I've been told it looks too simple, but in my monitor it looks fine!
Total size of images are 13.2KB, the CSS and PHP file are 15.4KB.
My goal was to make a functional, eye-pleasing layout that would load quickly on a 56k or handheld client (blackberry, Palm Pilot, etc). I think I may have fulfilled my goal.
I am not as gifted as many of you here, but I'm hoping you don't think it's too bad.