Title: Wallet for WooCommerce – Store Credit, Cashback, Top-Up &amp; Wallet Payments
Author: DevDiggers
Published: <strong>July 24, 2026</strong>
Last modified: July 25, 2026

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# Wallet for WooCommerce – Store Credit, Cashback, Top-Up & Wallet Payments

 By [DevDiggers](https://profiles.wordpress.org/devdiggers/)

[Download](https://downloads.wordpress.org/plugin/devdiggers-wallet-for-woocommerce.1.0.0.zip)

 * [Details](https://wordpress.org/plugins/devdiggers-wallet-for-woocommerce/#description)
 * [Reviews](https://wordpress.org/plugins/devdiggers-wallet-for-woocommerce/#reviews)
 *  [Installation](https://wordpress.org/plugins/devdiggers-wallet-for-woocommerce/#installation)
 * [Development](https://wordpress.org/plugins/devdiggers-wallet-for-woocommerce/#developers)

 [Support](https://wordpress.org/support/plugin/devdiggers-wallet-for-woocommerce/)

## Description

**[Wallet for WooCommerce plugin](https://devdiggers.com/product/woocommerce-wallet-management/)**
gives every customer a digital wallet they can top up, spend at checkout, and track
from their account. The wallet registers as a normal WooCommerce payment gateway,
so once a customer has a balance they pay for an order in one click without entering
card details again.

Store owners run the whole thing from the WordPress admin. You can credit or debit
any customer, import store credit in bulk from a CSV file, run cart based cashback
rules, and watch balances and transactions from one dashboard. Order refunds go 
straight back to the customer wallet, so a return becomes store credit instead of
a manual payout.

It is a good fit for stores that want store credit, a cashback program, prepaid 
balances, refunds without gateway fees, or a faster repeat checkout for regular 
buyers. No monthly SaaS fee and no percentage cut. Everything runs on your own site.

#### Quick Links

 * [View Free Demo](https://demo.devdiggers.com/woocommerce-wallet-free/)
 * [View Pro Demo](https://demo.devdiggers.com/woocommerce-wallet/)
 * [Full Documentation](https://docs.devdiggers.com/woocommerce-wallet-management/)
 * [Free vs Pro Comparison](https://devdiggers.com/product/woocommerce-wallet-management/#free-vs-pro/)
 * [Upgrade to Pro](https://devdiggers.com/product/woocommerce-wallet-management/)
 * [Contact Support](https://devdiggers.com/contact/)

#### Key Features

 * Wallet payment gateway for classic checkout and the block based Cart and Checkout
 * Wallet top-up through a hidden top-up product, paid with your existing payment
   gateways
 * Cart cashback rules that credit wallet money based on the order amount
 * Wallet page inside WooCommerce My Account with balance and transaction history
 * Send money from one customer wallet to another
 * Registration credit for new customers
 * Manual credit and debit for any customer, plus bulk credit and debit by CSV import
 * Order refunds credited back to the wallet automatically
 * Wallet emails for credit and debit events, with editable templates
 * Setup wizard, admin dashboard with charts, and full transaction log
 * Works with WooCommerce High-Performance Order Storage (HPOS)

#### How the wallet works

A hidden “Wallet Topup” product is created when you activate the plugin. A customer
opens the wallet page in My Account, enters an amount, and checks out with any payment
gateway you allow. Once the top-up order reaches the status you picked, the balance
is added.

From that point the wallet appears as a payment method at checkout and the balance
pays for the order. Every credit and debit is written to a transaction record the
customer can see, so nobody has to ask you where their store credit went.

#### Wallet payments and top-up

Customers fund the wallet first, then spend it at checkout like any other payment
method.

 * Turn the wallet on or off for the whole store from one setting
 * Wallet payment gateway so customers pay for orders with their balance
 * Choose the order status that confirms a top-up, with Completed recommended
 * Restrict top-ups to specific payment gateways, so wallet money is only funded
   the way you want
 * Send the customer straight to checkout after adding a top-up to the cart
 * Give new customers a registration credit the moment they sign up

#### Cashback

Cashback rewards customers with wallet money instead of a coupon code, which keeps
the reward inside your store.

