mobile-money/)[payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)
   [payments](https://wordpress.org/plugins/tags/payments/)[woocommerce](https://wordpress.org/plugins/tags/woocommerce/)
   [zambia](https://wordpress.org/plugins/tags/zambia/)
 *  [Advanced View](https://wordpress.org/plugins/devdraft-bila-payment-gateway/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/devdraft-bila-payment-gateway/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/devdraft-bila-payment-gateway/reviews/)

## Contributors

 *   [ Devdraft ](https://profiles.wordpress.org/devdraft/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/devdraft-bila-payment-gateway/)