Title: BulletProof Payment Gateway
Author: bulletproofcheckout
Published: <strong>July 31, 2024</strong>
Last modified: March 9, 2026

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# BulletProof Payment Gateway

 By [bulletproofcheckout](https://profiles.wordpress.org/bulletproofcheckout/)

[Download](https://downloads.wordpress.org/plugin/bulletproof-checkout-lite.zip)

 * [Details](https://wordpress.org/plugins/bulletproof-checkout-lite/#description)
 * [Reviews](https://wordpress.org/plugins/bulletproof-checkout-lite/#reviews)
 *  [Installation](https://wordpress.org/plugins/bulletproof-checkout-lite/#installation)
 * [Development](https://wordpress.org/plugins/bulletproof-checkout-lite/#developers)

 [Support](https://wordpress.org/support/plugin/bulletproof-checkout-lite/)

## Description

BulletProof Checkout Gateway seamlessly integrates 3DS chargeback prevention technology
with WooCommerce to accept secure credit card payments and prevent chargebacks. 
Our payment gateway allows customers to make safe and secure payments using their
credit cards. BulletProof provides merchants with the highest level of 3DS chargeback
prevention and fraud protection tools in the marketplace. 

“Say goodbye to fraudulent chargebacks and the headaches they cause!”

#### BACKGROUND

Years ago, credit card brands developed a technology called 3DS to prevent fraud
chargebacks. When used correctly, Cardbrands will assume liability for fraud chargebacks,
so you don’t have to deal with them.

BulletProof Checkout has leveraged 3DS technology to create a user-friendly platform
that is easy to implement and customize according to your needs.

“Our advanced technology can protect your revenue and prevent the closure of your
merchant account, providing peace of mind.” 

### Third-Party Service Dependency

This plugin relies on the use of a third-party service under certain circumstances.
Below are the details:

### Bulletproof Checkout API

 * **Service Description**: Bulletproof Checkout is a payment processing platform
   that allows you to accept payments online.
 * **When Used**: This service is used to process payments whenever a user makes
   a purchase through your website using our plugin.
 * **Link to Service**: [Bulletproof Checkout](https://bulletproof-checkout.com/)
 * **Terms of Use**: [Bulletproof Checkout Terms of Use](https://bulletproof-checkout.com/privacy-policy/)
 * **Privacy Policy**: [Bulletproof Checkout Privacy Policy](https://bulletproof-checkout.com/privacy-policy/)

The plugin interacts with the following API endpoints:
 – **Direct Post Processors**:
This endpoint retrieves available payment processors. – URL: [https://bulletproofcheckout.net/API/endpoints/directpost/processors.php](https://bulletproofcheckout.net/API/endpoints/directpost/processors.php)–**
Capture Payment**: This endpoint captures a previously authorized payment. – URL:
[https://bulletproofcheckout.net/API/endpoints/directpost/capture_payment.php](https://bulletproofcheckout.net/API/endpoints/directpost/capture_payment.php)–**
Validate Payment**: This endpoint validates payment details and tokens. – URL: [https://bulletproofcheckout.net/API/endpoints/directpost/validate.php](https://bulletproofcheckout.net/API/endpoints/directpost/validate.php)–**
Refund Payment**: This endpoint processes refunds for transactions. – URL: [https://bulletproofcheckout.net/API/endpoints/directpost/refund.php](https://bulletproofcheckout.net/API/endpoints/directpost/refund.php)

#### OFFERING

The BulletProof Checkout gateway is compatible many top credit card processors. 
If you currently have a merchant account with a compatible processor or are looking
for an integrated processing solution, we can help. Contact us with any questions.

 * Payment Agnostic – we integrate with many processors, allowing you to use your
   current merchant account and help you connect it into our BulletProof Gateway.
 * Multi Gateway Compatible — We are also compatible with the NMI gateway.

#### 3DS PAYMENT GATEWAY FEATURES

 * Virtual Terminal, Invoicing, QR codes, Payment Links, Payment Forms, and Payment
   Buttons.
 * Save on the cost of accepting credit cards by utilizing our Savings Optimizer.”
 * Achieve more savings by using our 3DS and Savings Optimizer technology stack 
   together.
 * Credit card fee deflection programs available.
 * Four plans to choose from – Gold, Platinum, Custom 3DS, Dynamic 3DS
 * Full reporting through a dedicated portal.