 * Cart cashback rules with amount ranges, so bigger orders can earn a bigger reward
 * Fixed or percentage cashback per rule, and each rule can be enabled or disabled
 * Maximum cashback cap per order and a minimum order value before cashback applies
 * Option to exclude sale products from the cashback calculation
 * Cashback messages on the cart, checkout, view order and order received pages
 * Message colors, border and font size are configurable, so the notice matches 
   your theme

Cashback is recorded as pending when the order is placed and credited when the order
completes. If the order is later cancelled or refunded, the cashback is reversed.

#### Customer wallet page

Customers manage everything from a wallet tab inside WooCommerce My Account. The
endpoint slug and menu title are yours to set, and the default is `my-wallet`.

 * Balance card with available balance and today’s credit and debit totals
 * Add money form with the amount the customer wants to top up
 * Send money to another customer by email, with an optional note
 * Transaction history with AJAX pagination, so long histories stay fast
 * Theme color, icons, card colors and table colors are configurable from the Layout
   tab

Shortcodes included, so the wallet can live on any page and not only in My Account:

    ```
    [ddwcwm_wallet_balance_shortcode] - the wallet balance value on its own
    [ddwcwm_wallet_balance_layout_shortcode] - the styled balance card
    [ddwcwm_wallet_operations_shortcode] - the add money and send money actions
    [ddwcwm_wallet_balance_operations_shortcode] - balance card and actions together
    [ddwcwm_wallet_transactions_shortcode] - the transaction history table
    ```

Each shortcode tag can be renamed from **Wallet > Configuration > Shortcodes** if
you prefer your own naming.

#### Admin management

Everything sits under the **Wallet** menu in WordPress admin.

 * Dashboard with available balance, wallet spent, total transactions, total users
   and cashback awarded
 * Transaction trend and transaction type charts, recent activity, and a top customers
   list
 * Users screen listing every customer with their current wallet balance
 * Manual Adjustment screen to credit or debit a single customer with a note
 * CSV import to credit or debit many customers at once, with a sample file included
 * Transactions screen with the full ledger, filters and search
 * Cashback Rules screen for building cart cashback ranges
 * Setup wizard that walks through the wallet, cashback and reward settings after
   activation

#### Emails and notifications

Wallet emails run through WooCommerce, so they use your store template and your 
existing email settings.

 * Wallet credited and wallet debited notifications sent to the customer
 * Editable heading, subject and message for each notification
 * Editable reason labels for registration credit, cart cashback, refund, top-up
   and received transfers, so the customer reads plain language instead of internal
   codes
 * Templates can be overridden from your theme like any WooCommerce email

#### Compatibility and developers

 * Declared compatible with WooCommerce High-Performance Order Storage (HPOS)
 * Declared compatible with the block based Cart and Checkout, with a registered
   wallet payment method
 * Transactions and cashback rules live in their own database tables, so wallet 
   history does not bloat post meta
 * Action and filter hooks throughout the wallet layout, cashback calculation and
   transaction flow
 * Translation ready with the included `.pot` file, and works with WPML, Polylang
   and Loco Translate
 * Clean object oriented code with prefixed functions, and no customer or store 
   data sent anywhere (see External services below)

#### Free vs Pro

The free plugin runs a complete wallet program: top-up, wallet checkout, cart cashback,
send money, manual and bulk adjustments, transaction history, refunds to wallet,
wallet emails and the customer wallet page. Most stores can launch on the free version
alone and never pay anything.

[WooCommerce Wallet Pro](https://devdiggers.com/product/woocommerce-wallet-management/)
is for stores that need spending controls, withdrawals, money requests and a wider
rewards program.

