Title: Abovault – SEPA Subscriptions & Dunning for WooCommerce Author: famosmedia Published: July 16, 2026 Last modified: July 16, 2026 --- Search plugins ![](https://ps.w.org/abovault/assets/banner-772x250.png?rev=3609809) ![](https://ps.w.org/abovault/assets/icon-256x256.png?rev=3609809) # Abovault – SEPA Subscriptions & Dunning for WooCommerce By [famosmedia](https://profiles.wordpress.org/famosmedia/) [Download](https://downloads.wordpress.org/plugin/abovault.0.1.0.zip) * [Details](https://wordpress.org/plugins/abovault/#description) * [Reviews](https://wordpress.org/plugins/abovault/#reviews) * [Installation](https://wordpress.org/plugins/abovault/#installation) * [Development](https://wordpress.org/plugins/abovault/#developers) [Support](https://wordpress.org/support/plugin/abovault/) ## Description Abovault adds SEPA Direct Debit subscriptions to WooCommerce. SEPA Direct Debit is offered as a payment method at checkout, renewals are charged automatically off- session, failed payments are handled with a configurable dunning process (payment retries plus reminder emails), and customers who cancel can be sent a retention flow. Subscription data is stored in your own WordPress database. #### Features * SEPA Direct Debit (Lastschrift) via Stripe. Mandates are created at checkout and stored on your site. * SEPA-aware dunning. A SEPA charge settles over several days and can be returned later, so a renewal is treated as pending until Stripe confirms it; the retry cascade and reminder emails only start when a charge actually fails. Retries, backoff and a grace period are configurable. * Cancellation retention. Before a cancellation, subscribers can be offered a pause or discount; after cancellation, a win-back sequence with an auto-generated coupon can be sent. * Lifecycle emails. Failed payment, renewal reminder, expiry, win-back and loyalty emails are sequence-driven and translatable (English and German included). * Data stored locally. Every subscription, mandate reference and lifecycle record lives in your WordPress database. * Classic and Block checkout. Works in the WooCommerce Cart/Checkout blocks and the classic shortcode checkout. #### How it works 1. Mark any product as a subscription (interval, period, optional free trial) in the product editor. 2. At checkout the customer authorises a SEPA mandate (Stripe Elements IBAN field). 3. An hourly job renews due subscriptions off-session; a Stripe webhook confirms each SEPA charge. 4. On a failed charge, the dunning cascade + emails run automatically. On cancellation, the retention flow runs. #### Requirements * WooCommerce 8.0+ * A Stripe account with SEPA Direct Debit enabled (test or live) * PHP 8.1+ Payment data is processed by Stripe ([privacy policy](https://stripe.com/privacy) and [terms](https://stripe.com/legal)). Abovault does not send your subscription data to any third party — it stays on your site. ## Screenshots [⌊SEPA Direct Debit at checkout — IBAN mandate via Stripe Elements.⌉⌊SEPA Direct Debit at checkout — IBAN mandate via Stripe Elements.⌉[ SEPA Direct Debit at checkout — IBAN mandate via Stripe Elements. [⌊Mark any product as a subscription with interval and trial.⌉⌊Mark any product as a subscription with interval and trial.⌉[ Mark any product as a subscription with interval and trial. [⌊Dunning, grace period and retention settings.⌉⌊Dunning, grace period and retention settings.⌉[ Dunning, grace period and retention settings. [⌊A localized dunning email (German shown).⌉⌊A localized dunning email (German shown) .⌉[ A localized dunning email (German shown). ## Installation 1. Install and activate **WooCommerce** first. 2. Upload the Abovault plugin and activate it. Tables and the recurring jobs are created automatically (via Action Scheduler, bundled with WooCommerce). 3. Go to **WooCommerce → Settings → Payments → SEPA Direct Debit** and enter your Stripe Publishable Key, Secret Key and Webhook Signing Secret, then enable it. 4. In Stripe, add a webhook endpoint pointing to `https://your-site/wp-json/abovault/ v1/stripe-webhook` for the events `payment_intent.succeeded`, `payment_intent.payment_failed` and `setup_intent.succeeded`. 