#### THE BULLETPROOF 3DS DIFFERENCE

If your experience using 3DS did not meet your expectations, it’s time to try the
BulletProof 3DS difference. 
 – Control the customer checkout experience. – 3DS 
Settings that allow a truly frictionless, intuitive, and lightning-fast customer
checkout. – Lock in the level of the BulletProof 3DS protection to secure against
chargebacks. – User-friendly 3DS solution that requires no programming skills and
is easy to set up.  – Understand 3DS transaction results through detailed reporting.–
Responsive tech support and assistance for our plugin and gateway. – Synergistically
works with RDR, Ethica, and Verifi alerts.

#### PAYMENT ACCEPTANCE METHODS

 * Credit Card
 * Checks
 * Cash 
 * More to come

#### PRO-ACTIVE PREVENTION BENEFITS

Preventing a chargeback avoids the following:
 – Chargeback Fees – Additional Processing
and Gateway Fees  – Loss of Revenue – Dispute and Arbitration Fees – Possible Loss
of Tangible Goods – Loss of Time   – Headaches – “Possible Closure of Merchant Account
and Inability to Accept Credit Card Payments”

### Features

 * Seamless integration with WooCommerce.
 * Secure payments using the BulletProof Checkout.
 * Amazing 3DS chargeback prevention, adjustable 3DS settings, and take control 
   over the customer checkout experience.
 * Sale, authorization, subscription, and order processing.
 * Collect payments inside and outside of WooCommerce.
 * Refund via Dashboard: Process full or partial refunds, directly from your WordPress
   dashboard.

### Plus Version

### WooCommerce Plugin Plus Version. (Free for any already existing customer)

 * Integrated 3DS controls within your WooCommerce store.
 * Enhanced secure payment page that ensures all your transactions are safe, secure
   and encrypted with no programming required.
 * Adds an additional layer of security to SSL with point-to-point encryption for
   enhanced protection.
 * WooCommerce Order status updates received automatically from the gateway via 
   webhooks.
 * Authorize can capture later direct from the WooCommerce order list
 * Secure “Thank you” page integrated with your WooCommerce store
 * The payment page offers the highest level of security, preventing system administrators
   and third parties from altering or injecting malicious code.

### Configuration

 1. Visit the WooCommerce settings page and click on the “Payments” tab.
 2. Find “BulletProof Payment Gateway” in the list of available payment methods and
    click “Manage.”
 3. Configure the necessary settings, such as API key, user name and password .
 4. The Webhook API key is located into your BulletProof portal account->Other services-
    >webhooks (follow the instruction provided at the installation section of this 
    readme file)
 5. The Customer Vault feature is only available if you have enabled the Customer Vault
    feature in your BulletProof Account, otherwise will trigger an error in the checkout.
    During the initial tests set to “No”
 6. Select your processor, if you leave the processor dropdown unselected then will
    trigger an error in the checkout page.
 7. Save changes.

### Usage

 1. During the checkout process, customers will see credit card as a payment option.
 2. Customers provide necessary payment details and complete the order.
 3. The plugin processes the payment through the BulletProof API.
 4. Order status is updated based on the BulletProof API response.
 5. Voids are only available in the BulletProof portal, if you void a order at the 
    BulletProof portal then the related WooCommerce order will be changed to status“
    Cancelled” (only if the order was on status pending or completed)
 6. Refunds made at the BulletProof portal will be reflected on the related WooCommerce
    order, no partial refunds supported at the BulletProof portal. Status at the WooCommerce
    will be changed only if the order status was pending or completed

## Installation

 1. Upload the `bulletproof-payment-gateway` folder to the `/wp-content/plugins/` directory.
 2. Activate the plugin through the ‘Plugins’ menu in WordPress.
 3. Navigate to WooCommerce > Settings > Payments and configure your BulletProof Payment
    Gateway settings.
 4. Use the credentials provided by the Gateway Support Team
 5. Enter into your BulletProof portal ->Other Services ->Webhooks and create one of
    these webhooks:
     If you have a Sucuri Firewall or your site is hosted at Godaddy(
    or if your firewall blocks the access to the WordPress plugin directory): https://
    yoursitename.com/?rest_route=/bpcheckout/webhooks Every other site can use: https://
    yoursitename.com/wp-content/plugins/bulletproof-checkout-lite/webhook.php
 6. After your initial usage you can safely remove the file “emergency_removal_tool.
    php” from the plugin root folder

## FAQ

### What is the distinction between Chargeback Prevention and Chargeback Protection?

 * “Chargeback prevention” refers to a proactive strategy to avoid receiving a chargeback
   and the associated difficulties of disputing and winning it. The use of 3DS provides
   a proactive, preventative approach to avoid fraud-based chargebacks and prevent
   them from being reported to your merchant account.