### Flexible payments and limits (Pro)

 * Partial payment, so a customer pays part of an order from the wallet and the 
   rest with another gateway
 * Minimum and maximum top-up limits
 * Fixed or percentage debit limits, with minimum and maximum amounts per order
 * Minimum and maximum transfer limits for sending money
 * Quick top-up preset buttons, for example 10, 20, 50 and 100

### Withdrawals and security (Pro)

 * Wallet withdrawal requests that customers raise from their dashboard
 * Admin approval screen to mark a withdrawal paid or cancel it
 * Fixed or percentage withdrawal charges, with minimum and maximum limits
 * OTP email verification for sensitive wallet operations, with configurable length
   and expiry

### Rewards and growth (Pro)

 * Request money from another customer, with the other side approving or declining
 * Referral program that rewards both the referrer and the new customer
 * Cashback rules by product, category, user role, payment method and top-up amount
 * First order cashback for new customers
 * Cashback expiry with automated reminder emails before the balance expires

### Data and reporting (Pro)

 * Export customer wallet data to CSV
 * Custom dashboard icons for each wallet operation
 * Priority support from the DevDiggers team

[View Pro Demo](https://demo.devdiggers.com/woocommerce-wallet/) | [Upgrade to Pro](https://devdiggers.com/product/woocommerce-wallet-management/)

### External services

This plugin relies on the following third-party services provided by DevDiggers (
https://devdiggers.com). These connections only happen inside the WordPress admin
area and are described below so you know exactly what is sent, why, and when.

**1. DevDiggers extensions directory**

 * What it is: A read-only API on devdiggers.com that returns the public list of
   DevDiggers WooCommerce extensions.
 * What it is used for: To display available DevDiggers extensions on the plugin’s“
   Extensions” admin page.
 * When data is sent: Only when a logged-in administrator opens the “Extensions”
   admin page. The response is cached for 24 hours, so the request is not repeated
   on every page load.
 * What data is sent: A standard outbound HTTP request only (your server’s IP address
   and a plugin user-agent string, as with any web request). No personal data and
   no store data are sent.
 * Endpoint: https://devdiggers.com/wp-json/ddwcs/v1/plugins

**2. Newsletter subscription (optional)**

 * What it is: A contact/newsletter endpoint on devdiggers.com.
 * What it is used for: To add your email address to the DevDiggers newsletter, 
   only if you explicitly choose to subscribe.
 * When data is sent: Only when an administrator submits the optional newsletter
   form in the plugin dashboard. Nothing is sent automatically.
 * What data is sent: The email address you enter and your site URL.
 * Endpoint: https://devdiggers.com/

These services are provided by DevDiggers. By using them you agree to the DevDiggers
Terms and Conditions (https://devdiggers.com/terms-and-conditions/) and Privacy 
Policy (https://devdiggers.com/privacy-policy/).

### Source code and build tools

The admin and frontend JavaScript and CSS are compiled from the `src/` folder with
webpack and Babel. The complete, human-readable source code (admin, frontend, and
all build configuration) is published in our public GitHub repository:

https://github.com/DevDiggers-Technologies/wallet-for-woocommerce

To build the assets from source:

 1. Run `npm install` to install the build dependencies listed in `package.json`.
 2. Run `npm run build` to compile the production assets into `assets/js` and `assets/
    css`.

The build configuration is in `webpack.config.js` and `babel.config.js`.

## Screenshots

[⌊Admin wallet dashboard with balance, wallet spent, transactions, users and cashback
awarded, plus transaction trend and type charts⌉⌊Admin wallet dashboard with balance,
wallet spent, transactions, users and cashback awarded, plus transaction trend and
type charts⌉[

Admin wallet dashboard with balance, wallet spent, transactions, users and cashback
awarded, plus transaction trend and type charts

[⌊Customer wallet page in WooCommerce My Account showing available balance, today's
credit and debit, and the add money action⌉⌊Customer wallet page in WooCommerce 
My Account showing available balance, today's credit and debit, and the add money
action⌉[

Customer wallet page in WooCommerce My Account showing available balance, today’s
credit and debit, and the add money action

[⌊Send money form where a customer transfers wallet balance to another customer⌉⌊
Send money form where a customer transfers wallet balance to another customer⌉[

Send money form where a customer transfers wallet balance to another customer

[⌊Wallet payment gateway selected at checkout, paying the order from the balance⌉⌊
Wallet payment gateway selected at checkout, paying the order from the balance⌉[

Wallet payment gateway selected at checkout, paying the order from the balance

[⌊Cashback message shown on the cart page for the current order⌉⌊Cashback message
shown on the cart page for the current order⌉[

