man...after a half-hour of pulling my hair out, i finally found this thread.
after creating a static page, i made the mistake of trying entering a different wordpress address in the admin panel. needless to say, it could no longer find the css file or even get back into panel.
i was about to panic when i saw the a couple suggestions for manually editing the wp-options file on this thread using phpmyadmin. problem solved, no need to create a new thread! i jumped up and down in my cpu room pumping my fist like wade boggs.
i know this isn't the place for it, but thank-you guys so much for this support site and the volunteer work you guys do. i cannot tell you how many times this forum has saved my behind. i started with zero .html knowledge and now feel like i moderately know what i'm doing with most of the wordpress code.
keep up the good work, topic resolved!