“Chargeback protection” includes a range of services and tools that help you deal
with an actual chargeback reported to your merchant account and achieve the best
possible outcome.

### What if we already have a company that is managing our chargebacks?

 * 3DS provides a proactive preventative approach so that you can avoid fraud-based
   chargebacks and save time and money by not receiving them.

You can use our 3DS chargeback prevention solution synergistically alongside any
other chargeback protection solution to address chargebacks outside the scope of
3DS

We also offer chargeback protection services that are integrated into our payment
gateway.

### Why is BulletProof Checkout the best option for 3DS?

 * We are the world’s first fully featured 3DS gateway. All of our payment methods
   boast easy-to-use 3DS technology without the need for any programming.

We have addressed the most common reasons why merchants have yet to entirely embrace
3DS technology at the checkout and provided a means to control the 3DS checkout 
experience.

### Can I use BulletProof Checkout payment gateway alongside my current processor?

 * Yes, as long as we are compatible.

We can also provide a cost-effective merchant account and integrate it into BulletProof
without any effort on your end.

### Can I integrate BulletProof Checkout Lite with the CRM Sticky.IO

 * We support Sticky.IO integration into the plus version only, contact the support
   team and we will help you.

Contact info@bulletproof-checkout.com

### The plugin supports the Official WooCommerce Mobile App?

 * Yes

### Countries Served

 * Currently we support merchants located on USA, Canada, Mexico and UK. We receive
   Credit Cards Worldwide.

### What are the requirements or paperwork needed?

 * Contact us to activate for any and all of the following

To activate the payment gateway contact docs@bulletproof-checkout.com

To apply for a merchant account contact docs@bulletproof-checkout.com

For any technical support or integration questions contact support@bulletproof-checkout.
com

### How can I protect against orders where the billing and shipping don’t match?

 * We offer a switch that allows you to decide whether to allow orders to only process
   if the billing and shipping address match.

### What are the max transaction limit size that will be 3DS protected?

 * There is no max transaction limit that can be 3DS protected.

### Where can I get API credentials?

 * You need to sign up for an account with BulletProof and obtain API credentials.
   Contact docs@bulletproof-checkout.com

### Compatibility issues

 * If you have enabled JetPack and will use the WooCommerce Mobile App you will 
   need to disable the JetPack notifications in the page wp-admin/admin.php?page
   =jetpack_modules

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“BulletProof Payment Gateway” is open source software. The following people have
contributed to this plugin.

Contributors

 *   [ bulletproofcheckout ](https://profiles.wordpress.org/bulletproofcheckout/)

[Translate “BulletProof Payment Gateway” into your language.](https://translate.wordpress.org/projects/wp-plugins/bulletproof-checkout-lite)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/bulletproof-checkout-lite/),
check out the [SVN repository](https://plugins.svn.wordpress.org/bulletproof-checkout-lite/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/bulletproof-checkout-lite/)
by [RSS](https://plugins.trac.wordpress.org/log/bulletproof-checkout-lite/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

Initial release

## Meta

 *  Version **1.0.26**
 *  Last updated **2 months ago**
 *  Active installations **Fewer than 10**
 *  Tested up to **6.9.4**
 *  PHP version ** 7.4 or higher **
 * Tags
 * [3ds](https://wordpress.org/plugins/tags/3ds/)[chargeback](https://wordpress.org/plugins/tags/chargeback/)
   [payment gateway](https://wordpress.org/plugins/tags/payment-gateway/)[woocommerce](https://wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://wordpress.org/plugins/bulletproof-checkout-lite/advanced/)

## Ratings

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## Contributors

 *   [ bulletproofcheckout ](https://profiles.wordpress.org/bulletproofcheckout/)

## Support

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 [View support forum](https://wordpress.org/support/plugin/bulletproof-checkout-lite/)