Title: COPN Payment Gateway for Nigerian Businesses Author: CheckoutPay Published: June 12, 2026 Last modified: June 12, 2026 --- Search plugins ![](https://ps.w.org/copn-payment-gateway/assets/banner-772x250.png?rev=3570237) ![](https://ps.w.org/copn-payment-gateway/assets/icon-256x256.png?rev=3570237) # COPN Payment Gateway for Nigerian Businesses By [CheckoutPay](https://profiles.wordpress.org/amithyone/) [Download](https://downloads.wordpress.org/plugin/copn-payment-gateway.1.4.6.zip) * [Details](https://wordpress.org/plugins/copn-payment-gateway/#description) * [Reviews](https://wordpress.org/plugins/copn-payment-gateway/#reviews) * [Installation](https://wordpress.org/plugins/copn-payment-gateway/#installation) * [Development](https://wordpress.org/plugins/copn-payment-gateway/#developers) [Support](https://wordpress.org/support/plugin/copn-payment-gateway/) ## Description **COPN** stands for **CheckoutPay Nigeria**. **COPN Payment Gateway for Nigerian Businesses** is the official extension that connects your online store to [CheckoutPay](https://check-outpay.com/) for Nigerian bank-transfer payments. Install **WooCommerce** separately; this plugin adds CheckoutPay as a payment method. COPN is operated by CheckoutPay and is **not** affiliated with WooCommerce or Automattic. #### How it works 1. Your customer selects **CheckoutPay** at checkout and places the order. 2. The plugin creates a payment request on your CheckoutPay business account and shows** bank transfer instructions** on the order thank-you page (account number, bank name, amount). 3. When CheckoutPay confirms the incoming transfer, the order updates automatically via **webhook**, or the customer can use **Check payment status** on the thank- you page. #### Who it is for Store owners in Nigeria who want reliable bank-transfer checkout with virtual account details, fee transparency, and automatic order status updates — without custom code. #### Requirements * WordPress 5.8 or later * WooCommerce 7.0 or later * A [CheckoutPay](https://check-outpay.com/) merchant account with an API key and an approved website URL #### Features * WooCommerce **classic checkout** and **Cart/Checkout blocks** * **HPOS** (High-Performance Order Storage) compatible * Virtual account / bank details on the thank-you page * **Webhook** endpoint for automatic order status updates * Optional **mark order completed** when payment is approved * Thank-you page: check payment status and correct paid amount if the customer transferred a different sum * **Test mode** for development * Admin settings: copy webhook URL and website URL, live **fee preview** from CheckoutPay This plugin does **not** add “powered by” links or promotional banners on your storefront. Links to CheckoutPay appear only in the WordPress **admin** settings screen where you configure API credentials. #### Ownership Developed and maintained by **CheckoutPay** ([check-outpay.com](https://check-outpay.com/)). COPN is the CheckoutPay Nigeria product line for merchant bank-transfer checkout. ### External services This plugin relies on **CheckoutPay** (operated by CheckoutPay / check-outpay.com), a third-party payment platform in Nigeria. CheckoutPay is required to create bank- transfer payment requests, show virtual account details to customers, confirm payments, and load fee rules for your store. The plugin does not process payments on its own. **Service:** CheckoutPay merchant API (default base URL: `https://check-outpay.com/ api/v1`). Merchants may point the API URL setting to another CheckoutPay-hosted endpoint if instructed by CheckoutPay support. **What data is sent and when** Data is sent only after you save your **API URL** and **API Key** in WooCommerce Settings Payments CheckoutPay. * **When a customer completes checkout** — order amount, currency, customer name, WooCommerce order reference, your store website URL, and webhook URL (to create a payment request and receive bank details). * **When a customer checks payment status** on the order thank-you page — order reference and amount (to query payment status). * **When a customer updates the paid amount** on the thank-you page — order reference and corrected amount. * **When a store admin refreshes charges** in plugin settings — your store website URL (to load fee rules configured in CheckoutPay). * **On each API request** — your merchant API key in the `X-API-Key` header. CheckoutPay may also **send data to your site** when a payment is approved: a server- to-server webhook POST to the webhook URL shown in plugin settings (order reference, payment status, and related payment metadata). **Terms of service and privacy policy** CheckoutPay is provided by CheckoutPay. By using this plugin you are also subject to CheckoutPay’s policies: * Terms of service: https://check-outpay.com/terms-and-conditions * Privacy policy: https://check-outpay.com/privacy-policy * Service website: https://check-outpay.com/ ## Installation #### Phase 1 — Install in WordPress 1. Upload the `copn-payment-gateway` folder to `/wp-content/plugins/`, or install the plugin ZIP via **Plugins Add New Upload Plugin**. 