Cashback message shown on the cart page for the current order

[⌊Admin cashback rules screen with cart amount ranges, fixed or percentage rewards
and rule status⌉⌊Admin cashback rules screen with cart amount ranges, fixed or percentage
rewards and rule status⌉[

Admin cashback rules screen with cart amount ranges, fixed or percentage rewards
and rule status

[⌊Admin users list showing every customer with their current wallet balance⌉⌊Admin
users list showing every customer with their current wallet balance⌉[

Admin users list showing every customer with their current wallet balance

[⌊Manual adjustment screen for crediting or debiting a single customer with a note⌉⌊
Manual adjustment screen for crediting or debiting a single customer with a note⌉[

Manual adjustment screen for crediting or debiting a single customer with a note

[⌊CSV import wizard for bulk crediting or debiting customer wallets⌉⌊CSV import 
wizard for bulk crediting or debiting customer wallets⌉[

CSV import wizard for bulk crediting or debiting customer wallets

[⌊Admin transactions log with filters across every wallet credit and debit⌉⌊Admin
transactions log with filters across every wallet credit and debit⌉[

Admin transactions log with filters across every wallet credit and debit

[⌊General configuration screen with wallet enable, registration credit and top-up
settings⌉⌊General configuration screen with wallet enable, registration credit and
top-up settings⌉[

General configuration screen with wallet enable, registration credit and top-up 
settings

[⌊Shortcodes configuration screen listing the five wallet shortcodes⌉⌊Shortcodes
configuration screen listing the five wallet shortcodes⌉[

Shortcodes configuration screen listing the five wallet shortcodes

[⌊Layout configuration screen for theme color, icons and card styling⌉⌊Layout configuration
screen for theme color, icons and card styling⌉[

Layout configuration screen for theme color, icons and card styling

[⌊Setup wizard that configures the wallet right after activation⌉⌊Setup wizard that
configures the wallet right after activation⌉[

Setup wizard that configures the wallet right after activation

## Installation

**Automatic (recommended)**

 1. Go to **Plugins > Add New** in your WordPress admin.
 2. Search for **DevDiggers Wallet for WooCommerce**.
 3. Click **Install Now**, then **Activate**.

**Manual**

 1. Download the plugin zip file from WordPress.org.
 2. Go to **Plugins > Add New > Upload Plugin**.
 3. Upload the zip, click **Install Now**, then **Activate**.

You can also unzip and upload the `devdiggers-wallet-for-woocommerce` folder to `/
wp-content/plugins/` over FTP, then activate it from the Plugins menu.

**After activation**

 1. The setup wizard opens automatically. Enable the wallet, set a registration credit
    if you want one, and pick your top-up order status.
 2. Add your cart cashback rules under **Wallet > Cashback Rules**.
 3. Check **Wallet > Configuration > Endpoints** if you want to rename the My Account
    wallet slug, then save your permalinks.
 4. Place an order to test the top-up flow, then pay for a second order with the wallet
    balance.

WooCommerce must be installed and active.

## FAQ

### Does this plugin require WooCommerce?

Yes. The wallet registers as a WooCommerce payment gateway and stores balances against
WooCommerce customers, so WooCommerce has to be installed and active.

### How do customers add money to their wallet?

A hidden “Wallet Topup” product is created on activation. The customer opens the
wallet page in My Account, enters an amount, and checks out with one of your normal
payment gateways. When the top-up order reaches the status you selected in the settings,
the balance is added.

### Can I control which payment gateways can be used for a top-up?

Yes. Under **Wallet > Configuration > General** you pick which payment gateways 
are available for wallet top-up orders. The wallet gateway itself is not offered
for top-ups, so nobody can fund a wallet with wallet money.

### Can customers pay for part of an order with the wallet?

Not in the free version. Free covers full payment with the wallet balance through
the wallet payment gateway. Partial payment, where the wallet covers part of the
total and another gateway covers the rest, is a Pro feature.

### How does cashback work?

You create cart cashback rules with amount ranges. When the order subtotal falls
inside a range, the customer earns the fixed or percentage reward set on that rule.
The cashback is held as pending on the order and credited to the wallet when the
order completes. A maximum cap per order, a minimum order value and an option to
skip sale products are all available in the free version.

