Ok, this is driving me crazy. I am not getting ANY photos/artwork that comes with the themes. I have downloaded several, hoping that maybe there was an error with one but they are all the same.
What I have done is:
went to themes.wordpress.net
Downloaded flowery 2.0 by Lisa Sabin Wilson
Into the light
I also downloaded Jakarta-previously and that works fine BUT it is for the old version of WP and it doesn't allow for photos as easy so I wanted a newer one.