2. **Activate** the plugin through the **Plugins** screen. WooCommerce must be installed and active. 3. Go to **WooCommerce Settings Payments**, find **CheckoutPay**, toggle **Enable**, then click **Manage**. #### Phase 2 — Configure CheckoutPay 1. Sign up or log in at [CheckoutPay](https://check-outpay.com/). 2. In your CheckoutPay dashboard, create or copy your **API key**. 3. In WooCommerce **CheckoutPay** settings, set **API URL** and **API Key**. 4. Register your store **Website URL** and **Webhook URL** in CheckoutPay (Dashboard Websites). 5. Click **Refresh charges** to confirm the API connection. #### Phase 3 — Test and go live 1. Click **Refresh charges** in plugin settings — if fees load, your API connection is working. 2. Place a **small test order** and select CheckoutPay at checkout. 3. Confirm bank details on the thank-you page and that the order updates when payment is approved. 4. Keep **Enable CheckoutPay** turned on at WooCommerce Payments — you are live. ## FAQ ### What does COPN mean? COPN stands for **CheckoutPay Nigeria** — the official WooCommerce integration brand for CheckoutPay bank transfers. ### Does this work with block checkout? Yes. The plugin registers with WooCommerce Cart/Checkout blocks. ### Does the plugin work without WooCommerce? No. WooCommerce must be installed and active. ### How do I know I am ready for production? Click **Refresh charges** in WooCommerce Payments CheckoutPay. If your fee preview loads, your API key and website URL are correct. Then place a small test order, confirm bank details appear, and check that the order status updates when CheckoutPay approves the payment. Keep **Enable CheckoutPay** on — there is no separate sandbox mode. ## Reviews There are no reviews for this plugin. ## Contributors & Developers “COPN Payment Gateway for Nigerian Businesses” is open source software. The following people have contributed to this plugin. Contributors * [ CheckoutPay ](https://profiles.wordpress.org/amithyone/) [Translate “COPN Payment Gateway for Nigerian Businesses” into your language.](https://translate.wordpress.org/projects/wp-plugins/copn-payment-gateway) ### Interested in development? [Browse the code](https://plugins.trac.wordpress.org/browser/copn-payment-gateway/), check out the [SVN repository](https://plugins.svn.wordpress.org/copn-payment-gateway/), or subscribe to the [development log](https://plugins.trac.wordpress.org/log/copn-payment-gateway/) by [RSS](https://plugins.trac.wordpress.org/log/copn-payment-gateway/?limit=100&mode=stop_on_copy&format=rss). ## Changelog #### 1.4.6 * Update CheckoutPay logo to the current brand mark (blue COPN icon). #### 1.4.5 * Replace unused Test mode checkbox with a clear test-and-go-live checklist (Refresh charges test order enable gateway). #### 1.4.4 * WordPress.org review: expand External services section with CheckoutPay terms of service and privacy policy links. #### 1.4.3 * WordPress.org slug `copn-payment-gateway`: blocks script renamed to `copn-blocks. js` / handle `copn-blocks`; translation template metadata updated. #### 1.4.2 * WordPress.org slug alignment: folder `copn-payment-gateway`, main file `copn- payment-gateway.php`, text domain `copn-payment-gateway`, admin script handles prefixed with `copn-`. #### 1.4.1 * Plugin Check: literal text domain strings; COPN rebrand polish. #### 1.4.0 * Rebrand to COPN (CheckoutPay Nigeria): display name **COPN Payment Gateway for Nigerian Businesses**. #### 1.3.4 * WordPress.org: remove “WooCommerce” from plugin display name. #### 1.3.3 * WordPress.org review: ownership, webhook sanitization, enqueued scripts. #### 1.3.0 * WordPress.org review: enqueue scripts, sanitization, Checkoutpay_* class prefix. ## Meta * Version **1.4.6** * Last updated **1 day ago** * Active installations **Fewer than 10** * WordPress version ** 5.8 or higher ** * Tested up to **7.0** * PHP version ** 7.4 or higher ** * Tags * [bank transfer](https://wordpress.org/plugins/tags/bank-transfer/)[nigeria](https://wordpress.org/plugins/tags/nigeria/) [payment](https://wordpress.org/plugins/tags/payment/)[payment gateway](https://wordpress.org/plugins/tags/payment-gateway/) * [Advanced View](https://wordpress.org/plugins/copn-payment-gateway/advanced/) ## Ratings No reviews have been submitted yet. [Your review](https://wordpress.org/support/plugin/copn-payment-gateway/reviews/#new-post) [See all reviews](https://wordpress.org/support/plugin/copn-payment-gateway/reviews/) ## Contributors * [ CheckoutPay ](https://profiles.wordpress.org/amithyone/) ## Support Got something to say? Need help? [View support forum](https://wordpress.org/support/plugin/copn-payment-gateway/)