### Can I set cashback per product or per category?

Cashback by product, category, user role, payment method and top-up amount is Pro.
The free version covers cart total cashback.

### Are refunds returned to the wallet?

Yes. When you refund a WooCommerce order that was paid with the wallet, the refunded
amount is credited back to the customer wallet automatically, and any cashback awarded
for that order is reversed.

### Can customers send wallet money to each other?

Yes, this is free. A customer enters the receiver’s email address, the amount and
an optional note on the wallet page, and the transfer is recorded on both wallets.
Requesting money from another customer is a Pro feature.

### How do I give a customer store credit manually?

Go to **Wallet > Manual Adjustment**, choose the customer, pick credit or debit,
enter the amount and add a note. The change appears in the transaction log and the
customer gets a wallet email. To adjust many customers at once, use the CSV import
from the Users screen.

### Which shortcodes are included?

Five: balance only, balance card, wallet operations, balance with operations, and
transaction history. The default tags are listed in the description, and each tag
can be renamed under **Wallet > Configuration > Shortcodes**.

### Does it work with HPOS and the block checkout?

Yes. The plugin declares compatibility with WooCommerce High-Performance Order Storage
and registers a payment method for the block based Cart and Checkout, so the wallet
shows up in both the classic and block checkout.

### Can I change the wallet page URL in My Account?

Yes. Set the endpoint slug and the menu title under **Wallet > Configuration > Endpoints**,
then save your permalinks once so WordPress picks up the new URL.

### Can I match the wallet design to my theme?

Yes. The Layout tab sets the theme color, icon visibility and size, card background,
border and text colors, and the transaction table header colors. Cashback message
colors and font size are set on the Cashbacks tab.

### Do I need to know how to code?

No. Everything is set from labeled admin fields and the setup wizard. Developers
who want to go further will find hooks and filters through the wallet layout, cashback
and transaction flow.

### Is my data safe if I upgrade to Pro later?

Yes. The free plugin never deletes wallet data, and it stops loading when the Pro
plugin is active, so the two never run at the same time. Balances, transactions 
and cashback rules are carried over.

### Where can I get help?

Free version questions go to the plugin support forum here on WordPress.org. Documentation
is at [docs.devdiggers.com/woocommerce-wallet-management](https://docs.devdiggers.com/woocommerce-wallet-management/),
and you can reach the team through the [DevDiggers contact page](https://devdiggers.com/contact/).

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Wallet for WooCommerce – Store Credit, Cashback, Top-Up & Wallet Payments” is open
source software. The following people have contributed to this plugin.

Contributors

 *   [ DevDiggers ](https://profiles.wordpress.org/devdiggers/)

[Translate “Wallet for WooCommerce – Store Credit, Cashback, Top-Up & Wallet Payments” into your language.](https://translate.wordpress.org/projects/wp-plugins/devdiggers-wallet-for-woocommerce)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/devdiggers-wallet-for-woocommerce/),
check out the [SVN repository](https://plugins.svn.wordpress.org/devdiggers-wallet-for-woocommerce/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/devdiggers-wallet-for-woocommerce/)
by [RSS](https://plugins.trac.wordpress.org/log/devdiggers-wallet-for-woocommerce/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

 * Initial free release.

## Meta

 *  Version **1.0.0**
 *  Last updated **7 hours ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.2 or higher **
 *  Tested up to **7.0.2**
 *  PHP version ** 7.4 or higher **
 * Tags
 * [cashback](https://wordpress.org/plugins/tags/cashback/)[digital wallet](https://wordpress.org/plugins/tags/digital-wallet/)
   [store credit](https://wordpress.org/plugins/tags/store-credit/)[wallet](https://wordpress.org/plugins/tags/wallet/)
   [woocommerce wallet](https://wordpress.org/plugins/tags/woocommerce-wallet/)
 *  [Advanced View](https://wordpress.org/plugins/devdiggers-wallet-for-woocommerce/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/devdiggers-wallet-for-woocommerce/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/devdiggers-wallet-for-woocommerce/reviews/)

## Contributors

 *   [ DevDiggers ](https://profiles.wordpress.org/devdiggers/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/devdiggers-wallet-for-woocommerce/)