5. **If your site is behind Cloudflare, a WAF, a firewall or a security plugin, allow the webhook path.** CDNs such as Cloudflare (Bot Fight Mode / WAF) reject server- to-server POST requests with HTTP 403 (`error 1010`) and will silently drop Stripe’s webhooks — SEPA charges then never confirm and dunning misfires. Add an allow/skip rule for the exact path `/wp-json/abovault/v1/stripe-webhook` (or allowlist Stripe’s published IP ranges). Confirm delivery in **Stripe → Developers → Webhooks** (expect HTTP 200 for a signed request). 6. Edit a product → **Product data → General** → tick **Subscription product** and set the interval / trial. 7. Configure the grace period, retries and retention under **WooCommerce → Abovault**. ## FAQ ### Which payment methods are supported? SEPA Direct Debit via Stripe in this version. The gateway layer is provider-agnostic internally, so additional processors can be added. ### Where is my subscription data stored? In your own WordPress database (`wp_abovault_subscriptions` and `wp_abovault_enrollments`). Only the payment itself is handled by Stripe. ### How does dunning handle SEPA’s delay? A renewal charge stays _pending_ until Stripe’s webhook confirms it. Reminder emails and retries only fire when a payment truly fails, so customers are never chased during normal SEPA settlement. ### My Stripe webhooks aren’t arriving. What should I check? Webhooks are how SEPA charges are confirmed, so delivery matters. Make sure the endpoint `https://your-site/wp-json/abovault/v1/stripe-webhook` is reachable from the public internet and returns HTTP 200 for a signed request. The most common blockers are a firewall, a security plugin, or a CDN/proxy such as Cloudflare (Bot Fight Mode / WAF) rejecting non-browser POST requests. If so, add an allow/skip rule for that path (or Stripe’s IP ranges). You can confirm delivery in the Stripe Dashboard under Developers Webhooks. ### Is it GDPR-friendly? Data sovereignty is a design goal: subscription records never leave your server. You remain the controller; Stripe is your payment processor. ## Reviews There are no reviews for this plugin. ## Contributors & Developers “Abovault – SEPA Subscriptions & Dunning for WooCommerce” is open source software. The following people have contributed to this plugin. Contributors * [ famosmedia ](https://profiles.wordpress.org/famosmedia/) [Translate “Abovault – SEPA Subscriptions & Dunning for WooCommerce” into your language.](https://translate.wordpress.org/projects/wp-plugins/abovault) ### Interested in development? [Browse the code](https://plugins.trac.wordpress.org/browser/abovault/), check out the [SVN repository](https://plugins.svn.wordpress.org/abovault/), or subscribe to the [development log](https://plugins.trac.wordpress.org/log/abovault/) by [RSS](https://plugins.trac.wordpress.org/log/abovault/?limit=100&mode=stop_on_copy&format=rss). ## Changelog #### 0.1.0 * Initial release: standalone SEPA subscriptions engine for WooCommerce. * SEPA Direct Debit checkout (classic + Block), mandate creation and storage. * SEPA-aware dunning cascade with grace period and reliable async webhook handling. * Cancellation retention + win-back sequences with auto-generated coupons. * Localized lifecycle emails (English + German). ## Meta * Version **0.1.0** * Last updated **13 hours ago** * Active installations **Fewer than 10** * WordPress version ** 6.4 or higher ** * Tested up to **7.0.1** * PHP version ** 8.1 or higher ** * Tags * [Recurring payments](https://wordpress.org/plugins/tags/recurring-payments/)[sepa](https://wordpress.org/plugins/tags/sepa/) [subscriptions](https://wordpress.org/plugins/tags/subscriptions/)[woocommerce](https://wordpress.org/plugins/tags/woocommerce/) * [Advanced View](https://wordpress.org/plugins/abovault/advanced/) ## Ratings No reviews have been submitted yet. [Your review](https://wordpress.org/support/plugin/abovault/reviews/#new-post) [See all reviews](https://wordpress.org/support/plugin/abovault/reviews/) ## Contributors * [ famosmedia ](https://profiles.wordpress.org/famosmedia/) ## Support Got something to say? Need help? [View support forum](https://wordpress.org/support/plugin/abovault/)